Senior Product Manager

Posted 14 Days Ago
Be an Early Applicant
Hiring Remotely in Tallinn, Harju Maakond, EST
Remote
Senior level
Fintech • Payments • Financial Services
The Role
Own Bondora’s identity and compliance product strategy across KYC, AML, sanctions screening, privacy, and customer data. Define policies with Legal and Risk, build auditable case-management workflows, lead AI-driven compliance automation, and develop an identity platform serving multiple European markets. The role involves regulatory audits, cross-functional collaboration, and bootstrapping a new Identity product team.
Summary Generated by Built In

At Bondora, our mission is simple: to make finance easy, transparent, and accessible for everyone.

Founded in 2008, we’ve helped more than 700,000 customers across Europe borrow and invest effortlessly through our trusted digital products.

As a rapidly growing financial technology company, we’re reaching new heights with a bold vision. We’re set to acquire a banking license, unlocking a world of possibilities for our customers. This transition will allow us to expand our lending across more EU countries and broaden our product suite to deliver even more value.

Join us on this journey and let’s build the future of finance together!

What is this role about?

If you're great at identity and compliance product work, you've probably already hit the ceiling of your current role: the architecture is built, ownership is split across a dozen narrow roles, and the job is tuning someone else's system inside a slow governance process, or applying AI automation on top of existing, antiquated operational practices.

As Senior Product Manager, Identity at Bondora, you'll own the whole stack and the platform that runs it, on a team you're building from the ground up. This isn't a maintenance function: Bondora operates across seven European markets and is pursuing a massive, multibillion-euro consumer credit opportunity. Every one of those markets runs on knowing who the customer is and whether we're clear to serve them, which makes this one of the most consequential systems in the company, not a back-office afterthought.

You'll build the policy and platform for KYC, AML, sanctions screening, and customer data privacy, and execute it alongside Legal, Risk, AML Operations, and Engineering, building one of the sharpest identity-and-compliance product functions in European fintech from the ground up. We build product-first and AI-first here: starting from what the problem actually requires, not automating whatever process already exists.


Your main responsibilities:
  • Define KYC, AML, and sanctions-screening policy together with Legal and Risk, so the rest of the business, Credit, Growth, Banking, can expand into new markets and products without re-litigating what's legally allowed every time.
  • Run AML and enhanced due diligence case management end to end with the AML operations team and Engineering: the workflows, the escalation paths, and an audit trail that actually holds up under regulator scrutiny.
  • Set data-privacy compliance for customer identity together with Legal, GDPR retention, data subject rights, the legal-basis register, the single source every team touching customer data relies on instead of re-deriving it themselves.
  • Direct product-first, AI-first automation together with Engineering: redesign how KYC and AML review should work rather than bolting automation onto today's manual process, replacing it with decisioning that's both automated and auditable, so the business scales without scaling headcount linearly.
  • Build the Identity & Customer Data Platform together with Engineering and the teams who depend on it, creating one source of truth about our customers.
  • You're joining early: the Identity team is being bootstrapped, which means real room to shape how it operates, who's on it, and how it works with the rest of Product, not inheriting someone else's structure.
 What would ensure success in this role?
  • You've designed or owned KYC, AML, or sanctions policy at a regulated fintech, bank, or payments company.
  • You've directed or built automated compliance or case-management systems from a product-first mindset, redesigning how the problem should be solved rather than just automating an existing manual process or operating a vendor tool.
  • You've personally been through a regulatory audit or examination.
  • You're comfortable translating regulation, GDPR, AML directives, and CCD II directly into product requirements.
  • You've worked directly with Legal, Risk, or Compliance to resolve genuinely ambiguous regulatory questions.
  • As a bonus, you might have hands-on work directing LLM-based compliance automation, multi-market KYC experience, or a shipped identity/KYC change that measurably moved a conversion metric.

What can you expect at Bondora? 
  • Experience with a banking license application or equivalent regulatory licensing process.
  • Hands-on experience directing LLM-based compliance automation.
  • Multi-market or cross-jurisdiction KYC experience
  • Contribute to Bondora’s ambitious goal of reaching 1BN in revenue. Your skills and efforts will directly impact our growth trajectory and shape the future of our company
  • Our employees deserve the best. We recognize our people with a competitive salary and a generous benefits package (5 weeks of vacation, private healthcare compensation, hobby grant, mental healthcare support, share options and much more!)
  • We provide an environment that encourages your personal and professional growth. As we constantly evolve and innovate, you’ll have endless opportunities (and budget) to expand your skills and skyrocket your career

The next steps

If you have the guts, ideas, and a team vision, apply now! 

Our hiring process: 

  1. Meet Ariba, our Recruiter: Your first interview with Ariba will give you the chance to share your experiences and aspirations. 
  2. Meet with Brian Edward Taulbee, our hiring manager: You can explore more about the role and ask questions about how you can make impact
  3. Put your skills to the test: Tackle a home task related to product management skills
  4. Collaborate with Brian, to review your take home task submission: Go over your submission with the Hiring Manager and share your perspective
  5. Complete our assessments: Our personality and logic assessments will help us understand your strengths
  6. Business Interview - Alberto Mateos Montano: Engage with our Chief Customer Operations Officer to cover how the product impacts our customers
  7. Final Interview - Meet Mirko Adari, our Chief Product & Technology Officer for an overview 
  8. Bar-raiser Interview - Meet Olga Kikas, our Chief People Officer as an independent evaluation step and the last one 
  9. The celebration begins: If the stars align, receive an offer to join the Bondora team! 

 

 

Join our team of Bondorians, and let's make it happen!

If you'd like to read how Bondora collects, uses, and protects your personal data during recruitment, please see HERE.

Skills Required

  • Experience designing or owning KYC, AML, or sanctions policy at a regulated fintech, bank, or payments company
  • Experience directing or building automated compliance or case-management systems using a product-first approach
  • Personal experience with a regulatory audit or examination
  • Ability to translate regulation, GDPR, AML directives, and CCD II into product requirements
  • Experience working directly with Legal, Risk, or Compliance on ambiguous regulatory questions
  • Hands-on experience directing LLM-based compliance automation
  • Multi-market KYC experience
  • Shipped identity or KYC changes that measurably improved a conversion metric
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The Company
HQ: Tallinn, Harjumaa
189 Employees
Year Founded: 2008

What We Do

Established in 2008, Bondora proudly serves nearly 1 million customers worldwide. And our goal is to help millions more improve their financial situation with our online personal finance services. Working at Bondora means you're always learning, creating solutions, and building something meaningful. We keep things simple, take ownership, and work as a team toward our collective goals. We know when to work hard to get things done, but we also know when to relax and have fun! Talented people working together can change the world, and that's what we want to do. Join our team of superheroes, and let's make it happen

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