Help shape how we forecast credit losses in changing markets. In this role, your analysis of commercial real estate exposures will inform quarterly allowance and stress testing outcomes used by senior risk stakeholders. You will partner across risk, finance, modeling, and technology to explain key assumptions and results with clarity. Join a team that values strong analytics, collaboration, and continuous improvement.
As a Wholesale Credit Loss Forecasting Associate in the Corporate and Investment Bank Stress Testing team, you will analyze wholesale credit loss estimation results for the commercial real estate portfolio and help translate them into clear insights for stakeholders. You will support quarterly allowance and stress testing exercises by communicating key assumptions, drivers, and outcomes. You will collaborate with partners across the firm to strengthen processes, improve reporting, and enhance insight quality. You will help us monitor portfolio risk and respond quickly as market conditions evolve.
Job Responsibilities
- Deliver portfolio analytics and reporting to support allowance and stress testing forecasts for commercial real estate exposures
- Analyze scenario results and key loss drivers across multiple stress scenarios and monitoring cycles
- Calculate and explain core model behaviors and parameters and how they translate into loss estimates
- Track risk limit usage in partnership with credit officers and escalate emerging trends as needed
- Support stress estimates for large transactions by compiling inputs, running analyses, and summarizing results
- Run ad hoc scenario analysis for senior management based on evolving market conditions
- Partner with lines of business and teams across risk, finance, model risk, quantitative research, technology, and data to align on assumptions and deliverables
- Develop a strong understanding of allowance and stress testing estimation processes and apply that knowledge to improve day-to-day execution
- Improve analytical workflows to increase efficiency, accuracy, and consistency of results
- Contribute to model enhancements and results platform updates through testing, documentation, and feedback
Required Qualifications, Capabilities, and Skills
- Bachelor’s degree in business, finance, accounting, or a related field
- 3 years of experience in financial services
- Knowledge of commercial real estate, including common benchmarks, market conditions, and underwriting metrics across property types
- Analytical skills in financial risk frameworks and portfolio monitoring
- Ability to work across diverse groups to understand requirements, build alignment, and execute agreed plans
- Strong written and verbal communication skills, including the ability to explain complex topics concisely for management audiences
- Strong attention to detail, ownership, and follow-through in time-sensitive deliverables
- Proficiency in Microsoft Excel, PowerPoint, and other Microsoft Office applications
Preferred Qualifications, Capabilities, and Skills
- Experience with credit loss accounting standards, including Current Expected Credit Loss and International Financial Reporting Standard 9
- Familiarity with regulatory stress testing frameworks and processes
- Experience with data visualization and analysis tools such as Tableau and Python
- Familiarity with using artificial intelligence tools to support analysis and reporting in a controlled environment
About Us
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
Skills Required
- Bachelor's degree in business, finance, accounting, or related field
- 3 years of experience in financial services
- Knowledge of commercial real estate benchmarks, market conditions, and underwriting metrics
- Analytical skills in financial risk frameworks and portfolio monitoring
- Ability to work across diverse groups to understand requirements and execute plans
- Strong written and verbal communication skills for management audiences
- Strong attention to detail, ownership, and follow-through on time-sensitive deliverables
- Proficiency in Microsoft Excel, PowerPoint, and other Microsoft Office applications
- Experience with credit loss accounting standards such as CECL or IFRS 9
- Familiarity with regulatory stress testing frameworks and processes
- Experience with data visualization and analysis tools such as Tableau and Python
- Familiarity with using artificial intelligence tools in a controlled environment
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
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Healthcare Strength — Medical, dental, vision, and mental-health coverage are broad, with wellness incentives, on-site or virtual care, and an EAP offering coaching and counseling. Plan materials emphasize accessible options, including multiple medical choices and tools to manage costs.
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Parental & Family Support — Paid parental leave extends up to 16 weeks for all parents, supplemented by paid Critical Caregiver Leave. Family resources include backup childcare via Bright Horizons, lactation support and milk-shipping, family-building assistance, and even a free five-month SNOO rental for newborns.
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Retirement Support — Retirement programs include a 401(k) with an annual company match and automatic pay credits for most employees, with a legacy pension available to earlier hires. An Employee Stock Purchase Plan at a 5% discount further supports long-term savings.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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