Why apply for this role?
This is an exciting opportunity to join the Regulatory Engagement and Reporting team in a leadership role at the heart of Compliance. As Compliance and Reporting Manager, you'll be responsible for shaping key compliance activities, including SMCR oversight, regulatory reporting, horizon scanning and regulatory change management. You'll act as a subject matter expert, working closely with senior stakeholders across the business to ensure regulatory obligations are met and compliance risks are effectively managed.
You'll have the opportunity to influence business decisions, provide strategic insight on emerging regulatory developments and play a key role in maintaining a strong compliance framework. Leading a team and collaborating with colleagues across Risk, Legal, HR and Compliance, you'll help ensure the organisation remains compliant while delivering positive business outcomes.
Please note this role is a hybrid role with at least 3 days a week in the Redhill office. Remote workers will not be considered.
Please note the closing date for this role will be, end of day, Thursday 1st October 2026
Responsibilities include:
Acting as the subject matter expert for general compliance, regulatory reporting and horizon scanning activities.
Leading the oversight and delivery of SMCR compliance processes, ensuring governance records are maintained and regulatory requirements are met.
Developing and maintaining an effective horizon scanning framework to identify and assess emerging regulatory changes.
Managing regulatory change activity, ensuring changes are identified, assessed, tracked and implemented effectively.
Coordinating the preparation and submission of regular and ad hoc regulatory reports, ensuring appropriate governance and approvals are in place.
Producing clear, insightful management information and reporting for senior management, committees and governance forums.
Supporting responses to regulatory requests, reviews, consultations and investigations.
Maintaining compliance risk profiles, identifying emerging risks and ensuring effective mitigation activities are in place.
Overseeing assigned compliance controls, ensuring testing, evidence and escalation activities are completed appropriately.
Building strong relationships with regulators, industry bodies and internal stakeholders to support effective regulatory engagement.
Managing and developing reporting frameworks and MI to continually improve regulatory and business insight.
Leading and developing team capability while promoting a strong culture of compliance and risk awareness.
What we're looking for:
Significant experience within a Compliance, Risk or Regulatory environment.
Strong knowledge of FCA regulations, SMCR requirements, regulatory reporting obligations and compliance risk management.
Experience in regulatory change management, horizon scanning and regulatory engagement activities.
Proven people management experience, with the ability to lead, coach and develop others.
A compliance qualification or equivalent relevant professional qualification.
Excellent analytical skills with the ability to assess complex regulatory issues and provide practical solutions.
Strong communication and stakeholder management skills, with the confidence to influence at all levels of the organisation.
The ability to manage multiple priorities and deliver high-quality outputs within demanding deadlines.
Strong organisational skills, attention to detail and a proactive approach to problem solving.
Experience producing regulatory reporting, management information and governance reporting for senior stakeholders.
Knowledge of the motor finance sector would be advantageous.
We have a range of benefits available which include:
Competitive salary dependent on experience
30 days holiday per annum, plus bank holidays
Annual bonus based on personal and company performance
Car allowance
Private medical cover
Generous pension contributions
Employee assistance programme
Sharesave scheme
Gym passes at a reduced rate for 3,000 gyms, leisure centres etc
Other things you need to know:
The hours for this role are 09:00-17:00 across Monday to Friday
Inclusion
At Santander we’re creating a thriving workplace where all colleagues feel they belong and are supported to succeed. We all help to make Santander a workplace that celebrates diversity and attracts, retains and develops the most talented and committed people through living our values of Simple, Personal, and Fair.
At Santander Consumer Finance we have a zero-tolerance approach to discrimination, bullying, harassment (including sexual) or victimisation of any kind.
Should you want to be considered for part time hours, please let us know and we can assess your requirements.
What are the next steps:
If you are interested in this role and believe you have the skills, experience, and knowledge then we’d love to hear from you. Please go ahead and click apply which will take you through some questions and allow you to submit your CV and covering letter.
Skills Required
- Significant experience in a compliance, risk, or regulatory environment
- Strong knowledge of FCA regulations
- Knowledge of SMCR requirements
- Knowledge of regulatory reporting obligations
- Experience in compliance risk management
- Experience in regulatory change management
- Experience with horizon scanning
- Experience with regulatory engagement activities
- Proven people management experience
- Compliance qualification or equivalent relevant professional qualification
- Excellent analytical skills and ability to assess complex regulatory issues
- Strong communication and stakeholder management skills
- Ability to manage multiple priorities and demanding deadlines
- Strong organisational skills, attention to detail, and proactive problem-solving approach
- Experience producing regulatory, management information, and governance reports for senior stakeholders
- Knowledge of the motor finance sector
Santander Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Santander and has not been reviewed or approved by Santander.
-
Retirement Support — A dollar‑for‑dollar 401(k) match up to 6% of eligible pay and immediate vesting are highlighted as core strengths, supporting long‑term savings. This is reinforced by company‑paid disability and life/AD&D coverage that bolster financial security.
-
Leave & Time Off Breadth — Paid time off typically ranges from 18–30 days in the U.S. with 11 paid holidays, plus dedicated volunteer and development time; the UK features a minimum of 25 days with buy/sell options. Some roles also use self‑managed PTO, offering additional flexibility depending on team norms.
-
Parental & Family Support — U.S. parental benefits include 8 weeks paid for all parents and a total of 16 weeks paid for birth mothers, with flexibility for reduced hours around childbirth. Caregiver leave and dependent‑care programs add further family support.
Santander Insights
What We Do
Banco Santander (SAN SM, STD US, BNC LN) is a leading commercial bank, founded in 1857 and headquartered in Spain and one of the largest banks in the world by market capitalization. The group’s activities are consolidated into five global businesses: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking (CIB), Wealth Management & Insurance and Payments (PagoNxt and Cards). This operating model allows the bank to better leverage its unique combination of global scale and local leadership. Santander aims to be the best open financial services platform providing services to individuals, SMEs, corporates, financial institutions and governments. The bank’s purpose is to help people and businesses prosper in a simple, personal and fair way. Santander is building a more responsible bank and has made a number of commitments to support this objective, including raising €220 billion in green financing between 2019 and 2030. In the first quarter of 2024, Banco Santander had €1.3 trillion in total funds, 166 million customers, 8,400 branches and 211,000 employees.






