About World Business Lenders (www.wbl.com)
At World Business Lenders (WBL), we offer flexible, short-term commercial loans secured by real estate, catering to a diverse clientele of small and medium-sized enterprises across the United States that often face challenges in accessing traditional financing.
- This is a Contract/Consultant position. Typical working hours are 9:00 am-6:00 pm Eastern Standard Time, Monday through Friday, though expect some flexibility depending on operational needs. Applicants must demonstrate a strong command of the English language, both verbally and in writing.
We would love to see your CV, so please send it to us in English!
About the role
- Design, create, and maintain statistical and quantitative models that improve lending strategies, risk management, pricing, and portfolio approaches.
- Perform comprehensive statistical research to uncover valuable insights into borrower behavior, credit performance, prepayment risk, default risk, and trends in loss severity.
- Develop, test, and validate predictive models by leveraging historical data related to loans, collateral, market dynamics, and macroeconomic conditions to strengthen our underwriting and risk-rating systems.
- Utilize Monte Carlo simulations, time-series analysis, and regression modeling for projection across various economic and stress scenarios.
- Assess, contrast, and enhance different model structures and methodologies.
- Develop automated analytical tools, dashboards, and model outputs using Python, R, MATLAB, and Excel/VBA to boost efficiency and scalability.
- Lead research projects, steering them from hypothesis development through experimentation, validation, documentation, and presentation of findings.
- Maintain high standards of numerical accuracy, methodological integrity, and thorough documentation to support internal governance, audits, and regulatory compliance.
- Stay updated on the latest advancements in quantitative finance, statistical modeling, and analytical techniques to continually enhance WBL’s modeling and forecasting abilities.
- Foster a vibrant, data-driven culture by proactively seeking ways to elevate decision-making through insightful quantitative analysis.
Requirements
- A bachelor's degree with a foundation in quantitative and analytical skills, preferably in fields such as Applied Mathematics, Physics, Engineering (preferably in Statistical, Aerospace, Finance), Statistics, Capital Markets or Corporate Finance.
- Experience in quantitative research roles, especially across Capital Markets, Investment Management, and Trading,.
- Hands-on experience in building and validating statistical, econometric, or predictive models.
- Proficient in handling large data sets, working with simulation models, and utilizing forecasting tools.
- A background in research-driven environments that focus on statistical theory, model design, and analytical experimentation.
- Strong analytical reasoning paired with structured problem-solving skills.
- Experience with correlative regression and theoretical regression techniques.
- A critical thinker who pays close attention to detail and numerical accuracy.
- High learning agility along with the ability to independently direct technical research.
- Excellent communication skills in English, both written and verbal.
- Comfortable working in a high-energy, fast-paced environment.
Technical Skills Required
- Technologies & Resources: Well-versed in Python, R, VBA for Excel automation, and MATLAB.
- Expertise in Statistical & Quantitative Modeling: Proficient in Monte Carlo simulations, time-series analysis, as well as correlational and multivariate regression techniques, along with statistical hypothesis testing and forecasting.
- Able to compare, optimize, and validate various model types.
- Possesses a strong grasp of processes and theoretical foundations.
Benefits
- Competitive USD Salary
- Enjoy Paid Time Off (PTO)
- Fully Remote Work Opportunity
Top Skills
What We Do
At World Business Lenders (WBL) Our motto, 'We Lend. You Grow' is simple, yet powerful. We make working capital available to eligible businesses for expansion and growth.
WBL was founded by a seasoned team of entrepreneurs with strong track records of launching, financing and growing successful small businesses. We understand what businesses need in terms of working capital, and are well-aware of how little is actually available for small businesses in the current marketplace. WBL understands how additional working capital can help you navigate your business to maximum success.
Our unique approach to lending makes your business the focal point for loan decisions. Instead of concentrating on personal assets and a business owner's credit score, we believe the history and financial performance of your business should outweigh all other factors in our decision making process.
WBL bases each loan decision on your business’s ability to make affordable daily payments to satisfy the loan. While there are many challenges small business owners face, WBL believes access to working capital shouldn't be one of them.
WBL's sole focus is making loans to small businesses. This is all we do!
We Lend. You Grow.
