Bring your Expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As an Trade Credit Risk Associate in Trade Credit Risk, Wholesale Credit Risk, you provide independent credit judgment and constructive challenge on trade and working capital financing transactions. You partner with product, sales, coverage, legal, and risk stakeholders to deliver well-structured solutions that align risk views with deal execution. You support transaction reviews, documentation assessment, and ongoing portfolio monitoring, while helping strengthen policies, controls, and risk management practices as the platform grows.
Job responsibilities
- Review new originations, renewals, and amendments for structured working capital transactions, including structure, obligor and counterparty risk, collateral, and repayment sources
- Analyze key documentation terms and identify risk mitigants to support well-governed approvals
- Advise first-line partners on credit line requests by assessing product suitability, structure, and controls
- Communicate risk views and propose solutions for transactions in the pipeline
- Monitor transaction-level and portfolio-level performance, including emerging risks and concentrations
- Develop risk monitoring frameworks as the portfolio expands and adds product variations
- Apply portfolio analytics and data-driven insights to enhance monitoring, trend detection, and decision support
- Evaluate variations from standard documentation and product guidelines and recommend risk management decisions
- Partner with stakeholders to assess new product structures, policy exceptions, and control solutions
- Support the rollout of new trade products by contributing to risk policies and controls
- Deliver training on trade products and associated risks to internal partners
Required qualifications, capabilities, and skills
- Minimum 3 years of experience in credit risk, trade risk, or structured finance
- Strong credit analysis skills, including transaction structuring and risk identification
- Relevant experience or strong interest in structured working capital finance or other trade finance products, or transferable experience from adjacent fields such as securitisation and asset financing.
- Ability to work effectively in a time-sensitive environment while managing multiple priorities
- Strong business and analytical judgment with a solutions-oriented approach
- Ability to analyze portfolio data, identify trends, and translate insights into clear risk views
- Comfort using technology-enabled tools (including large language model tools where appropriate) to support monitoring and reporting
- Strong written and verbal communication skills, with ability to tailor messaging to different audiences
- Strong interpersonal skills with the ability to influence decision-making through constructive challenge
- Demonstrated ownership mindset and collaborative approach across partners with differing priorities
- Experience interpreting and negotiating legal documentation
Preferred qualifications, capabilities, and skills
- Experience with supply chain finance, export and agency finance, trade loans, or letters of credit
- Experience supporting new product development, policy design, or control implementation in a risk setting
- Experience reviewing policy exceptions and documenting approvals and controls
- Experience providing training or coaching on product risk topics
- Exposure to portfolios spanning the United States, Canada, and Latin America
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
Skills Required
- Minimum 3 years of experience in credit risk, trade risk, or structured finance
- Strong credit analysis skills, including transaction structuring and risk identification
- Relevant experience or strong interest in structured working capital finance, trade finance, securitisation, or asset financing
- Ability to work effectively in a time-sensitive environment while managing multiple priorities
- Strong business and analytical judgment with a solutions-oriented approach
- Ability to analyze portfolio data, identify trends, and translate insights into clear risk views
- Comfort using technology-enabled tools, including large language model tools where appropriate, for monitoring and reporting
- Strong written and verbal communication skills, with ability to tailor messaging to different audiences
- Strong interpersonal skills and ability to influence decision-making through constructive challenge
- Demonstrated ownership mindset and collaborative approach across partners with differing priorities
- Experience interpreting and negotiating legal documentation
- Experience with supply chain finance, export and agency finance, trade loans, or letters of credit
- Experience supporting new product development, policy design, or control implementation in a risk setting
- Experience reviewing policy exceptions and documenting approvals and controls
- Experience providing training or coaching on product risk topics
- Exposure to portfolios spanning the United States, Canada, and Latin America
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
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Healthcare Strength — Medical, dental, vision, and mental-health coverage are broad, with wellness incentives, on-site or virtual care, and an EAP offering coaching and counseling. Plan materials emphasize accessible options, including multiple medical choices and tools to manage costs.
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Parental & Family Support — Paid parental leave extends up to 16 weeks for all parents, supplemented by paid Critical Caregiver Leave. Family resources include backup childcare via Bright Horizons, lactation support and milk-shipping, family-building assistance, and even a free five-month SNOO rental for newborns.
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Retirement Support — Retirement programs include a 401(k) with an annual company match and automatic pay credits for most employees, with a legacy pension available to earlier hires. An Employee Stock Purchase Plan at a 5% discount further supports long-term savings.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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