Senior Associate, Product Owner – Client Onboarding

Posted 9 Hours Ago
Be an Early Applicant
New York, NY, USA
Hybrid
Senior level
Financial Services
We’re one of the world’s biggest technology-driven companies
The Role
Own product requirements and roadmap for client onboarding APIs, coordinate cross-functional stakeholders, run project management cadences, synthesize research and metrics to drive product decisions, support API architecture evaluations, and optimize onboarding operations and tooling.
Summary Generated by Built In

Join a team where your work creates real impact for real customers. You'll collaborate across engineering, operations, risk, and business to deliver meaningful product outcomes — while growing your career at the intersection of payments innovation and client experience.

As a Senior Associate Product Owner for Client Onboarding on the Wallets team, you support clients throughout their journeys with our products. You'll translate complex technical requirements into clear product outcomes, drive project management discipline, and partner with diverse teams to navigate ambiguity and deliver results that matter.

Job responsibilities

  • Define and refine product requirements for API-enabled payments features, translating business needs into clear, actionable specifications for engineering partners.
  • Own and maintain the product roadmap for assigned workstreams, ensuring priorities reflect customer impact, risk posture, and business value.
  • Lead stakeholder engagement across technology, operations, compliance, and business functions, facilitating alignment on scope, timelines, and trade-offs.
  • Establish and execute project management cadences — including status reporting, dependency tracking, and milestone governance — to keep client onboarding moving with accountability.
  • Synthesize data, user research, and market signals to identify product gaps and recommend solutions backed by quantitative and qualitative evidence.
  • Partner with technology teams to evaluate modern API architecture decisions, ensuring product design supports scalability, security, and interoperability.
  • Facilitate working sessions, steering committees, and executive briefings, producing crisp materials that communicate progress and surface decisions clearly.
  • Monitor product performance metrics and payment transaction indicators post-launch, identifying optimization opportunities and escalating risks proactively.
  • Coordinate across program management processes, ensuring deliverables align with broader portfolio governance standards and reporting requirements.
  • Drive continuous improvement by identifying process inefficiencies and championing tooling or workflow enhancements that accelerate product delivery.

Required qualifications, capabilities, and skills

  • 4 years of experience in product management, with demonstrated ownership of a product roadmap from ideation through delivery.
  • Proven ability to manage and influence senior stakeholders across technology, business, and operations functions without direct authority.
  • Working knowledge of modern API architecture concepts, including REST, webhooks, and API gateway patterns, sufficient to engage credibly with engineering teams.
  • Strong project management skills, including the ability to run multiple concurrent workstreams, track dependencies, and maintain governance standards.
  • Experience producing executive-level written communications, presentation materials, and program status reporting.
  • Bachelor's degree in business, technology, engineering, or a related field, or equivalent professional experience.
  • Excellent verbal communication skills with the ability to facilitate alignment in cross-functional forums and large group settings.

Preferred qualifications, capabilities, and skills

  • Experience in the payments industry, including familiarity with payment rails, settlement processes, fraud prevention, or dispute resolution.
  • Exposure to program or portfolio management office frameworks, including agile and waterfall delivery methodologies.
  • Experience with product roadmapping or business intelligence tools such as Jira.
  • Prior experience at a financial institution, fintech, or payments network in a product or strategy capacity.

Applicants must be authorized to work for any employer in the US. We are not able to provide immigration sponsorship or take over sponsorship of an employment visa at this time. Final job grade level and corporate title will be determined at time of offer and may differ from this posting.

About Us

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. 

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions.  We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.

We offer a broad array of credit cards to meet the needs of individuals and small businesses, including Chase-branded and co-branded cards in partnership with well-known companies and organizations. Merchant Services is a leading provider of payment, fraud and data security for companies, capable of authorizing transactions across global currencies.

Skills Required

  • 4 years of product management experience with ownership of a product roadmap from ideation through delivery
  • Proven ability to manage and influence senior stakeholders across technology, business, and operations
  • Working knowledge of API architecture concepts including REST, webhooks, and API gateway patterns
  • Strong project management skills, including running multiple concurrent workstreams, tracking dependencies, and governance
  • Experience producing executive-level written communications, presentations, and program status reporting
  • Bachelor's degree in business, technology, engineering, or related field, or equivalent experience
  • Excellent verbal communication and facilitation skills in cross-functional and large-group settings
  • Experience in the payments industry (payment rails, settlement, fraud, or dispute resolution)
  • Exposure to program/portfolio management frameworks, including agile and waterfall methodologies
  • Experience with product roadmapping or business intelligence tools such as Jira
  • Prior experience at a financial institution, fintech, or payments network in product or strategy

JPMorganChase Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.

  • Healthcare Strength Medical, dental, vision, and mental health coverage are comprehensive, with on-site clinics, preventive care, and specialized supports such as maternity nurse guidance and fertility treatments. Wellness activities can help offset copays and out-of-pocket costs, reinforcing the perceived strength of health benefits.
  • Retirement Support A 401(k) with dollar-for-dollar matching and additional automatic pay credits reflect strong employer-backed retirement savings. An employee stock purchase plan and related financial programs further bolster long-term financial support.
  • Leave & Time Off Breadth Paid time off, sick time, holidays, and generous parental leave are provided alongside family medical leave and adoption/fertility assistance. Additional programs like caregiver support and volunteer time off expand the breadth of time-away options.

JPMorganChase Insights

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The Company
HQ: New York, NY
289,097 Employees
Year Founded: 1799

What We Do

JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.

Why Work With Us

Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.

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