Protect Investors. Strengthening Trust. Make an Impact.
At Vanguard, safeguarding our clients and protecting the integrity of the financial system is at the core of what we do. As a Senior Financial Crimes Specialist, you will serve as a subject matter expert in identifying, investigating, and mitigating financial crimes risks. You'll partner across the organization to detect suspicious activity, enhance compliance programs, and help ensure adherence to regulatory requirements while protecting shareholder assets.
This role offers the opportunity to lead complex investigations, influence risk management strategies, partner with key business partners, mentor, and contribute to the continuous evolution of Vanguard's Global Financial Crimes program.
What You'll Do
- Lead investigations into potentially fraudulent, suspicious, or high-risk activity and recommend appropriate actions based on regulatory requirements, jurisdictional considerations, and internal policies.
- Conduct enhanced due diligence and risk assessments on individuals, entities, and transactions to identify potential financial crimes risks across business lines.
- Review and analyze alerts, reports, and monitoring activities, resolving complex exceptions, and escalating matters when appropriate.
- Partner with compliance, legal, risk, and business teams across regions to support effective risk management and regulatory compliance.
- Prepare and maintain required regulatory and internal reporting documentation with accuracy and attention to detail.
- Identify opportunities to strengthen financial crimes controls, processes, monitoring frameworks, and share best practices across the organization.
- Serve as a trusted resource and consultant on financial crimes matters, providing guidance on emerging risks, global trends, and regulatory developments.
- Stay current on industry trends, emerging threats, regulatory developments, and financial crimes typologies.
- Support regulatory examinations, audits, and external inquiries as needed.
- Mentor and provide guidance to less experienced team members while fostering collaboration, knowledge sharing, and development across a geographically diverse organization.
- Participate in strategic projects that enhance Vanguard's financial crimes prevention, detection, and risk management capabilities.
What We're Looking For
- Minimum of 5 years of experience in Financial Crimes compliance, AML, fraud investigations, KYC/CDD/EDD, sanctions compliance, risk management, or related field.
- Bachelor's degree or equivalent combination of education, training, and relevant experience.
- Experience analyzing complex data, conducting investigations, and making risk-based decisions.
- Strong understanding of financial crimes regulations, compliance frameworks, and industry best practices.
- Excellent analytical, problem-solving, and communication skills.
- Ability to effectively manage competing priorities in a fast-paced, highly regulated environment.
- Experience collaborating with cross-functional stakeholders and influencing outcomes.
- Demonstrated ability to coach, mentor, or lead projects and initiatives preferred.
Preferred Qualifications
- CAMS, CFE, CFCS, or similar financial crimes certifications are a nice-to-have, but not required.
- Experience within financial services, investment management, banking, or brokerage environments.
- Knowledge of AML transaction monitoring, sanctions screening, customer due diligence, and suspicious activity investigations.
Special Factors
Sponsorship
Vanguard is not offering visa sponsorship for this position.About Vanguard
At Vanguard, we don't just have a mission—we're on a mission.
To work for the long-term financial wellbeing of our clients. To lead through product and services that transform our clients' lives. To learn and develop our skills as individuals and as a team. From Malvern to Melbourne, our mission drives us forward and inspires us to be our best.
How We Work
Vanguard has implemented a hybrid working model for the majority of our crew members, designed to capture the benefits of enhanced flexibility while enabling in-person learning, collaboration, and connection. We believe our mission-driven and highly collaborative culture is a critical enabler to support long-term client outcomes and enrich the employee experience.
Skills Required
- Minimum 5 years of experience in financial crimes compliance, AML, fraud investigations, KYC/CDD/EDD, sanctions compliance, risk management, or a related field.
- Bachelor's degree or equivalent combination of education, training, and relevant experience.
- Experience analyzing complex data, conducting investigations, and making risk-based decisions.
- Strong understanding of financial crimes regulations, compliance frameworks, and industry best practices.
- Excellent analytical, problem-solving, and communication skills.
- Ability to manage competing priorities in a fast-paced, highly regulated environment.
- Experience collaborating with cross-functional stakeholders and influencing outcomes.
- CAMS, CFE, CFCS, or similar financial crimes certification.
- Experience in financial services, investment management, banking, or brokerage environments.
- Knowledge of AML transaction monitoring, sanctions screening, customer due diligence, and suspicious activity investigations.
- Demonstrated ability to coach, mentor, or lead projects and initiatives.
Vanguard Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Vanguard and has not been reviewed or approved by Vanguard.
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Retirement Support — Retirement support appears unusually strong through a 401(k) design that includes a match plus an additional employer contribution, which can materially lift long-term total rewards. HSA seeding and an enhanced employer match further strengthen the savings-and-benefits value of the package.
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Wellbeing & Lifestyle Benefits — Wellbeing and lifestyle support is reinforced by a sizable annual FlexFund stipend that can be applied across many day-to-day categories such as fitness, childcare, and other personal expenses. On-site or virtual clinics and fitness options add practical health and wellness convenience.
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Affordable Benefits — Healthcare and related benefits are positioned as comparatively affordable via heavily subsidized medical plans and broad coverage options. This affordability can offset moderate base pay for employees who place higher value on out-of-pocket cost reductions.
Vanguard Insights
What We Do
We are a community of 30 million who think – and feel – differently about investing. Together, we’re changing the way the world invests. Since our founding in 1975, helping our investors achieve their goals is our sole reason for existence. With no other parties to answer to and therefore no conflicting loyalties, we make every decision—like keeping investing costs as low as possible—with only your needs in mind. Vanguard is one of the world's largest investment companies, offering a large selection of high-quality low-cost mutual funds, ETFs, advice, and related services. Individual and institutional investors, financial professionals, and plan sponsors can benefit from the size, stability, and experience Vanguard offers. As of April 30, 2019, we managed more than $5.6 trillion in global assets. In addition, we have 189 funds in the United States and 225 funds in global markets. For Commenting Guidelines & Important information, visit here: http://vanguard.com/linkedin Vanguard Marketing Corporation, Distributor.
