Senior Analyst - Credit Risk

Posted 19 Days Ago
Be an Early Applicant
3 Locations
In-Office
Senior level
Fintech • Consulting
The Role
Conducts client-focused analytics using credit reference data, statistical methods, Python, and SQL. Delivers credit strategy, model development, and bespoke analytical projects; analyzes multiple data sources, communicates actionable insights, and collaborates with internal and external stakeholders to develop commercial solutions.
Summary Generated by Built In

Equifax is where you can power your possible. If you want to achieve your true potential, chart new paths, develop new skills, collaborate with bright minds,  and make a meaningful impact, we want to hear from you.

Are you passionate about leveraging data to solve complex business challenges? Ready to make a significant impact with a global leader in information solutions?

Equifax is seeking a driven and insightful Senior Analyst to join our dynamic Data and Analytics (D&A) division. This is a pivotal role where you will directly contribute to our success by supporting a wide range of analytical projects, engaging with key external clients, and collaborating with internal stakeholders to drive revenue deliverables for Equifax UK.

At Equifax, we empower our employees to achieve their full potential. Our D&A team offers a clear, structured career development framework designed to accelerate your progression and growth. You'll have the opportunity to work closely with experienced managers to build and realise your career aspirations within a supportive and innovative environment.


What you’ll do

As a Senior Analyst, you will be at the forefront of delivering high-impact analytical support and project analysis to our external clients. Your responsibilities will include:

  • Client-Focused Analytics: Addressing client queries related to CRA (Credit Reference Agency) data characteristics and scores, providing expert insights and solutions.
  • Project Delivery: Playing a key role in diverse analytical projects, including credit strategy development, model development, and bespoke analytics tailored to solve specific client problems.
  • Data-Driven Problem Solving: Performing in-depth analysis of multiple data sources, utilising statistical analysis and computer science techniques to address complex business issues.
  • Insight Communication: Translating analytical findings into clear, actionable recommendations that enable clients to make improved business decisions and enhance profitability.
  • Technical Expertise: Employing data mining tools and programming languages (Python & SQL) to prepare and analyse data for critical business decision-making.
  • Solution Development: Collaborating to design and deliver robust analytical and commercial solutions for both internal and external clients, aligning business requirements with data knowledge and existing processes.

What experience you need

We are looking for a candidate with a strong analytical aptitude and a proactive approach:

  • A relevant numerical degree, achieving a 2:1 or higher.
  • Proven experience in programming languages such as Python and SQL, ideally applied within a credit risk environment.
  • An innovative mindset, coupled with meticulous attention to detail.
  • Strong domain knowledge in credit risk and working with credit bureau datasets.
  • Demonstrated capability in analytical project delivery, including model development or formulation of credit policies.
  • Excellent written and verbal communication skills, with the ability to confidently engage with team members, clients, and business leaders at various levels.

What could set you apart
  • Additional languages desirable are VBA or Google Apps Script
  • Cloud experience (e.g. Google Cloud Platform, Big Query) and use of Git/Github

We believe great things happen when teams connect. Our schedule is built around 4 days of high-impact, in-office collaboration (Monday–Thursday), paired with Friday Flexibility to wrap up your week remotely. 

The Perks of being a Equifax Employee?

We offer a wide range of company supported benefits including contributory pension, life cover, income protection, healthcare, enhanced maternity and sick pay, 26 days holiday and a day off for your birthday, with the ability to buy and sell and free credit checks. We also offer flexible benefits ranging from cycle to work, discounted travel options, gym membership, dining and leisure discounts, financial & savings plans, mobile discounts plus much more!

We also support personal development and have a range of learning options including our global online learning platform and allow you to bring your whole self to work supported by our Inclusion and Diversity, Wellbeing and Employee Engagement forums.

Are you ready to power your possible?  Apply today, and get started on a path toward an exciting new career at Equifax, where you can make a difference!
 

Primary Location:

GBR-London

GBR-Leeds-6-Wellington, GBR-Nottingham

Function:

Function - Data and Analytics

Schedule:

Full time

Skills Required

  • Relevant numerical degree with a 2:1 or higher
  • Experience programming with Python and SQL
  • Strong analytical aptitude and attention to detail
  • Excellent written and verbal communication skills
  • Experience applying Python and SQL in a credit risk environment
  • Experience formulating credit policies and contributing to scorecard development
  • Experience working directly with credit bureau data

Equifax Inc. Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Equifax Inc. and has not been reviewed or approved by Equifax Inc..

  • Retirement Support — Savings programs include a 401(k) with company matching and, in some contexts, profit-sharing or pension components. These are described as solid parts of the total package.
  • Parental & Family Support — Programs include paid parental leave for birth and non-birthing parents and adoption assistance. Company materials highlight these benefits as part of a family-supportive offering.
  • Flexible Benefits — Multiple medical plan choices, dental and vision options, FSAs/HSAs, and voluntary supplemental coverages enable customization. The company publishes plan summaries and SPDs to help compare cost and coverage by location and tier.

Equifax Inc. Insights

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The Company
HQ: Atlanta, GA
16,742 Employees

What We Do

At Equifax (NYSE: EFX), we believe knowledge drives progress. As a global data, analytics, and technology company, we play an essential role in the global economy by helping financial institutions, companies, employers, and government agencies make critical decisions with greater confidence. Our unique blend of differentiated data, analytics, and cloud technology drives insights to power decisions to move people forward. Headquartered in Atlanta and supported by nearly 15,000 employees worldwide, Equifax operates or has investments in 24 countries in North America, Central and South America, Europe, and the Asia Pacific region. For more information, visit Equifax.com.

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