Lithic is the modern card issuing and processing platform empowering ambitious financial companies to build the future of payments.
Our infrastructure powers card programs for 100+ innovative clients, from fintechs reimagining credit and digital banking to platforms transforming disbursements and spend management. Companies like Mercury, Flex, and Novo rely on Lithic's developer-friendly APIs, direct network connections, and flawless reconciliation to launch and scale card programs in weeks, not years.
We're building a future where access to better financial products materially improves people's lives, free from the constraints of 30-year-old mainframes and legacy processors. We're proud to be backed by world-class investors who share that vision, including Bessemer Venture Partners, Index Ventures, Spark Capital, Stripes, and Mastercard, along with many others.
We're a team of 170+ across 26 states and 7 countries, headquartered in New York City.
Lithic is hiring a Senior Accountant to own the annual audit, support AP and AR activity, and drive the month-end close alongside the Accounting Manager. This role is the technical backbone of the accounting team. We encourage you to apply even if you don't meet every requirement below!
What You'll Do- Serve as the day-to-day lead on external audit requests — managing the PBC list, timeline, and fieldwork logistics, preparing schedules, workpapers, and tie-outs, and responding to auditor inquiries.
- Own product-level cash reconciliations across network payables, customer receivables, interchange, chargebacks, and fees — ensuring every dollar movement across the card lifecycle ties out between internal ledgers, processor/network reporting, and bank statements.
- Investigate reconciliation discrepancies using transaction-level data, document root causes, and partner with Data and Engineering to resolve underlying issues.
- Review AP and AR activity — payments, employee reimbursements, card issuance, invoicing, deferred revenue schedules, and credit application.
- Prepare and review month-end journal entries — accruals, allocations, reclasses — with adequate support and approval.
- Back up the Accounting Manager on monthly close to ensure timely, accurate reporting, including variance analysis and cost-saving opportunities.
- Research and document technical accounting positions, and help maintain and enforce company policies and procedures.
- Evaluate workflows and procedures, recommending and implementing changes that increase accuracy and efficiency.
- Provide guidance and technical review to junior team members, plus support for ad hoc analyses and projects.
- BA/BS in Accounting with 4+ years in Big 4 and/or on a startup accounting team.
- FinTech experience preferred — familiarity with payments concepts (settlement, interchange, funds flow), or the ability to learn complex transactional data models quickly.
- Ability to write basic SQL to retrieve, filter, join, and summarize transactional data, with an investigative mindset to identify and explain discrepancies.
- Demonstrated use of AI tools (e.g., Claude) and advanced Excel to work through large, complex data sets — reconciliations, variance analysis, memo drafting, and process documentation.
- Experience working directly with auditors on an independent financial statement audit, with working knowledge of GAAP.
- Advanced ERP experience (preferably NetSuite) and hands-on AP/AR work, including subledger-to-GL reconciliation.
- Customer service-level communication skills with attention to accuracy and detail.
- Desire to succeed, adapt, and grow in a fast-paced organization, with an approachable demeanor that inspires trust.
- Experience with Salesforce, Ramp, Google Suite, and/or Looker is a plus.
The annual US salary range for this role is $89,000 - $120,000 plus equity. This salary range may be inclusive of several career levels at Lithic and will be narrowed during the interview process based on the candidate’s experience and qualifications.
This is a hybrid position. Candidates must be located within a commutable distance to our NYC office in Soho. We do not offer visa sponsorship or assistance.
- Unlimited PTO
- 12-weeks fully paid parental leave
- 4-Week Fully Paid Sabbatical (earned at your 5-year anniversary)
- Work From Anywhere: work from anywhere in the world 4-weeks each year
- 3% cashback on card purchases with your complimentary Privacy.com employee account
- Health, vision, and dental insurance; HSA Contribution Match
- 401(k) match
- Voluntary Life Insurance and STD/LTD
NYC-based employees work from our SoHo office three days a week. Tuesdays and Thursdays are our core days, and you'll choose a third day that works for your schedule and team needs.
In-office employees receive:
- Commuter benefit
- Catered lunch every Tuesday and Thursday
Skills Required
- BA or BS degree in Accounting
- 4+ years of experience in Big 4 accounting and/or startup accounting
- Ability to write basic SQL to retrieve, filter, join, and summarize transactional data
- Demonstrated use of AI tools such as Claude and advanced Excel with large, complex data sets
- Experience working directly with auditors on an independent financial statement audit
- Working knowledge of GAAP
- Advanced ERP experience, preferably NetSuite
- Hands-on AP and AR experience, including subledger-to-GL reconciliation
- FinTech experience and familiarity with payments concepts such as settlement, interchange, and funds flow
- Experience with Salesforce, Ramp, Google Suite, and/or Looker
- Strong customer service-level communication skills and attention to accuracy and detail
- Ability to adapt and grow in a fast-paced organization
- Candidates must be located within a commutable distance to the company's NYC SoHo office
Lithic Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Lithic and has not been reviewed or approved by Lithic.
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Healthcare Strength — Health coverage includes medical, dental, and vision, with descriptions of comprehensive plans and even unlimited mental‑health therapy coverage. Company materials also note contributions toward premiums.
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Leave & Time Off Breadth — Time‑away policies include flexible/unlimited PTO and a fully paid four‑week sabbatical after five years. Paid holidays and bereavement leave are also cited.
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Parental & Family Support — Family support features 12 weeks of fully paid parental leave for new parents. This policy is prominently listed alongside other core benefits.
Lithic Insights
What We Do
Before Lithic, we started Privacy.com in 2014 to build the safest and easiest way for consumers to pay online. We worked with a legacy issuer processor and it took us over a year to launch our card program. Even after we were up and running, scaling and ongoing maintenance were a pain—batch processing delays, scheduled downtime windows, and black-box systems we couldn't debug. From this experience, we learned firsthand that the financial services supply chain is broken—in the United States, the industry is still dominated by 30-year-old companies that run on mainframes. So we built Lithic, the issuing and processing infrastructure we always wanted, with developer-friendly, modern, well-documented APIs, insanely fast speed-to-market, and flawless reconciliation—purpose built to give card issuers extremely high levels of observability, control, and flexibility over their card programs. We own the entire technical stack: direct connections to Visa, Mastercard, and Amex, our own authorization engine delivering sub-100ms responses, an immutable ledger system, and real-time webhooks for every transaction event. Today, we power card programs for 100+ innovative companies including Mercury and Privacy.com—maintaining 99.99+% uptime without maintenance windows while processing billions in payment volume. And we're just getting started. Lithic currently has 150+ employees in 26 states and 6 countries, with an HQ in NYC, backed by Bessemer, Index, and Stripes.
Why Work With Us
Our team is at the center of everything we do. But we know that work isn't everything, we value flexibility and quality benefits. We strive to be a place where you know your ideas are always heard, you and your teammates learn from each other and make each other better, and you know your work is impacting users and the industry at large.
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