The Applications Development Senior Programmer Analyst is an intermediate level position responsible for participation in the establishment and implementation of new or revised application systems and programs in coordination with the Technology team. The overall objective of this role is to contribute to applications systems analysis and programming activities.
Key Responsibilities:
- Owning the technical design, development, and delivery of backend services and applications across Wealth lending platforms.
- Providing technical leadership and mentorship to a team of Java developers, actively contributing to the design, development, and implementation of high-quality software.
- Designing and developing resilient and scalable microservices and RESTful APIs with robust error handling, monitoring, and performance.
- Designing, building, and managing the application's service and data access layers, ensuring consistent and efficient data handling.
- Performing and overseeing code quality reviews, application performance profiling, and driving optimization strategies.
- Defining, implementing, and validating complex business logic and data transformations within the application.
- Championing and utilizing AI-assisted development tools (e.g., GitHub Copilot) and modern authentication frameworks to improve developer productivity, code quality, and testing across the engineering team.
- Providing technical leadership and delivery ownership, guiding the team on architecture decisions, best practices, and ensuring the high-quality delivery of features and platform enhancements.
- Identifying problems, analyzing information, and making evaluative judgments to recommend and implement effective solutions.
- Applying fundamental knowledge of programming languages for design specifications and active development.
- Ability to operate with a limited level of direct supervision, drive initiatives, and resolve complex technical issues effectively.
- Appropriately assessing risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets, by driving compliance with applicable laws, rules, and regulations.
Recommended Qualifications:
- Bachelor's or Master's degree in Computer Science, Engineering, or a related technical field.
- 8+ years of progressive experience in software development, with at least 1-2 years in a senior developer or lead capacity.
- Experience in managing and implementing successful projects
- Demonstrable experience within the financial services or banking industry, specifically with wealth management or lending platforms, is highly desirable.
- Certifications in Java, Spring, or cloud platforms (e.g., AWS, Azure, GCP) are a plus.
Skills Required:
Must Have:
- Core Java & Spring: Extensive hands-on experience with the end-to-end design, development, and deployment of complex Java applications, with deep proficiency in the Spring Framework (Spring Boot, Spring Batch, Spring Security, Spring Data).
- API & Web Services: Expertise in designing and developing RESTful APIs, including comprehensive documentation using tools like Swagger/OpenAPI.
- Database Proficiency: Strong command of database technologies, particularly Oracle, with expertise in advanced SQL, query optimization, and performance tuning.
- ORM Frameworks: Solid experience with Object-Relational Mapping frameworks such as Hibernate and Java Persistence API (JPA).
- Messaging Systems: Hands-on knowledge of asynchronous, event-driven architectures using messaging systems such as Kafka or Solace.
- Security: Solid understanding of security best practices, including implementing secure coding standards, and familiarity with API Gateways, authentication, and authorization mechanisms.
- AI-Assisted Development: Practical experience in AI-powered development tools (e.g., GitHub Copilot, Devin ) to enhance productivity, improve code quality, and accelerate development cycles.
- Leadership & Communication: Excellent communication and interpersonal skills, with the ability to lead technical discussions and mentor junior developers.
- Domain Knowledge: Basic functional understanding of the Lending and/or Risk domains.
- Technical Leadership: Proven ability to lead, mentor, and guide Java developers on design patterns, development best practices, and code quality standards.
- Communication: Excellent communication and interpersonal skills, fostering effective collaboration with cross-functional teams and stakeholders.
Good to Have:
- Cloud & Containerization: Exposure to cloud platforms (e.g., AWS, Azure, GCP) and container orchestration with OpenShift or Kubernetes.
- DevOps & CI/CD: Experience with building and maintaining CI/CD pipelines using tools like Jenkins and GitHub Actions.
- Application Monitoring: Knowledge of application performance monitoring (APM) and log aggregation tools such as Splunk, the ELK Stack, or Dynatrace.
- Agile & Project Management: Proficiency with project management and collaboration tools like Jira and Confluence.
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Job Family Group: Technology------------------------------------------------------
Job Family:Applications Development------------------------------------------------------
Time Type:Full time------------------------------------------------------
Most Relevant Skills Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Skills Required
- Core Java and Spring (Spring Boot, Spring Batch, Spring Security, Spring Data)
- Design and develop RESTful APIs; document with Swagger/OpenAPI
- Strong Oracle and advanced SQL skills, including query optimization and performance tuning
- Experience with ORM frameworks (Hibernate, JPA)
- Experience with asynchronous/event-driven messaging (Kafka or Solace)
- Security best practices, API Gateway, authentication and authorization implementation
- Practical experience with AI-assisted development tools (GitHub Copilot, Devin)
- Technical leadership, mentoring, and excellent communication skills
- Basic functional understanding of Lending and/or Risk domains
- Performing code reviews, application performance profiling, and optimization
- Bachelor's or Master's degree in Computer Science, Engineering, or related field
- 8+ years progressive software development experience and 1-2 years in senior/lead capacity
- Experience in financial services or banking, especially wealth management or lending platforms
- Certifications in Java, Spring, or cloud platforms (AWS, Azure, GCP)
- Exposure to cloud platforms and container orchestration (OpenShift, Kubernetes)
- Experience with CI/CD and DevOps tools (Jenkins, GitHub Actions)
- Knowledge of APM and log aggregation tools (Splunk, ELK Stack, Dynatrace)
- Familiarity with Agile and project tools (Jira, Confluence)
Citi Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.
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Healthcare Strength — Benefits coverage is positioned as comprehensive, including health, dental, and vision insurance plus on-site clinics, prescription drug support, and disability coverage. Family-building support such as fertility assistance is described as a notable differentiator within the overall package.
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Retirement Support — Retirement benefits are framed as strong, highlighted by a 401(k) with matching and additional plan options like a Roth 401(k). Financial support is reinforced through discounts and broader financial guidance resources tied to the benefits ecosystem.
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Wellbeing & Lifestyle Benefits — Wellbeing support extends beyond insurance through programs like an Employee Assistance Program, counseling/legal resources, and gym or wellness reimbursement. These offerings increase the perceived total rewards value even when cash compensation sentiment varies by role.
Citi Insights
What We Do
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.








