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Kikoff: The Fintech Powering Financial Security at Scale
Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money.
We're scaling fast. Join us if you want to build something meaningful and help millions of people move forward financially.
Why Kikoff:
This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.
The Role:
We’re looking for a Senior Frontend Engineer to help shape the future of our flagship credit building product — the engine behind our mission to help millions of Americans build and strengthen their credit.
This role sits at the heart of our business. You’ll work on initiatives that directly improve retention, engagement, and revenue, while also exploring and scoping challenging new opportunities to drive the next wave of impact. Every project you work on is built hand-in-hand with PMs, designers, and data scientists, ensuring that features are not just shipped, but move the needle in a meaningful, measurable way. And it helps bring our core tradeline product to the next level of impact.
Requirements:
- B.A. / B.S. / M.S. or strong self-taught fundamentals in computer science
- 5+ years of industry experience, with demonstrated breadth and depth of product impact
- Hands-on experience with React in production
- Ability to analyze data and distill information for business purposes
- Effectiveness as demonstrated by problem-solving skills in areas outside your expertise
- Desire to form strong professional bonds with startup-forward coworkers
Equal Employment Opportunity Statement
Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.
Please reference the following for more information.
Skills Required
- B.A., B.S., or M.S. degree, or strong self-taught computer science fundamentals
- 5+ years of industry experience with demonstrated breadth and depth of product impact
- Hands-on production experience with SolidJS, or deep React experience with strong interest in adopting SolidJS
- Ability to analyze data and distill information for business purposes
- Strong problem-solving skills in areas outside your expertise
- Desire to form strong professional bonds with startup-oriented coworkers
Kikoff Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Kikoff and has not been reviewed or approved by Kikoff.
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Healthcare Strength — Health coverage is presented as comprehensive, with medical, dental, and vision included and the full premium cost covered for employees in recent postings. Employer materials and listings consistently cite health insurance as a core benefit.
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Leave & Time Off Breadth — Time off is described as 20 days of accrued PTO plus company‑paid holidays. This provides a clear baseline of paid leave beyond standard holidays.
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Wellbeing & Lifestyle Benefits — Everyday perks include commuter benefits, catered office meals, and a fitness benefit policy. These additions contribute to daily convenience and lifestyle support.
Kikoff Insights
What We Do
Kikoff is a personal finance platform that offers the simplest credit-building solution out there: $0 fees, 0% interest, and no credit pull. Your credit score is the foundation of your financial health – yet most people don’t have the credit score they deserve. That’s why Kikoff built the most accessible and affordable credit-building solution – it’s also the fastest growing and the top-rated credit building mobile app. Kikoff works whether you’re new to credit or looking for an extra boost. Building credit is just the start; Kikoff is building a personal finance platform designed to help consumers achieve financial wellness. Driven by the co-founders’ and team’s personal experiences, Kikoff’s mission is to provide refreshingly fair, effective, and simple pathways to meet your financial goals. Kikoff is a Series B company and has raised over $42 million in total funding. Investors include Portage Ventures, Lightspeed Venture Partners, GGV, Coatue, Core Innovation Capital, and basketball star Stephen Curry. Kikoff was founded in 2019 and is headquartered in San Francisco, California.
Why Work With Us
We are building an organization that maximizes growth and learning; we are invested in helping you grow and achieve what you want in your career. Our principles include a bias towards action, work in public, first principles thinking, intellectual honesty and extreme ownership.
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