Senior Product Designer

Posted Yesterday
Be an Early Applicant
Toronto, ON, CAN
In-Office
76K-142K Annually
Senior level
Financial Services
The Role
Leads product design for digital lending, acquisition, investments, insurance, and personalized recommendations. Conducts user research and usability testing, translates requirements into customer journeys, information architecture, wireframes, prototypes, visual designs, and HTML/CSS concepts. Collaborates with engineering, product management, and research teams from concept through launch to create accessible, responsive, intuitive digital experiences that support customer satisfaction and business growth.
Summary Generated by Built In

Application Deadline:

09/03/2026

Address:

33 Dundas Street West

Job Family Group:

Customer Solutions

The Sr. Product Designer will shape customer experiences across BMO's Digital Lending, Acquisition & Retail Investments portfolio  within NA Digital Sales. This role designs intuitive, customer-centered journeys for self-serve investing, loan and line of credit applications, insurance offerings, and personalized product recommendations. Working closely with cross-functional partners, the designer will lead complex initiatives from concept to launch, creating innovative digital experiences that drive customer satisfaction and business growth.

Designs and creates digital experiences by prioritizing users and business requirements over technology limitations and constraints. Understands logical user flows focusing on interaction models, navigation and usage. Applies user-centered design processes to create satisfying and compelling experiences for users of a product. Conducts user research and testing, develops wireframes and task flows based on user needs. Collaborates with development teams to create intuitive, user-friendly software by applying understanding of graphic design, programming and web technologies.

  • Works with cross-functional teams including engineering, product management and user research.
  • Chooses and implements the best design techniques and tests for usability.
  • Gathers user and business requirements and turns them into initial sketches and wireframes all the way through to visual design and HTML/CSS prototyping.
  • Uses wireframes, flows, sketches, and customer journeys to communicate designs in order to promote cross-disciplinary team development and communication.
  • Creates simple prototypes that convey the intent of initial ideas and thoughts.
  • Understands the user and business needs and transforms them into a digital experience.
  • Creates sitemaps and determines the information architecture, makes wireframes and prototypes.
  • Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.
  • Provides specialized consulting, analytical and technical support.
  • Exercises judgment to identify, diagnose, and solve problems within given rules.
  • Works independently and regularly handles non-routine situations.
  • Broader work or accountabilities may be assigned as needed.
  • Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards, Procedures and Supporting documents), laws and regulations.

Qualifications:

Foundational level of proficiency:

  • User Interface Design.

Intermediate level of proficiency:

  • Design Pattern/ (User Behavior).
  • Imaging Tools.
  • Web Analytics.
  • Media Content and Graphic Designs.
  • Emotional agility.
  • Adaptability.
  • Verbal & written communication skills.
  • Collaboration & team skills.
  • Analytical and problem solving skills.
  • Data driven decision making.

Advanced level of proficiency:

  • Business Requirements Definition, Analysis and Mapping.
  • Accessibility.
  • Responsive design.
  • Storytelling.
  • Usability Evaluation.
  • Design Thinking.
  • Human Centricity aspects.
  • User Experience Design.
  • User Research.
  • Customer Centricity.
  • Typically between 5 - 7 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
  • Deep knowledge and technical proficiency gained through extensive education and business experience.

Salary:

$75,900.00 - $141,900.00

Pay Type:

Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

Skills Required

  • 5–7 years of relevant product or user experience design experience
  • Post-secondary degree in a related field, or equivalent education and experience
  • User interface design proficiency
  • Design patterns and user behavior knowledge
  • Imaging tools proficiency
  • Web analytics knowledge
  • Media content and graphic design proficiency
  • Business requirements definition, analysis, and mapping
  • Accessibility knowledge
  • Responsive design proficiency
  • Storytelling proficiency
  • Usability evaluation proficiency
  • Design thinking proficiency
  • Human-centered design knowledge
  • User experience design proficiency
  • User research proficiency
  • Customer-centric design proficiency
  • Strong verbal and written communication skills
  • Collaboration and teamwork skills
  • Analytical and problem-solving skills
  • Data-driven decision-making skills
  • Emotional agility and adaptability

BMO Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about BMO and has not been reviewed or approved by BMO.

  • Parental & Family Support Paid parental leave up to 16 weeks at full pay for all new parents, plus up to $20,000 for adoption, surrogacy, and fertility, and 10 days of paid backup childcare indicate robust family support. These elements stand out within BMO’s U.S. package.
  • Retirement Support A 401(k) design combining a core employer contribution with dollar-for-dollar matching up to a set portion of pay, plus immediate vesting on match and employee contributions, signals strong retirement funding. The core contribution’s three-year vesting is clearly defined.
  • Leave & Time Off Breadth Vacation accrual scales with grade and service, alongside 9–10 paid holidays and additional paid time off buckets (bereavement, school activities, civic duties, blood donation, volunteering). This breadth offers multiple avenues for time away beyond standard vacation.

BMO Insights

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The Company
HQ: Toronto, Ontario
51,885 Employees

What We Do

At BMO, banking is our personal commitment to helping people at every stage of their financial lives. The truth is, people’s needs change: so we change too. But we never change who we are. Which means we’ll never waiver from providing our customers the best possible banking experience in the industry. Our incredible team of over 46,000 people is just the tip of the iceberg. You should get to know us. We’re here to help.

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