Senior Product Manager (Payment Processing)

Reposted 3 Days Ago
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Hiring Remotely in Spain
Remote
Senior level
eCommerce • Fintech • Payments
The Role
The Senior Product Manager will design and build a payment processing platform, oversee product vision, manage payment flows, ensure compliance, and drive metrics-based product decisions.
Summary Generated by Built In

WHAT YOU'LL BE WORKING ON

  • Design and build a payment processing platform from scratch: core payment flows, transaction lifecycle, routing logic, retries, fallbacks, settlements, refunds, chargebacks
  • Define and own the end-to-end product vision for payment processing, from zero state to a scalable production system
  • Architect payment flows across multiple providers (PSPs, acquirers, banks), including multi-PSP routing, MID management, and failover strategies
  • Own the core gateway logic: authorization, capture, voids, refunds, recurring payments, payouts, callbacks/webhooks
  • Work closely with engineering on system design decisions: APIs, data models, idempotency, reliability, observability
  • Translate business and compliance requirements into clear product and technical specifications
  • Own the full product lifecycle: discovery → design → delivery → launch → iteration
  • Ensure compliance with PCI DSS, 3DS, card scheme rules (Visa/Mastercard), and regulatory requirements
  • Manage relationships with external partners: PSPs, acquirers, fraud/KYC providers
  • Drive product decisions based on metrics: approval rates, latency, decline reasons, cost per transaction, and stability

WHAT YOU NEED TO SUCCEED IN THIS ROLE

  • At least 4-5+ years of experience as a Product Manager in payments/fintech
  • Proven hands-on experience building payment processing or payment gateway products from scratch (not only integrations or feature ownership - core processing logic is mandatory)
  • Deep understanding of the payment transaction lifecycle. card payments, 3DS, authorization/clearing/settlement, PSP and acquirer integrations, routing, cascading, retries, failover
  • Strong understanding of payment system architecture and how backend systems work
  • Ability to work as a product owner with architectural thinking, not just requirements management
  • Experience working with cross-functional teams in complex, regulated environments
  • High ownership mindset: able to independently drive decisions and outcomes
  • Strong analytical, system-thinking, and problem-solving skills
  • Clear communication with both technical and non-technical stakeholders
  • English level B2 or higher, fluent russian (both)

WHAT WE OFFER

  • An opportunity to make something great even greater, you can be the reason why we grow, develop, and become the best fintech company on the market!
  • Career prospects - we are young, we have huge ambitions, and it is important that our employees grow with us
  • Work with coworkers who are passionate about their business
  • Compensation that will fully correspond to the competence and knowledge, with yearly performance reviews
  • The opportunity to attend conferences, courses, and professional development at the company's expense - we favor the continuous development of our employees
  • Private health insurance coverage
  • Remote work
  • 20 days of vacation time; bank holidays; sick leaves; additional birthday day off
  • Team building events and corporate parties.

You can find out more about our team, our values, and the unique ways we celebrate our successes here: https://fyst.com/culture 

Top Skills

APIs
Payment Gateway
Payment Processing
Pci Dss
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The Company
Riga
83 Employees
Year Founded: 2022

What We Do

FYST [faist] is a one-stop tech, payments and technology consultancy for eCommerce and FinTech businesses. It empowers entrepreneurs with a unique mix of agile technical payments capabilities, payment technologies guidance, regulatory compliance, and AML advisory services from its team of payment and banking industry leaders. Focused on technological excellence FYST offers clients a full scope of integration and software advisory, complemented by in-house payment gateways development. Designed to help businesses navigate the fast-growing cross-border eCommerce market, FYST brings together leading fintech innovators under one brand, combining unparalleled technical ingenuity, and tailored advice to help fledgling businesses successfully scale up, and receive access to more than 70 global payment methods via the network of partners.

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