Senior Lead Software Engineer - Proprietary Wallets, Connected Commerce

Job Description
Be an integral part of an agile team that's constantly pushing the envelope to enhance, build, and deliver top-notch technology products.
As a Senior Lead Software Engineer at JPMorganChase within the Connected Commerce Proprietary Wallets domain, you are an integral part of an agile team that works to enhance, build, and deliver trusted market-leading technology products in a secure, stable, and scalable way. Drive significant business impact through your capabilities and contributions, and apply deep technical expertise and problem-solving methodologies to tackle a diverse array of challenges that span multiple technologies and applications.
The Proprietary Wallets and Lending Innovation organization is a team of highly skilled technologists focused on delivering cutting-edge payment experiences and platforms. We're transforming the buying and selling experiences for millions of our customers and nurturing the growth of digital payments.
Job responsibilities

• Regularly provides technical guidance and direction to support the business and its technical teams, contractors, and vendors
• Lead and mentor a team of software engineers, providing guidance on daily tasks and technical challenges.
• Develop secure, high-quality production code; review and debug code written by others.
• Drive decisions that influence product design, application functionality, and technical operations.
• Collaborate across teams to deliver products and applications aligned with business requirements.
• Champion an API-first mindset and modern engineering practices.
• Serve as a subject matter expert in one or more technical domains (e.g., cloud, platform engineering, payments technology).
• Design and implement smart, scalable solutions to provide a robust experience for our partners and customers.
• Drives decisions that influence the product design, application functionality, and technical operations and processes
• Serves as a function-wide subject matter expert in one or more areas of focus
• Adds to the team culture of diversity, opportunity, inclusion, and respect

Required qualifications, capabilities, and skills

• Formal training or certification on software engineering concepts and 5+ years applied experience
• Advanced in one or more programming language(s) (Java, Python, Go). Strong coding fundamentals (algorithms and data structures).
• 2+ years of experience leading technologists to manage and solve complex technical challenges.
• Professional-level understanding with a public cloud provider (AWS, GCP, or Azure).
• Ability to tackle design and functionality problems independently with minimal oversight.
• Hands-on experience in system design, application development, testing, and operational stability.
• Solid understanding of modern application infrastructure design and non-functional requirements (security, performance, scalability, availability).
• Demonstrated proficiency with Terraform and Infrastructure as Code.
• Advanced knowledge of software applications and technical processes with considerable in-depth knowledge in one or more technical disciplines (e.g., cloud, artificial intelligence, machine learning, mobile, etc.)
• Ability to tackle design and functionality problems independently with little to no oversight
• Experience in Computer Science, Computer Engineering, Mathematics, or a related technical field

Preferred Qualifications, Capabilities, and Skills

• Professional AWS certification.
• Terraform certification.
• FinTech background, especially in payments technology.
• Experience with Agentic AI.
• Experience with Infrastructure as Code and API development in the context of public cloud.
• Experience with Kubernetes (K8s) and understanding of public cloud architecture patterns for event-driven systems.

About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.