Citi is looking for a Senior Software Engineer to join the Banking Operations team within the Consumer Operations Technology organization, where you will design and deliver Java microservices solutions that directly support critical banking operations at scale. In this role, you will contribute across the full software development lifecycle — from feasibility and planning through to implementation and ongoing support — acting as a subject matter expert for both your team and senior stakeholders. This is an opportunity to build meaningful technology in a global financial institution where your engineering decisions have real business impact.
Responsibilities
- Design, develop, and implement Java microservices applications that address specific business needs within the Banking Operations team, ensuring solutions are robust, scalable, and fit for purpose.
- Lead all phases of the software development lifecycle, including analysis, design, construction, testing, and deployment, maintaining quality and delivery standards throughout.
- Analyse complex technical and business problems, evaluate system processes against industry standards, and engineer effective solutions that improve operational outcomes.
- Define and enforce security measures and operating standards as part of post-implementation reviews, ensuring systems perform reliably and securely in production.
- Collaborate with business users, clients, and cross-functional technology teams to gather requirements, recommend advanced engineering solutions, and resolve technical issues.
- Conduct feasibility studies, support IT planning, and contribute to time and cost estimation activities to inform sound technical decision-making.
- Mentor and guide junior and mid-level engineers, sharing technical knowledge and supporting their professional development within the team.
Required Qualifications & Skills
- 8 to 13 years of experience in software application development, with a focus on systems analysis, design, and programming.
- Hands-on experience building and delivering Java-based applications, with practical knowledge of microservices architecture in an enterprise environment.
- Demonstrated ability to manage and deliver software projects end to end, navigating shifting requirements and competing priorities under pressure.
- Working knowledge of project management and consulting methodologies, with the ability to coordinate effectively across technology and business teams.
- Ability to work with a high degree of autonomy, exercising sound technical judgement and taking ownership of outcomes with minimal supervision.
- Commitment to risk awareness and compliance, including the ability to identify and escalate control issues and apply ethical judgement in day-to-day engineering decisions.
- Bachelor's degree in a relevant field or equivalent practical experience.
What We Offer
Joining Citi's Consumer Operations Technology organization means working on backend systems that power real banking operations at a global scale. You will be part of a collaborative engineering team that values technical rigour, delivery ownership, and continuous improvement, with access to the resources and support to grow your career at one of the world's leading financial institutions.
- A hybrid working model offering 3 days in the office and 2 days working remotely, providing flexibility while maintaining close collaboration with your team.
- The opportunity to work on complex, high-impact Java microservices that underpin critical banking operations across global markets.
- Autonomy to make meaningful technical decisions and act as a subject matter expert, influencing both engineering practices and business outcomes.
- Access to learning and development resources that support technical growth and career progression within Citi's global technology network.
- A performance-driven environment where your engineering contributions are recognized and directly connected to business results.
- Wellbeing and financial benefits aligned to your location, designed to support your long-term professional and personal goals.
Build impactful Java microservices at the heart of global banking operations — apply now to join Citi's Consumer Operations Technology team in Chennai.
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Job Family Group: Technology------------------------------------------------------
Job Family:Applications Development------------------------------------------------------
Time Type:Full time------------------------------------------------------
Most Relevant Skills Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
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View Citi’s EEO Policy Statement and the Know Your Rights poster.
Skills Required
- 8 to 13 years of experience in software application development, focused on systems analysis, design, and programming
- Hands-on experience building and delivering Java-based applications
- Practical knowledge of microservices architecture in an enterprise environment
- Ability to manage and deliver software projects end to end
- Working knowledge of project management and consulting methodologies
- Ability to coordinate effectively across technology and business teams
- Ability to work autonomously and exercise sound technical judgment
- Risk awareness and compliance skills, including identifying and escalating control issues
- Bachelor's degree in a relevant field or equivalent practical experience
Citi Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.
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Healthcare Strength — Health coverage is presented as comprehensive, including free in-network preventive care, mental-health resources, and the Be Well Program. Materials also state new hires have access to health and insurance benefits from the outset.
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Retirement Support — The retirement plan offers a $1-for-$1 match up to 6% of eligible pay. New employees are eligible for the plan, with automatic enrollment after 90 days if they do not enroll themselves.
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Inclusive Benefits Coverage — Benefits highlight fertility treatment coverage, adoption/surrogacy reimbursement up to $30,000, and disability coverage. Coverage extends to spouses and domestic partners regardless of gender identity or sexuality, with gender-affirming care-related support noted.
Citi Insights
What We Do
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.
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