Senior Product Manager - NIRA

At Tilt, we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores, using over 250 real-time financial signals to recognize real potential. With millions of customers worldwide, we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward.

NIRA is a fintech lender serving India’s mass middle market, backed by US based Tilt. Alongside our partnerships business, we’re now building our own NBFC (non-banking financial company).

We’re looking for a Senior Product Manager in Bangalore to help us scale. You’ll own how NIRA works with the lenders and partners behind every loan we offer. That covers who we partner with, how quickly they go live, and which core systems we build or buy. You’ll also take on the biggest product problems across the borrower journey.

• Set product strategy and the roadmap. Turn business goals into clear priorities that move company OKRs (objectives and key results), and stop work that isn’t paying off.

• Own the lender and partner side of the platform as a product. Decide which lenders and partners NIRA works with, based on capacity, pricing, risk appetite and customer fit.

• Make partner onboarding fast and repeatable. Replace one-off effort with playbooks, tooling and automation across commercial, credit, compliance, tech and operations.

• Make each new integration faster than the last. Work with engineering to standardise integrations, so the tenth takes a fraction of the time of the first.

• Make build-vs-buy calls on core platform components. Evaluate options for systems such as co-lending and loan management, make the call and own the outcome.

• Know the borrower through research and data. Combine hands-on research with hard data to choose the problems that matter most.

• Use AI to move faster. Use Claude and other AI tools every day for specs, analysis, vendor research and prototyping.

• Relevant experience. Product management in fintech, digital lending or B2B platforms, ideally in India.

• Partner and platform experience. You’ve integrated with external lenders, partners or APIs, or evaluated platform vendors.

• Ownership of strategy. You’ve owned a roadmap tied to company goals and can show the outcomes you moved.

• Quantitative by default. You run your own queries and models, and know when the data is too thin to act on.

• Systems thinker. You think in flows and dependencies, and know which assumption is most likely to break.

• Commercial and vendor judgement. You can tell a good deal from a convenient one, and negotiate for it.

• Strong communicator and stakeholder manager. You win over reluctant counterparts and are comfortable challenging senior leaders.

• Comfortable with limited resources. You cut scope to protect what matters, and get more done with less.

1. Initial Recruiter Call: A conversation to learn about your experience and what you're looking for in your next role.

2. Hiring Manager Interview: A deeper discussion about your experience.

3. Skills Panel: Meet with Tilt team members to discuss your expertise and problem-solving approach.

4. Leadership Conversation: A final conversation with a leader to discuss how you'll contribute to Tilt's mission, and how we can help you achieve your career goals along the way.

Don’t meet every qualification? We care about potential over your past. If you're bringing ambition and drive to what we're building, we want to hear from you.

• Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement.

• Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity.

• Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards.

• Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly.

• Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.)

• Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.

We're looking for people who chase excellence and impact. Those who stand behind their work, celebrating the wins and learning from the missteps equally. We foster an environment where every voice is valued and mutual respect is non-negotiable — brilliant jerks need not apply. We're in this together, working to expand access to fair credit and prove that people are incredible. When you join us, it's not just another day at the [virtual] office, you're helping millions of hardworking people reach better financial futures.

You’re pushing ahead in your career? We can get behind that. Join us in building the credit system that people deserve.