Senior Financial Crime Risk Analyst - Sanctions (5250)

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Hours:

Line of Business:

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

CUSTOMER

• Develop & implement team procedures and governance processes for sanctions compliance and analyze and advise stakeholders and teams of changes and enhancements to enterprise sanctions programs and requirements, including their impact across the organization.
• Collaborate with & influence partners and senior stakeholders in related groups (such as Compliance, Legal, and Risk) to support the creation of documentation and reports required by external regulatory bodies and TD internal groups for sanctions compliance.
• Lead research and assessment of sanctions risks and controls, and contribute to a specialized team of sanctions compliance professionals, interacting with key stakeholders.
• Provide governance oversight through management of sanctions policy and training exemption governance and reporting processes to the Senior Executive Team and related sub-committees.
• Provide strategic guidance to team members in the use of issues and events systems for tracking and reporting sanctions-related matters.
• Prepare summaries, presentations, briefing notes, and other documentation to effectively report on the status of the sanctions compliance program.
• Deliver relevant subject matter expertise and sanctions compliance advice to business partners.
• Interact with control functions within the organization to ensure effective sanctions oversight.
• Develop and deliver sanctions training programs for applicable employees across the Bank.
• Conduct meaningful research, analysis, and assessment of sanctions program activities at the functional level, using results to draw conclusions, make recommendations, and assess the effectiveness of enterprise sanctions programs.
• Prepare research, analysis, update tools, and support training activities specific to sanctions risk assessment.
• Contribute to the development of processes, procedures, and guidance relevant to sanctions compliance.

SHAREHOLDER

•  Prioritize and manage own workload to meet SLA requirements for service and productivity
• Provide high quality service and advice to key business (FCRM) partners and monitor progress of initiatives, action plans, or similar activities
• Protect the interests of the organization – identify and manage risks, and ensure the prompt and thorough resolution of escalated non-standard, high-risk issues
• Deliver relevant subject matter expertise and FCRM advice to business (FCRM) partners
• Participate as assigned in new or revised product initiatives, advise businesses on FCRM compliance requirements and ensure that those requirements are properly written into requirements for business projects
• Participate in FCRM level projects as needed, to facilitate and oversee changes to FCRM processes, systems, or practices
• Coordinate with other FCRM partners and business compliance partners to ensure consistency in the application of FCRM programs and standards across the enterprise
• Ensure relevant FCRM programs align with TD corporate philosophy and strategic direction
• Monitor FCRM industry developments and maintain strong knowledge of evolving regulatory requirements and assess potential impacts
• Contribute to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk/ provide guidance for complex situations
• Comply with applicable internal and external audit and regulatory requirements and may actively provide support during Audit and Regulatory Reviews, providing recommendations and guidance as required
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
• Participate in responding to periodic exams/audits by regulatory bodies and Internal Audit, to determine level of BSA/FCRM compliance
• Contribute to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk / provide guidance for complex situations

EMPLOYEE / TEAM

• Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
• Share industry knowledge for own area of expertise and participate in knowledge transfer within the team and function
• Grow knowledge of the business, related tools and techniques
• Participate in personal performance management and development activities, including cross training within own team
• Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
• Contribute to the success of the team by willingly assisting others in the completion and performance of work activities, providing guidance as appropriate.
• Contribute to a fair, positive and equitable environment that supports a diverse workforce
• Act as a brand champion for the function and the bank, both internally and/or externally

BREADTH & DEPTH

• Work independently as the senior analyst / subject matter expert in sanctions compliance, and coach and educate others on regulatory requirements and best practices.
• Oversee and/or independently perform end-to-end sanctions screening and escalation processes, ensuring adherence to global standards.
• Apply expert knowledge of sanctions regulations, business operations, products, services, and operating standards to drive unit or team performance and mitigate risk.
• Execute on more complex and/or non-standard sanctions-related requests, including high-risk reviews and regulatory reporting.
• Research and investigate a range of sanctions alerts, operational issues, and process gaps, ensuring timely resolution and compliance.
• Recommend and implement solutions within own area of responsibility to strengthen sanctions controls and governance frameworks.
• Coordinate and integrate work with other areas such as AML, FCRM, and Legal as needed to ensure holistic risk management.
• Provide advanced analysis and/or specialized reporting on sanctions metrics, trends, and regulatory adherence to support business partners and centres of expertise.
• Require advanced technical and regulatory knowledge of global sanctions regimes and screening systems for discipline supported.
• Manage high complexity in operational, reporting, and process analysis functions with a medium to longer-term focus on sanctions compliance enhancements.
• Represent the group as the lead or subject matter expert on sanctions-related projects, regulatory initiatives, and cross-border governance meetings.
• Generally reports to a Manager or Senior Manager

EXPERIENCE & EDUCATION

• Undergraduate Degree
• Advanced degree, professional accreditation, and/or 5+ years relevant industry experience

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!

Language Requirement (Quebec only):