Senior Analyst / Manager, Stress Testing
- Lead rigorous credit risk stress testing across non-retail portfolios and turn complex analysis into clear decisions.
- Join a collaborative risk team where hands-on technical work, stakeholder influence and career growth go together.
- Use advanced analytics, automation and AI-enabled tools to strengthen models, reporting and insight.
Do Work That Matters
Be part of the team that helps CommBank make better decisions. Risk Management partners across the Group to identify, assess and manage risk, protecting our customers, strengthening the bank and enabling sustainable growth.
In this role, you will combine hands-on analytics with strong stakeholder engagement to design, execute and deliver credit risk stress tests for non-retail portfolios. You will produce decision-ready insights, enhance quantitative models, and contribute to the annual APRA and Group ICAAP stress-testing programs, as well as targeted industry and portfolio stress tests.
See yourself in our team
You will join the IB&M Risk Credit Portfolio team within Risk Management. The team delivers stress testing, IFRS 9 provisioning, risk projects and process improvements, working with stakeholders across the business, Risk Management and model validation teams in Australia and offshore.
- Deliver APRA and Group ICAAP stress-testing activities, including credit risk impact assessment for non-retail portfolios.
- Prepare business unit results, support management review and respond to questions arising through Group and regulatory submissions.
- Deliver industry, geographic and portfolio stress tests that assess emerging risks and areas of heightened concern.
- Run deep-dive analysis and sensitivity testing to support papers, decisions and regulatory obligations.
- Maintain, monitor and enhance statistical and quantitative credit risk stress-testing models in line with model standards.
- Use data, dashboard reporting and clear documentation to translate complex findings into practical insights.
- Engage business and risk stakeholders to incorporate expert judgement and present outcomes to senior forums.
- Mentor junior analysts and contribute to an inclusive, high-performing team while remaining close to the technical work.
We’re interested in hearing from people who:
Bring strong quantitative judgement, curiosity and the ability to connect technical analysis with business decisions. We know great candidates may not meet every requirement listed below. If this opportunity excites you and you believe your experience could add value, we’d love to hear from you.
- Have tertiary qualifications in econometrics, mathematics, statistics, physics or a related quantitative discipline, or equivalent practical experience.
- Bring advanced analytics capability across data analysis, statistical modelling, model validation and insight generation.
- Have knowledge of IFRS 9, regulatory capital and macroeconomic modelling, with credit risk or stress-testing experience highly regarded.
- Are proficient in R, R Shiny and SQL. Python or another programming language would also be valuable.
- Can use automation and AI-enabled development tools to improve coding efficiency, documentation and model workflows while applying appropriate validation and human judgement.
- Communicate complex analysis clearly and can influence stakeholders, including presenting findings to senior audiences.
- Have knowledge of credit risk management, risk concepts and processes. Experience across non-retail portfolios is advantageous.
- Can coach or mentor others. Prior people leadership experience is welcome but not essential.
Working with us:
At CommBank, we're committed to creating an accessible, inclusive and respectful workplace. If you require support or adjustments, please let us know. We welcome applications from people of all backgrounds and we're particularly committed to making a positive difference for Aboriginal and/or Torres Strait Islander Peoples. For support please contact 1800 989 696.
If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career.
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Skills Required
- Tertiary qualification in econometrics, mathematics, statistics, physics, a related quantitative discipline, or equivalent practical experience
- Advanced analytics capability across data analysis, statistical modelling, model validation, and insight generation
- Knowledge of IFRS 9, regulatory capital, and macroeconomic modelling
- Proficiency in R, R Shiny, and SQL
- Ability to use automation and AI-enabled development tools to improve coding efficiency, documentation, and model workflows
- Ability to communicate complex analysis clearly and influence stakeholders, including presenting to senior audiences
- Knowledge of credit risk management, risk concepts, and processes
- Credit risk or stress-testing experience
- Experience across non-retail portfolios
- Python or another programming language
- Ability to coach or mentor others
- Prior people leadership experience
Commonwealth Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Commonwealth Bank and has not been reviewed or approved by Commonwealth Bank.
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Leave & Time Off Breadth — The bank offers additional Life Leave, the option to purchase up to four extra weeks, pet leave, and paid volunteering leave alongside flexible-working options. Public materials indicate these leave features compare well within Australian banking.
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Parental & Family Support — Permanent employees can access up to 18 weeks of paid parental leave, and superannuation is paid for up to 34 weeks of unpaid parental leave. These provisions extend support for new parents beyond standard settings.
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Wellbeing & Lifestyle Benefits — Access includes CBHS Health Fund, Fitness Passport, a 24/7 wellbeing platform with telehealth, an Employee Assistance Program, and employer‑paid income protection for up to two years, alongside staff banking perks and share plans. This combination provides day‑to‑day value across health, protection, and financial perks.
Commonwealth Bank Insights
What We Do
Australia’s leading provider of financial services including retail, premium, business and institutional banking, funds management, superannuation, insurance, investment and sharebroking products and services. We are a business with more than 800,000 shareholders and over 52,000 employees. We offer a full range of financial services to help all Australians build and manage their finances.
