Santander Consumer Finance is one of the UK’s Leading Motor Finance companies providing finance to a network of car dealerships throughout the United Kingdom.
The purpose of this role is to establish and lead core financial operations for an existing contract hire (CH) business that we will migrate in June.
The role holder will have one direct report (P/Q accountant). Post migration of the existing CH portfolio, our aim is to write new contract hire business. The contract hire finance team will expand as the business scales; the post holder will take a central role in establishing the finance team and its processes.
Please note – This role is a Unity Place, Milton Keynes based job role.
Responsibilities will include:
Progresses specific actions that could minimise or mitigate risks identified (e.g., conduct risk, operational risk, credit risk etc.) and ensure 100% completion of mandatory training and any other role specific training required.
Proactively supports the bank in meeting its business, legal, regulatory and stakeholder obligations in respect of Financial Crime Compliance. Including identifying, deterring, detecting, and disrupting money laundering, sanctions non-compliance, terrorist financing, bribery, corruption, and tax evasion risks that arise by way of its activities.
Ensures all planning assumptions and reporting controls are fully documented and operated correctly.
Leads a small, high performing team of finance professionals enhancing and streamlining reporting, improving analysis capability, and providing accurate information and credible forecasts.
Initially the role will have one direct report, as contract hire expands, there is an expectation that the team will increase in size, with a mix of accounts assistants and part qualified accountants.
Fostering new ideas and developing individual talent, ensuring appropriate performance targets and development plans are in place.
Provides a useful, high quality service to the business by listening effectively and establishing clear channels of communication with the customer around mutual expectations.
Key customer relationship is the external auditors, and the finance manager will ensure that audit queries are answered in full and on a timely basis.
Demonstrates awareness and understanding of Santander’s contract hire business strategy.
Understands the value of data on the decision-making process. Provides analysis and delivers insight that links financial reports to business strategies in order to improve understanding and to better support business decisions and plans.
Provides commercial and other technical advice to support business decision making.
Ensures robust controls are in place to reconcile MI view to the statutory financial statements. Oversees production of external reporting.
Adhering to our commitment to Consumer Duty ensuring we put our customers’ needs first and set higher and clearer standards of consumer protection
What we’re looking for:
Knowledge of processes, methods, and tools of financial reporting; ability to create and maintain accurate and thorough financial reports.
Knowledge of the financial services industry and relevant commercial sectors, the organisation, business and regulatory environment.
Knowledge of macroeconomic landscape, economic drivers and their relevance to the Bank’s strategy and sustainability.
Ability to interpret and evaluate financial information and make recommendations.
Track record of handling projects, developing information systems and various stakeholder management.
Experience in working with multiple internal customers, some at a senior level.
Problem solving, organisational and process improvement skills.
Ability to manage multiple conflicting interests and deadlines, challenging others.
Ability to look beyond the immediate situations / issues.
Experience on updating, presenting insight and discussing cost and / or income performance.
Understands the need to use different leadership styles to manage or influence colleagues.
Confident and credible in dealings with external stakeholders / bodies.
Experience in working in a finance function.
CIMA \ ACCA \ACA (or equivalent) qualification
We have a range of benefits available which include:
Competitive salary dependent on experience
30 days holiday per annum, plus bank holidays
Car Allowance
Annual bonus based on personal and company performance
Private medical cover
Generous pension contributions
Employee assistance programme
Sharesave scheme
Gym passes at a reduced rate for 3,000 gyms, leisure centres etc
Inclusion
At Santander we’re creating a thriving workplace where all colleagues feel they belong and are supported to succeed. We all help to make Santander a workplace that celebrates diversity and attracts, retains and develops the most talented and committed people through living our values of Simple, Personal, and Fair.
At Santander Consumer Finance we have a zero-tolerance approach to discrimination, bullying, harassment (including sexual) or victimisation of any kind.
Should you want to be considered for part time hours, please let us know and we can assess your requirements.
What are the next steps:
If you are interested in this role and believe you have the skills, experience, and knowledge then we’d love to hear from you. Please go ahead and click apply which will take you through some questions and allow you to submit your CV and covering letter.
Santander Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Santander and has not been reviewed or approved by Santander.
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Retirement Support — A dollar‑for‑dollar 401(k) match up to 6% of eligible pay and immediate vesting are highlighted as core strengths, supporting long‑term savings. This is reinforced by company‑paid disability and life/AD&D coverage that bolster financial security.
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Leave & Time Off Breadth — Paid time off typically ranges from 18–30 days in the U.S. with 11 paid holidays, plus dedicated volunteer and development time; the UK features a minimum of 25 days with buy/sell options. Some roles also use self‑managed PTO, offering additional flexibility depending on team norms.
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Parental & Family Support — U.S. parental benefits include 8 weeks paid for all parents and a total of 16 weeks paid for birth mothers, with flexibility for reduced hours around childbirth. Caregiver leave and dependent‑care programs add further family support.
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What We Do
Banco Santander (SAN SM, STD US, BNC LN) is a leading commercial bank, founded in 1857 and headquartered in Spain and one of the largest banks in the world by market capitalization. The group’s activities are consolidated into five global businesses: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking (CIB), Wealth Management & Insurance and Payments (PagoNxt and Cards). This operating model allows the bank to better leverage its unique combination of global scale and local leadership. Santander aims to be the best open financial services platform providing services to individuals, SMEs, corporates, financial institutions and governments. The bank’s purpose is to help people and businesses prosper in a simple, personal and fair way. Santander is building a more responsible bank and has made a number of commitments to support this objective, including raising €220 billion in green financing between 2019 and 2030. In the first quarter of 2024, Banco Santander had €1.3 trillion in total funds, 166 million customers, 8,400 branches and 211,000 employees.







