Senior Manager, Risk Analytics & Decision Science - (US Remote)
Why this Role Matters:
At Greenbox Capital, we help small businesses thrive by giving them fast, accessible funding. As a Senior Manager, Risk Analytics & Decision Science, you’ll play a key role in shaping the credit strategies that power our business.
You’ll drive results by building and optimizing decisioning frameworks, improving model performance, and uncovering insights that directly influence approval, pricing, and portfolio outcomes. Your work will directly support our growth by making our credit decisions smarter, faster, and more scalable.
This role reports to the VP of Credit Risk & Analytics and leads a team within the Risk Analytics function.
What Success Looks Like:
Here’s how your time might break down (actual time can shift depending on business needs):
- Decisioning Frameworks & Analytics – Driving approval strategy, segmentation, and portfolio optimization
- Model Performance & Optimization – Improving model accuracy and business impact
- Data Strategy & Vendor Evaluation – Identifying and integrating high-value data sources
- Cross-Functional Impact – Supporting underwriting, finance, and product with actionable insights
How you’ll be measured:
- Decisioning Framework Ownership - Build and continuously improve credit decisioning frameworks that drive approval strategy, pricing, and portfolio outcomes
- Model Performance & Business Impact - Evaluate and refine model performance using business KPIs, improving predictive accuracy and decision quality
- Cross-Functional Influence & Execution - Partner effectively across teams to translate analytics into clear, actionable business decisions
You’re a Strong Fit if You:
- Demonstrate strong analytical thinking and can solve complex credit risk problems using data
- Have proven leadership ability, including managing and developing high-performing teams
- Thrive in fast-paced, ambiguous environments and can prioritize effectively
- Communicate clearly, translating technical findings into business recommendations
- Are highly organized with strong attention to detail and ownership mindset
- Show curiosity and continuously seek to improve systems, models, and outcomes
- Adapt well in a global, distributed team environment and collaborate effectively across functions
What You’ve Done Before:
- Bachelor’s degree in mathematics, statistics, economics, finance, or a related field required; advanced degree preferred
- 5–10 years of experience in credit risk analytics, preferably in small business lending, non-prime, or high-risk environments
- 2+ years of leadership experience managing and developing teams
- Proven success building or enhancing modern credit decisioning frameworks
- Demonstrated impact driving business outcomes through analytics and modeling
Tools and Expertise You’ll Bring:
- Strong proficiency in SQL, Python, and Excel
- Solid understanding of statistical modeling and model performance evaluation techniques
- Experience working with large datasets and credit decisioning systems
- Familiarity with modern data platforms (e.g., Snowflake, Databricks) and BI tools
- Strong understanding of credit underwriting processes, policy design, and segmentation strategies
What to Expect from Our Interview Process
We believe in a respectful, efficient, and transparent hiring experience. Here’s what you can expect (subject to changes depending on role):
Step 1: Initial Phone Screen (30 minutes)
Step 2: Hiring Manager Interview (1 hour)
Step 3: Interview with CEO
Step 4: Onsite Interview with Leadership
Step 5: Offer & Background Check
What's In It For You:
💸 Competitive Pay - We know your worth and we pay accordingly.
🌴 Flexible PTO - Work hard, rest well. Take the time you need to recharge.
🏡 Remote - Fully remote within the U.S., working Eastern Time hours to keep everyone aligned.
🩺 Full Benefits Package - Health, dental, vision
🧠 Strong Team – Work with collaborative, curious, and high-performing teammates
What We Do
Greenbox Capital is a place for people who want to move quickly, solve meaningful problems, and take real ownership of their work. We help small businesses access the capital they need to grow, and we're building the team to take that mission further.
Why Work With Us
At Greenbox, we believe the best work happens when people are trusted, challenged, and empowered to think beyond their job description. We move fast, ask hard questions, and take responsibility for outcomes, not just effort. You won’t find layers of red tape or performative culture here. Instead, you’ll find people who care deeply about the work,
