It's fun to work in a company where people truly BELIEVE in what they're doing!
Job Description
- Responsible for Traveloka’s Financing arm P&L related to loan recoverability aspects, including working with, but not limited to, credit, collection, and fraud divisions
- Be accountable for managing budget and financial goals for the above domains
- Closely track day-to-day activities and business performance against set budget, and course-correct accordingly when necessary
- Gain an in-depth understanding on the industry and market dynamics; with ability to propose solutions catered specifically for Traveloka - particularly through risk/fraud acceptance optimization and collection activities
- Use judgement to balance between enjoying immediate business results vs. investing for future growth in business prioritization
- Design ever-improving credit loss provisioning methodology (including but not limited to expected loss) that meets the IFRS 9, PSAK 71, and other applicable requirements.
- Analyze internal data, macroeconomics variables, perform calculations, and take decisions on the amount that needs to be provisioned each month based on forward-looking default probability.
- Perform & verify quality control in terms of data quality, reconciliation and analyzing of report results.
- Support the business and risk reporting needs with respect to Credit Quality including, impaired loan levels, provision for credit losses, write-offs etc.
- Responsible for the ongoing interpretation of policies and guidelines issued by the accounting and regulatory bodies
Requirements
- Minimum 5 years of working experience
- Experience in bank/credit/loan/BNPL companies, and familiarity with the latest PSAK/IFRS standard
- Experience in Big 4 accounting firms is a plus
- Possess Bachelor's degree in Economics, Finance or Business fields from top local or overseas universities with minimum GPA of 3.5 on a 4.0 scale
- Experience working in a multi functional environment (e.g. product, growth, data, risk, ops), including external stakeholders (e.g. auditor, regulator)
- Financially sound, with proven ability to develop complex financial models and projection with sensitivity analysis
- Excellent analytical and problem solving skills, with proven ability to identify root causes and potential remedies for corrective or preventive actions
- High level of English and Excel proficiency is a must
If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us!
What We Do
We don’t innovate for the sake of innovation, we utilize technology to simplify people’s lives so they can enjoy their lives better. That belief is what brought Traveloka to be the leading travel platform in Southeast Asia. Traveloka serves 20+ products that include comprehensive travel services. From transportations to accommodations, discovering nearby attractions, and insurance products to financial services, including the groundbreaking ‘Buy Now Pay Later’. With 100+ millions downloads in six countries across the SEA region, we aim to keep exploring for better innovations — all to fulfill our users’ travel aspirations so they can enjoy their lives, their way.


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