Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Senior Data Scientist
Senior Data Scientist, Test and Learn
Overview
The Services team is a key differentiator for Mastercard, providing cutting-edge products and services that help our customers. Focused on thinking big and scaling quickly around the globe, this agile team is responsible for end-to-end solutions for a diverse global customer base including issuers, acquirers, and merchants. Centered on data-driven technologies and innovation, these services include payments-focused consulting, loyalty and marketing programs, business experimentation and optimization (Test & Learn), and data-driven information and risk management services.
Test & Learn
As a member of the Test & Learn team, you will pioneer industry-leading experimentation software which brings sophisticated analytic techniques to businesses and users around the world. We are rapidly building new products, improving existing products, and expanding the ways we deliver Test & Learn to our clients. We are looking for innovators who can execute and evolve our analytic strategy, tackling the big challenges of the future. This role will focus on analytic research; pushing the boundaries for our analytics by finding ways to apply new data science methods to top business challenges and translating it into novel products, and scalable commercial solutions.
Position Responsibilities
Drive the research of new functionality within an analytics platform used by the world's largest organizations to make critical, multi-million-dollar decisions.
Work cross-functionally with product management to understand and solve customer needs requiring novel analytic solutions
Work hand-in-hand with engineering teams to help guide the implementation of your analytic ideas into our products
Collaborate with leaders across the business unit to identify problems and drive innovative solutions.
All About You
5+ years experience in data science OR equivalent graduate coursework.
Experience of applying machine learning, causal inference, and/or generative and agentic AI to real world problems.
Strong technical aptitude and ability to understand complex technical concepts, coupled with strong business acumen to identify applications of technology to solve commercial questions
Experience applying innovative analytics to high volume datasets to influence business decisions
Excellent communication and interpersonal skills, with the ability to effectively collaborate with cross-functional teams and stakeholders.
Exceptional project management and problem-solving ability, with a focus on setting ambitious and achievable goals, managing timelines across multiple workstreams, and prioritizing risk/benefit tradeoffs.
Enthusiastic about opportunities to collaborate with and mentor teammates to foster a supportive and growth-oriented team culture.
Degree(s) in statistics, mathematics, computer science, engineering, or similar area preferred
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
- Abide by Mastercard's security policies and practices;
- Ensure the confidentiality and integrity of the information being accessed;
- Report any suspected information security violation or breach, and
- Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
Skills Required
- 5+ years of experience in data science or equivalent graduate coursework
- Experience applying machine learning, causal inference, and/or generative and agentic AI to real-world problems
- Strong technical aptitude and ability to understand complex technical concepts
- Business acumen to identify commercial applications of technology
- Experience applying innovative analytics to high-volume datasets to influence business decisions
- Excellent communication and interpersonal skills for cross-functional collaboration
- Project management and problem-solving ability, including managing timelines and prioritizing risks and benefits
- Willingness to collaborate with and mentor teammates
- Degree in statistics, mathematics, computer science, engineering, or a similar field
Mastercard Compensation & Benefits Highlights
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Retirement Support — Retirement matching is described as a standout element of the package, with a notably high employer contribution and access to financial-planning resources. Feedback suggests this materially boosts long-term total compensation value.
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Parental & Family Support — Paid new-parent leave of at least 16 weeks and financial assistance for fertility, adoption, and surrogacy are emphasized as major strengths. These offerings support familial needs across multiple life stages.
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Leave & Time Off Breadth — Generous PTO, personal days, sick time, holidays, and paid volunteer days are consistently highlighted. Feedback suggests these allowances compare favorably and meaningfully enhance work-life balance.
Mastercard Insights
What We Do
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re building a resilient economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Why Work With Us
We live the Mastercard Way: creating value in the communities we touch, growing together through the opportunities we see, and moving fast to innovate and scale. Our collaborative culture and our passionate people are the key to what we do, driving meaningful change as one team and connecting everyone to priceless possibilities.
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Hybrid Workspace
Employees engage in a combination of remote and on-site work.
In our ongoing workplace evolution, we’ve introduced hybrid work, Work-From-Elsewhere Weeks and Meeting-Free Days.






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