Senior Equipment Finance Document Specialist

Posted Yesterday
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New Orleans, LA, USA
In-Office
Senior level
Fintech
The Role
Coordinates equipment finance loan and lease closings from documentation intake through funding. Reviews credit approvals, lien searches, UCC filings, ownership records, insurance, corporate documents, title registrations, payment instructions, and closing packages. Collaborates with relationship managers, customers, vendors, attorneys, insurers, documentation teams, and portfolio management. Ensures perfected security interests, statutory compliance, risk controls, accurate transaction entry in Aspire, exception clearing, and timely operational completion.
Summary Generated by Built In

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JOB FUNCTION / SUMMARY:

Coordinate and manage loan/ lease transnational closings supporting the Equipment Finance specialty lines of business (Direct Equipment Finance and Leasing, Capital Markets, Municipal Leases and Bonds), working with Equipment Finance Specialty Relationship Managers (“RMs”), Bank RMs, Customers, Equipment vendors, Insurance agents, Outside counsel, Corporate Documentation and Lending Services, and Credit and Portfolio Management.

ESSENTIAL DUTIES & RESPONSIBILITIES:

  • Intake, submission, and processing of documentation requests from HWEF RM’s.
  • Coordinate transaction documentation and closing/funding package with RM’s, Customer, Seller, Attorney’s, Insurance broker, Vendor/Dealer and other support staff.
  • Review credit approval memorandum and establish transaction workflow to perfect equipment collateral.
  • Follow HWEF lien perfection procedures to determine and appropriate security interest method.
  • Determine when to perform a UCC lien search, perform the search, review the results and draft/obtain all necessary releases and/or subordinations.
  • Determine if UCC Inventory filing is required.
  • Follow appropriate procedures and file appropriate UCC forms to ensure HWEF has first perfected security interest in its collateral (equipment and/or inventory).
  • Review equipment invoices to determine vesting of ownership in subject equipment.
  • Review Borrower/Lessee corporate documentation to determine correct legal names.
  • Review title registrations to assure proper ownership and lienholder.
  • Review appropriateness of insurance, including lender/lessor interest.
  • Review pay/proceeds instructions from borrower/lessee.
  • Prepare and Review transaction closing/funding package.
  • As appropriate prepare/review wire request per HWEF procedures.
  • Create document checklist/specifications for submission to Corporate Documentation and/or outside counsel.
  • Input and review all necessary transaction details into Aspire.
  • Complete daily activities for the operations area.
  • Assist with Collateral and Documentation Exception Clearing.
  • Provide superior customer service to both internal and external clients.
  • Follow statutory compliance, risk management and internal controls.
  • Complete special projects and other duties as assigned.

SUPERVISORY RESPONSIBILITIES:

None

MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE:

  • Bachelor’s Degree required or equivalent experience.
  • 5 + years of experience in Equipment Leasing & Finance and/or Banking

ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS:

  • Ability to work under stress and meet deadlines
  • Ability to operate related equipment to perform the essential job functions
  • Ability to read and interpret a document if required to perform the essential job functions
  • Ability to travel if required to perform the essential job functions
  • Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions.  If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.

Equal Opportunity/Affirmative Action Employers.  All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.

Skills Required

  • Bachelor's degree or equivalent experience
  • 5 or more years of experience in equipment leasing and finance and/or banking

Hancock Whitney Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Hancock Whitney and has not been reviewed or approved by Hancock Whitney.

  • Healthcare Strength Core coverage includes medical, dental, vision, telehealth, and FSAs, with options such as a PPO and a CDHP. The CDHP includes company HSA contributions, and multiple comments characterize medical coverage as good or worth the premium.
  • Retirement Support A 401(k) offers a company match plus an additional employer contribution, with a true-up and an ESPP available. This structure is presented as competitive for a regional bank.
  • Leave & Time Off Breadth Time away includes vacation, sick leave, volunteer time, and bonding leave for birth/adoption/foster placement. The program outlines 11 paid holidays and front-loaded sick time, with vacation accruals that increase by role/tenure.

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The Company
HQ: Gulfport, MS
3,969 Employees
Year Founded: 1899

What We Do

We create opportunities for our clients and the communities we serve. We offer a wide array of banking and financial services at locations in Alabama, Florida, Louisiana, Mississippi and Texas. Through a steadfast commitment to our century-old core values we’ve created a company culture built around respect, diversity and teamwork that recently landed Hancock Whitney on Forbes’ list of America’s Best Midsize Employers. Our core values are lived out by the actions of our associates throughout our footprint. Commitment to service is not just something that we say on a poster. Its lived out in the actions of the women and men that seek to provide exceptional service every day in our local communities.

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