Risk Management - Affordable Housing Credit Risk - Senior Associate

Job Description
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As an affordable housing credit officer on the Community Development Real Estate team, you will play an integral role in the bank's Community Reinvestment Act (CRA) mission by financing the construction of affordable housing. You will be responsible for taking a leadership role in evaluating transactions, preparing credit packages, closing transactions, and monitoring projects through repayment.
Job Responsibilities

• Develop best practices through accountability and leadership
• Prepare and review credit packages, including development budgets and project economics
• Prepare and present credit packages, identifying a transaction's credit risk
• Provide accurate analysis, and present findings and recommendations to senior management
• Review third-party reports and loan documents
• Collaborate and communicate with external and internal stakeholders
• Manage projects and closing timelines
• Attend site visits and industry events
• Manage a portfolio of loans, reporting on projects under construction, collaborating on annual reviews, and preparing modifications

Required qualifications, capabilities, and skills

• 3+ years of experience in community development real estate
• Experience in affordable housing finance, including Low Income Housing Tax Credits and subsidy financing
• Excellent teamwork and customer service, consistently delivering on commitments to colleagues and clients
• Leadership and analytical skills, with experience synthesizing information, developing recommendations, making decisions, and problem solving
• Project management skills, demonstrating organization, timeliness, execution, and collaboration
• Attention to detail
• Proficient in Microsoft Office
• Master's or bachelor's degree

About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.