Senior Product Manager, Liquidity

Posted An Hour Ago
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New York, NY, USA
Hybrid
165K-205K Annually
Senior level
Fintech • Mobile • Payments • Software • Financial Services • Cryptocurrency
Our mission is to enable members to change their lives by creating better financial outcomes.
The Role
Own the liquidity product roadmap and drive discovery through launch for earned wage access and fee-free overdraft products. Responsibilities include researching opportunities, writing specifications, managing timelines, partnering with engineering, design, data, risk, marketing, and compliance, simplifying complex member experiences, measuring outcomes, and using AI tools to improve productivity.
Summary Generated by Built In
ABOUT CURRENT

Current is a leading consumer fintech platform transforming financial access for everyday Americans with over 6 million members. We provide access to financial solutions that seamlessly work together to solve the needs of our members and enable all Americans to build better financial futures. Based in NYC, our results-driven environment drives us to build better products, grow faster and empower everyone on our team to have an impact on our business and mission to improve financial outcomes.

ABOUT THE ROLE 

We are hiring a Senior Product Manager for our Liquidity team, which builds the products that help members get through the gap between paychecks. This is a hands-on role: you will own discovery and execution for your area end to end, write your own specs, and work closely with leaders who are involved in key decisions.

Liquidity products: early access to earned pay and fee-free overdraft, from eligibility and limits to settlement and the member experience around them. These products carry real complexity under the hood (eligibility rules, risk models, bank partners, compliance) and the member experience has to stay simple and clear.

Build the roadmap for your area, bring your own point of view on what should be in it, and drive it from discovery through launch.

RESPONSIBILITIES
  • Drive discovery projects end to end: frame the problem, research, size the opportunity, and recommend a path
  • Write clear specs and own timelines through launch
  • Partner with backend and frontend engineering, design, and data
  • Work across risk, data, engineering, design, product marketing, and compliance to ship
  • Keep complex products simple for members
  • Measure results and feed learnings back into the roadmap
  • Use AI tools day to day to move faster: drafting specs, analyzing data, prototyping, and summarizing research
ABOUT YOU 
  • 6+ years of product management experience, most of it on consumer (B2C) products, including setting the roadmap for a product area and a track record of driving projects from discovery through launch on your own
  • Strong execution: you write clear specs, own timelines, and follow through to launch
  • Experience partnering with both backend and frontend engineering
  • Strong consumer product sense from shipping B2C experiences at scale, and a talent for making complex products simple
  • Comfortable in a hands-on environment, working closely with leaders who are involved in key decisions
  • Strong cross-functional collaborator, at ease with many stakeholders across risk, data, engineering, design, product marketing, and compliance
  • High ownership and a growth mindset: motivated by quality work, adaptable, and eager to learn
  • Fluent with AI tools in your own workflow, and curious about where they can speed up the team
BONUS 
  • Experience in fintech or another regulated industry (not required; some of the best consumer PMs come from outside fintech)
  • Experience owning strategy for an area, or building a product from 0 to 1

COMPENSATION

This role has a base salary range of $165,000 - $205,000. Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits. 

BENEFITS

  • Competitive salary 
  • Meaningful equity in the form of stock options 
  • 401(k) plan
  • Discretionary performance bonus program 
  • Biannual performance reviews
  • Medical, Dental and Vision premiums covered at 100% for you and your dependents 
  • Flexible time off and paid holidays 
  • Generous parental leave policy
  • Commuter benefits 
  • Fitness benefits
  • Healthcare and Dependent care FSA benefit 
  • Employee Assistance Programs focused on mental health 
  • Healthcare advocacy program for all employees 
  • Access to mental health apps 
  • Team building activities
  • Our modern NYC office with open floor plan, stocked kitchen, and catered lunches

Skills Required

  • 6+ years of product management experience
  • Most product management experience must be on consumer B2C products
  • Experience setting the roadmap for a product area
  • Track record of independently driving projects from discovery through launch
  • Strong execution skills, including writing clear specifications and owning timelines through launch
  • Experience partnering with backend and frontend engineering teams
  • Strong consumer product sense from shipping B2C experiences at scale
  • Ability to simplify complex products for consumers
  • Strong cross-functional collaboration skills across risk, data, engineering, design, product marketing, and compliance
  • Comfort working hands-on with leaders involved in key decisions
  • High ownership, adaptability, growth mindset, and motivation to deliver quality work
  • Fluency with AI tools in a product management workflow
  • Experience in fintech or another regulated industry
  • Experience owning strategy for a product area or building a product from 0 to 1

What the Team is Saying

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The Company
HQ: New York, NY
200 Employees
Year Founded: 2015

What We Do

Current is a U.S. based consumer fintech and payments platform with over four million members and a mission to improve financial outcomes. It provides mobile banking services that give its members access to opportunities to improve their financial lives, such as paychecks up to two days early, up to 4% APY, fee-free overdraft, money management tools and insights, fee-free ATMs, no fee crypto trading, a cash back rewards system and family banking.

Why Work With Us

We turn ideas into reality. We're leaders beyond our titles and experience. Focused on our rapid growth, we're a social team with diverse backgrounds and perspectives that celebrates our successes together. At Current, we all make an impact. Above all, we’re committed to our mission and dedicated to being a part of building something great.

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Current Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

Typical time on-site: Flexible
HQNew York, NY
Our modern, open floor plan office is located in the heart of Chelsea with an abundance of bars and restaurants. We are minutes away from various trains and bus stops for a convenient commute.

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