Senior Backend Engineer, Cashalo

At Tilt, we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores, using over 250 real-time financial signals to recognize real potential. With millions of customers worldwide, we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward.

We're looking for a Senior Backend Engineer to join the the team building Cashalo. You'll play a key role in building and scaling the core technology that powers financial access for millions of Filipinos — working on product-facing features, platform reliability, and technical initiatives across our .NET and Azure stack.

This is a high-ownership IC role on a lean, globally connected team. You'll work closely with product, credit, and engineering colleagues across the Philippines, India, and the US to ship meaningful improvements to our lending platform.

This is a 100% remote role that requires travel 2-4 times/year.

• Build and maintain robust backend services and APIs using .NET (C#) that power Cashalo's lending products

• Design and optimise SQL Server data models and queries to support reliable, performant application behaviour

• Take ownership of features end-to-end — from requirements through to deployment — working closely with product and business stakeholders

• Contribute to platform reliability, observability, and deployment practices on Azure

• Collaborate with engineers across the Tilt group (US and India) to align on architecture and engineering best practices

• Help uplift the team through code reviews, knowledge sharing, and a high bar for quality

• Demonstrated hands-on proficiency in .NET (C#) building production-grade backend systems

• Strong experience with SQL Server — relational data modelling, query optimisation, and schema management

• Working knowledge of Azure cloud services (e.g. App Services, Azure Functions, Service Bus, Blob Storage)

• Strong fundamentals in designing and consuming REST APIs

• A product engineer mindset — you care about solving real user and business problems, not just writing clean code

• Comfortable operating with autonomy in a fast-moving, lean team where ownership and initiative are valued

• Experience in fintech or lending is a plus

1. Recruiter Screen: A conversation to learn about your experience and what you're looking for in your next role.

2. Hiring Manager Interview: A deeper discussion with Michael Dove about your background, ways of working, and career story.

3. Technical Interview: A hands-on session covering technical depth, system design, and coding (.NET/Azure focused, ~1.5 hours).

4. Leadership Conversation: A final conversation with our senior leadership team about mission, growth, and mutual fit.

Don’t meet every qualification? We care about potential over your past. If you're bringing ambition and drive to what we're building, we want to hear from you.

• Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement.

• Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity.

• Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards.

• Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly.

• Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.)

• Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.

We're looking for people who chase excellence and impact. Those who stand behind their work, celebrating the wins and learning from the missteps equally. We foster an environment where every voice is valued and mutual respect is non-negotiable — brilliant jerks need not apply. We're in this together, working to expand access to fair credit and prove that people are incredible. When you join us, it's not just another day at the [virtual] office, you're helping millions of hardworking people reach better financial futures.

You’re pushing ahead in your career? We can get behind that. Join us in building the credit system that people deserve.