Third-Party Risk Management Analyst
Work Arrangement: Hybrid after successful completion of approximately 90 days of on-site training in Gettysburg, PA. Candidates must reside within or near ACNB Bank’s service footprint in South Central Pennsylvania or Northern Maryland.
Strengthen vendor partnerships. Improve mortgage quality. Make risk insights actionable.
Are you skilled at evaluating risk, managing vendor relationships, and turning complex information into sound business decisions? Do you bring hands-on banking and mortgage experience and enjoy collaborating across departments to improve processes and outcomes?
As ACNB Bank’s Third-Party Risk Management Analyst, you'll play a critical role in protecting the Bank by facilitating third-party vendor risk management activities while supporting mortgage quality control initiatives. Approximately 80% of your work will focus on vendor management and third-party risk oversight, with the remaining 20% dedicated to mortgage quality control activities. While mortgage QC processes can be taught, successful candidates must bring practical banking and mortgage lending experience that allows them to understand loan documentation, regulatory requirements, and operational risk.
This is an opportunity to make a measurable impact by helping ACNB Bank make informed vendor decisions, maintain regulatory compliance, improve operational performance, and reduce risk.
What You’ll Accomplish / Responsibilities
- Lead third-party risk management efforts.
Serve as the primary resource for vendor due diligence and ongoing monitoring activities. Evaluate operational, financial, cybersecurity, AI, regulatory, and reputational risks associated with current and prospective vendors, helping business leaders make informed decisions that protect the Bank. - Build strong vendor oversight practices.
Maintain accurate risk assessments, monitoring schedules, contract documentation, and review records. Collaborate with Legal, Compliance, Information Security, and business line leaders to ensure vendor relationships meet regulatory and business requirements. - Support mortgage quality control and investor compliance.
Partner with mortgage operations and the Bank’s QC vendors to administer the mortgage quality control program. Monitor defect tracking, corrective action plans, and reporting activities that support compliance with Fannie Mae, Freddie Mac, FHA, VA, and USDA requirements. - Turn findings into actionable improvements.
Identify trends, root causes, and emerging risks within vendor reviews and mortgage quality-control results. Communicate findings clearly to management and recommend practical solutions that strengthen controls, improve processes, and reduce operational risk. - Maintain a forward-looking risk perspective.
Stay informed about evolving regulatory guidance, mortgage industry requirements, and third-party risk management best practices. Help ensure the Bank's risk management processes remain effective, compliant, and aligned with industry expectations.
What You Bring to the Table
- Bachelor’s degree in Business, Finance, Risk Management, Accounting, or a related field, or an equivalent combination of education and experience.
- Banking and mortgage lending experience, with a strong understanding of loan origination, processing, closing, servicing, or related mortgage operations. Experience such as holding an NMLS license, taking loan applications, delivering disclosures, or closing mortgage/home equity loans is highly valued.
- Experience evaluating risk, conducting due diligence, or supporting compliance, vendor management, audit, or operational-review activities within a financial institution.
- Knowledge of third-party risk management principles and the ability to assess vendor performance, financial condition, operational controls, cybersecurity practices, and regulatory compliance.
- Strong analytical and critical-thinking skills, with the ability to review complex information, identify risks or trends, and provide practical recommendations that support sound business decisions.
- Ability to communicate effectively and build partnerships across departments, working with stakeholders in Compliance, Legal, Information Security, Mortgage Operations, and other business units to achieve common objectives, along with strong organizational skills and proficiency in Microsoft 365 applications, including Excel, Word, Outlook, and Teams.
Why You’ll Love this Role
- Make a visible impact across the bank. Your work will directly influence vendor relationships, strengthen risk management practices, and support sound business decisions that protect the organization and its customers.
- Leverage your mortgage expertise while expanding your risk management career. Bring the banking and mortgage knowledge you've already developed and apply it in a broader role that offers exposure to vendor management, compliance, operational risk, and regulatory oversight.
- Enjoy variety, collaboration, and professional growth. No two days are the same. You'll partner with leaders across Mortgage Operations, Compliance, Legal, Information Security, and other business units while developing valuable skills in a high-demand area of banking.
- Work for a top performing bank as recognized by the Central Penn Business Journal, Forbes, and S&P Global Market.
- Comprehensive Compensation & Benefits Package: This is a salaried (exempt) position and pays a market-competitive rate. ACNB also provides health, dental, and vision coverage, 401(k) with employer match, generous paid time off and 12 paid holidays, career growth and training opportunities – all within a supportive, team environment.
If you’re ready to leverage your banking expertise while building a career in risk management, we’d love to hear from you!
Our Careers page will help you find the job you've been looking for: https://www.acnb.com/careers-employment
Onsite desk Location(s) at: 100 V-Twin Drive, Gettysburg, PA 17325, and/or 226 Pauline Drive, York, PA 17402
ACNB Bank is an Equal Opportunity Employer.
Skills Required
- Bachelor's degree in Business, Finance, Risk Management, Accounting, or a related field, or equivalent education and experience
- Banking and mortgage lending experience with understanding of loan origination, processing, closing, servicing, or related mortgage operations
- Experience evaluating risk, conducting due diligence, or supporting compliance, vendor management, audit, or operational reviews within a financial institution
- Knowledge of third-party risk management principles, including vendor performance, financial condition, operational controls, cybersecurity practices, and regulatory compliance assessment
- Strong analytical and critical-thinking skills
- Ability to communicate effectively and build partnerships across departments
- Strong organizational skills and proficiency in Microsoft 365 applications, including Excel, Word, Outlook, and Teams
- NMLS license or experience taking loan applications, delivering disclosures, or closing mortgage or home equity loans
- Residence within or near ACNB Bank's service footprint in South Central Pennsylvania or Northern Maryland
- Ability to complete approximately 90 days of on-site training in Gettysburg, Pennsylvania
What We Do
ACNB Bank is a wholly-owned subsidiary of ACNB Corporation, an independent financial holding company headquartered in Gettysburg, PA. Originally founded in 1857, ACNB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage, via a network of 17 community banking offices, located in the four southcentral Pennsylvania counties of Adams, Cumberland, Franklin and York, as well as loan offices in Lancaster and York, PA, and Hunt Valley, MD. As divisions of ACNB Bank operating in Maryland, FCB Bank and NWSB Bank serve the local marketplace with a network of five and six community banking offices located in Frederick County and Carroll County, MD, respectively. Affiliated with ACNB Bank is ACNB Insurance Services, Inc., a full-service insurance agency with licenses in 44 states and the other wholly-owned subsidiary of ACNB Corporation. For more information regarding ACNB Corporation and its subsidiaries, please visit acnb.com. Member FDIC | Equal Housing Lender
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