Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence. We rely on empathy, curiosity, and business sense to prioritize features and improve experiences. Our role is to lead with clarity, support cross-functional execution, and champion the user in every decision.
About the roleAffirm is building the next generation of consumer finance, and the Affirm Card sits at the center of that vision—blending debit, pay-over-time, and network-native experiences into a single product.
We’re looking for a Senior Director of Product to lead the Affirm Card and Card Platform—owning both the end-user experience, the business outcomes of every card product, and the underlying platform that powers card issuance, authorization, servicing, and partner integrations.
This is a pillar-level leadership role responsible for defining strategy, building a high-performing team, and delivering durable business outcomes across one of Affirm’s most strategic product areas.
What you’ll doOwn the Card domain end-to-end
Define and drive the multi-year vision for Affirm Card across consumer experience, growth, and economics, inclusive of new card products that complement the one we have in market today.
Lead the US direct to consumer card products (Affirm Cards, and in app virtual cards)
Oversee our Card Platform (authorization, ledgering, servicing, controls) which powers the D2C products both domestically and internationally, along with a number of merchant and partner integrations.
Translate company strategy into a coherent roadmap spanning multiple teams and systems
Build and scale a high-performing product organization
Manage and develop a team of PMs and PM leaders
Establish product standards, operating cadence, and decision frameworks
Build a durable org that delivers high-quality outcomes without direct involvement in every decision
Drive business outcomes at scale
Own GMV, engagement, unit economics, and credit outcomes for the Card domain
Shape investment strategy, tradeoffs, and resource allocation across multiple product areas
Partner with Finance and Credit to optimize profitability and risk
Lead platform strategy and execution
Drive platform capabilities that unlock velocity across Affirm (APIs, controls, servicing systems)
Partner deeply with Engineering to make cost vs. value tradeoffs at the system level
Ensure the Card Platform scales reliably across use cases, geographies, and partners
Operate as a cross-functional leader
Align senior stakeholders across Engineering, Design, Credit, Legal, Partnerships, and GTM
Build strong relationships with external partners (networks, processors, wallet providers)
Represent the Card domain in executive forums and company planning cycles
Product leadership at scale
15+ years in product management, with experience leading multi-team product areas or platforms
Track record of owning large domains or business lines with meaningful financial impact
Org-building capability
Experience managing managers and building high-performing PM teams
Proven ability to create systems, processes, and culture that scale
Strategic and systems thinker
Ability to operate at portfolio-level altitude—connecting product decisions to company strategy
Strong judgment across second- and third-order tradeoffs, especially in complex systems
Platform + fintech depth
Experience in payments, cards, fintech, or adjacent infrastructure
Comfort working on both consumer-facing products and backend platforms
Execution and influence
Ability to drive alignment across senior stakeholders and functions
Strong product instincts paired with rigorous, data-driven decision-making
Affirm Card is one of the fastest-growing parts of the business and a key driver of long-term differentiation. This role will shape:
How Affirm shows up every day in consumers’ wallets
How we blend debit, credit, and pay-over-time into one experience
The platform foundation that enables future financial products
Pay Grade - V
Equity Grade - 21
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, which includes the annual base pay and the sales incentive target.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA On Target Earnings (CA, WA, NY, NJ, CT) per year: $391,000 - $431,250
USA On Target Earnings (all other U.S. states) per year: $350,750 - $391,000
#LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
Skills Required
- 15+ years in product management, with experience leading multi-team product areas or platforms
- Track record of owning large domains or business lines with meaningful financial impact
- Experience managing managers and building high-performing PM teams
- Proven ability to create systems, processes, and culture that scale
- Ability to operate at portfolio-level altitude and connect product decisions to company strategy
- Experience in payments, cards, fintech, or adjacent infrastructure
- Comfort working on both consumer-facing products and backend platforms
- Ability to drive alignment across senior stakeholders and functions
- Strong product instincts paired with rigorous, data-driven decision-making
What the Team is Saying
Affirm Compensation & Benefits Highlights
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Healthcare Strength — Healthcare coverage is described as comprehensive with medical, dental, vision, robust mental health support, and $0‑premium plan options in some cases. Inclusive offerings such as abortion travel and transgender healthcare further reinforce breadth of care.
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Parental & Family Support — Paid parental leave of 18 weeks for both birth and non‑birth parents, plus a four‑week return‑to‑work transition, is prominently featured. Family‑forming support includes fertility and adoption assistance alongside a $20,000 wallet for surrogacy, adoption, fertility treatments, and egg freezing.
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Leave & Time Off Breadth — Time off is presented as generous, with flexible PTO, Health Days, and “Life Happens Leave,” plus company‑wide Away Days. Paid holidays were expanded substantially to ensure regular three‑day weekends and collective recharge periods.
Affirm Insights
What We Do
At Affirm, we help people say yes to the things that matter with flexible, transparent ways to pay over time. No hidden fees, no compound interest, and no fine print—just a smarter way to spend.
Why Work With Us
Who is an Affirmer? /noun/ Someone who believes finance shouldn’t be complicated. We come from a diverse set of backgrounds and we’re driven by the desire to improve lives through honest financial products. We define success by challenging one another to bring our best ideas to every single project—and we have fun while doing it.
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Affirm Offices
Remote Workspace
Employees work remotely.
Affirm is a remote-first company! Our employees can work anywhere in the U.S. but if an office is more your style, we have office locations in San Francisco, Chicago, New York City, and Pittsburgh.
