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Kikoff: The Fintech Powering Financial Security at Scale
Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money.
We're scaling fast. Join us if you want to build something meaningful and help millions of people move forward financially.
Why Kikoff:
This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.
About the Role:
We are seeking a highly motivated Sr. Accountant to join our growing accounting team. Our team builds scalable processes to support Kikoff's pre-IPO financial reporting and compliance needs. You will be a critical member of the team, helping build and operate a public-company ready month-end close process. You will manage the general ledger, account reconciliations, and provide audit and financial reporting support, focusing on efficiency and quality.
The role reports into the Controller will be located in our San Francisco office (in office 3 days/week).
What You Will Do:
- You'll own parts of the month-end close including month-end journal entries, reconciliations and supporting schedules (cash, intercompany journals, fixed assets including internal use software, allocations, expenses)
- You'll develop, implement, and document new accounting policy and provide expertise in recommending enhancements to existing policies
- You'll contribute in the financial audit process in preparation and providing of various audit requests and inquiries
- You'll complete monthly variance analysis through understanding the financial data within the greater context of the business
- You'll work closely with various stakeholders within accounting and FP&A, and across the company to identify problems, process gaps and propose reasonable and creative solutions to improve processes including opportunities for automating manual processes or activities within a process
- You'll work closely with the Controller in general corporate accounting matters and ad hoc projects or requests
About You:
- 3+ years of relevant accounting experience, preferably with public accounting and/or high-growth company experience at a later-stage or public company.
- CPA or active CPA candidate preferred
- You have a strong knowledge of US GAAP; conceptual and practical experience in researching, understanding and communicating technical accounting issues and recommendations
- You have proven experience with developing scalable, efficient and controlled processes
- You are a self-starter who can thrive in a fast-paced environment and proactively drive business results
- You’re detail oriented and have high analytical and problem-solving skills, as well as strong written and oral communication skills
- You are organized and execution focused, with an ability to work independently
- You’re curious and willing to embrace AI tools to work smarter and deliver better results
Equal Employment Opportunity Statement
Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.
Please reference the following for more information.
Skills Required
- 3+ years of relevant accounting experience
- CPA or active CPA candidate
- Strong knowledge of US GAAP
- Proven experience developing efficient processes
Kikoff Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Kikoff and has not been reviewed or approved by Kikoff.
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Healthcare Strength — Employer-paid employee medical, dental, and vision premiums are highlighted across postings and benefits pages. This materially lowers out-of-pocket costs and signals strong core coverage.
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Wellbeing & Lifestyle Benefits — Daily meals, snacks, fitness benefits, and substantial commuter support are prominently offered. These perks can meaningfully enhance day-to-day experience, especially for in-office or hybrid roles.
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Retirement Support — A 401(k) with company matching is included in the package. The presence of matching adds long-term financial value even as specific formulas are not publicly detailed.
Kikoff Insights
What We Do
Kikoff is a personal finance platform that offers the simplest credit-building solution out there: $0 fees, 0% interest, and no credit pull. Your credit score is the foundation of your financial health – yet most people don’t have the credit score they deserve. That’s why Kikoff built the most accessible and affordable credit-building solution – it’s also the fastest growing and the top-rated credit building mobile app. Kikoff works whether you’re new to credit or looking for an extra boost. Building credit is just the start; Kikoff is building a personal finance platform designed to help consumers achieve financial wellness. Driven by the co-founders’ and team’s personal experiences, Kikoff’s mission is to provide refreshingly fair, effective, and simple pathways to meet your financial goals. Kikoff is a Series B company and has raised over $42 million in total funding. Investors include Portage Ventures, Lightspeed Venture Partners, GGV, Coatue, Core Innovation Capital, and basketball star Stephen Curry. Kikoff was founded in 2019 and is headquartered in San Francisco, California.
Why Work With Us
We are building an organization that maximizes growth and learning; we are invested in helping you grow and achieve what you want in your career. Our principles include a bias towards action, work in public, first principles thinking, intellectual honesty and extreme ownership.
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