Senior Backend Engineer-Payments

Posted 15 Hours Ago
6 Locations
Remote
Senior level
Blockchain • Fintech • Payments • Software • Financial Services • Cryptocurrency
The Role
Own the payments connector and adapter layer, enabling configurable provider integrations and migration to server-to-server and embedded flows. Build reliable transaction status handling through polling, idempotency, reconciliation, and observability. Define orchestration platform requirements for state machines, routing, cascading, and failure handling. Support card-program integrations, third-party provider relationships, and extending payment capabilities to acquired entities.
Summary Generated by Built In

We are an international broker. Our clients fund and withdraw through roughly 60 payment methods across Asia, Africa, LATAM and the Middle East.

Payments is now a standalone function, and we are building the team around it.

We are looking for a Senior Backend Engineer who will own our connector layer and everything downstream of it: building a canonical adapter layer so that providers plug in rather than get built one by one, moving payment methods to server-to-server and embedded flows, and making transaction status reliable and observable across the estate.

You will also be the payments function's technical counterpart to the orchestration platform team: the behaviour we need from the platform is specified here, argued here and reviewed here.

Your responsibilities will be:

  • Building and owning the connector and adapter layer, so that adding or replacing a provider becomes configuration and a thin adapter rather than a new integration each time
  • Migrating payment methods from redirect flows to server-to-server and embedded flows where the provider supports it, and measuring the result
  • Owning everything downstream of the orchestration layer: reconciliation, transaction status handling on our side, method configuration and payment flows into the client portal
  • Making transaction status reliable end to end, through active status polling, idempotent processing and reconciliation
  • Building observability over transaction status and provider performance across the estate
  • Specifying the behaviour we need from the orchestration platform: transaction state machine, idempotency, polling, routing and cascading rules. You design it, argue for it and review what comes back
  • Supporting integration work for our card programme
  • Extending the same integration set to acquired entities as configuration rather than a new build each time

Requirements
  • 5+ years in backend engineering, strong in TypeScript, Node.js, comfortable in relational databases
  • Production experience with payment systems: authorisation, callbacks, refunds, reconciliation and retry behaviour
  • Practical understanding of idempotency, asynchronous status handling, transaction state machines and designing for partial failure. This is the core of the role rather than a detail, and you will both build against it and specify it
  • Experience integrating third-party APIs of uneven quality, including working directly with a provider's integration team to resolve what the documentation does not answer
  • The ability to own a service rather than close tickets: architecture decisions, standards and root cause fixes
  • English and Russian at a working communicative level


 Will be a significant plus:

  • Exposure to .NET for work touching the client portal
  • Experience with APM and local rails in Asia, Africa or LATAM rather than cards alone
  • Experience with bank transfer rails, virtual accounts, QR-based methods, mobile money etc.
  • Event-driven patterns in production: transactional outbox, idempotent consumers, sagas
  • Background in brokerage, crypto payments, orchestration or another high-volume payments environment; on the provider side, at a PSP, gateway or payment company
  • Active use of AI tooling in daily work
  • Ability to work independently and make decisions without constant oversight
  • Proactive mindset: willingness to propose improvements, fixes, new approaches
  • What the first year looks like.
  • In the first months you take over the integration codebase with a documented handover, strengthen transaction status handling, and ship your first server-to-server integration.
  • By mid-year the adapter layer is in place, new providers go live against it rather than as one-off builds, and transaction status and provider performance are observable across the estate.
  • In the second half the migration to server-to-server and embedded flows runs as a programme across methods, and the same integration set starts extending to our other entities. As the team grows, a Systems Analyst takes over instrumentation and verification while integration engineering stays with you.

Recruitment process:

  • HR interview, covering background, motivation and fit
  • Technical interview on backend engineering and the payments domain
  • Home task as a case from the real needs
  • System design and problem-solving interview, covering integration design, failure handling and status modelling
  • Final interview with senior stakeholder.

Benefits

Fixed monthly compensation of [based on experience]

Fully remote work within GMT to GMT+4, with no relocation required

Ownership of the connector layer and everything downstream, with direct influence on what the orchestration platform becomes

Engineering problems that are not CRUD: asynchronous status across dozens of providers, partial failure, and local payment rails in emerging markets

Scope that grows with the business: a card programme, new entities and new payment products

Corporate AI tooling as part of the working process

Skills Required

  • 5+ years of backend engineering experience
  • Strong TypeScript experience
  • Node.js experience
  • Comfort working with relational databases
  • Production experience with payment systems, including authorization, callbacks, refunds, reconciliation, and retry behavior
  • Practical understanding of idempotency, asynchronous status handling, transaction state machines, and designing for partial failure
  • Experience integrating third-party APIs of uneven quality
  • Ability to work directly with provider integration teams to resolve undocumented integration issues
  • Ability to own services, make architecture decisions, establish standards, and resolve root causes
  • Working communicative proficiency in English and Russian
  • Exposure to .NET
  • Experience with APM and local payment rails in Asia, Africa, or LATAM
  • Experience with bank transfer rails, virtual accounts, QR-based payment methods, or mobile money
  • Production experience with event-driven patterns such as transactional outbox, idempotent consumers, or sagas
  • Background in brokerage, crypto payments, orchestration, or high-volume payments
  • Experience at a PSP, gateway, or payment company
  • Active use of AI tooling in daily work
  • Ability to work independently and make decisions without constant oversight
  • Proactive mindset and willingness to propose improvements, fixes, and new approaches
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The Company
136 Employees
Year Founded: 2015

What We Do

CXM Group, a global leader in the FX and CFD industry since 2015, is redefining the trading experience. Our mission is to empower traders with advanced tools, exceptional resources, and unparalleled market conditions across several asset classes including forex, indices, shares, metals, commodities and cryptocurrencies. Backed by decades of expertise across Asia Pacific, the US, and Europe, our award-winning team has earned a reputation for innovation, reliability and excellence. We offer SWAP-free trading for all clients, unlimited leverage, best trading terms on gold, competitive spreads, deep liquidity, and strong partnerships with tier-one banks and prime brokers. At CXM, we integrate cutting-edge technology with outstanding service to help our clients achieve their full potential. Serving B2B, institutional, and retail clients, we provide tailored solutions to suit every trading journey.

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