Job Description
The Registration/Disclosure Desk Supervisor is responsible to manage the registration/lock process, disclosure and re-disclosure process. The Registration/Disclosure Desk Supervisor assigns responsibilities to the desk processing staff within the loan intake function, and coordinates workflows and pipelines.
Essential Functions
- Ensure compliance with Northwest policies and procedures, Federal/State regulations, Government Sponsored Entities (GSEs), Agencies (FHA; VA; USDA), third party investors, and vendors
- Communicate compliance requirements within the department
- Prepare various management statistics/reports
- Coordinate workflows and pipelines in platforms; Ensure knowledge of Encompass/Optimal Blue/Lender X, and all other related programs and software required to complete necessary tasks
- Monitor Optimal Blue and/or Pricing Automation tool for rate lock requests
- Supervise disclosure desk processing team
- Oversee Encompass pipelines for disclosure preparation and delivery to borrowers
- Monitor and assist in the disclosing of loan applications and lock confirmations, loan set-up tasks, and documentation follow-up requests; ensuring all necessary disclosures are sent within the regulatory 3-day timeframe
- Manage flood zone determination ordering and disclosure process
- Oversee change of circumstance requests; ensuring all loan re-disclosures are sent within the regulatory 3-day timeframe
- Assign responsibilities to disclosure staff within the loan setup/disclosure team
- Work to exceed production goals, where possible
- Recommend and assist in the implementation of product/delivery enhancements
- Monitor pipelines for loan registrations, loan lock confirmations, disclosures and appraisal tracking
- Manage upfront disclosure process to ensure timely delivery of all required disclosures, making sure all fees are in compliance to avoid negative monetary implications
- Maximize all technology tools available
Qualifications
- Associate's Degree finance/business related subject preferred
- Bachelor's Degree finance/business related subject preferred
- 5 - 6 years experience in the Mortgage Industry or Real Estate field preferred
- 3 - 5 years customer service experience and administrative experience required
- Ability to be very detail orientated
- Ability to analyze financial data
- Ability to understand financial markets and the effect of fluctuations in the economy on pricing practices
Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.
Skills Required
- Associate's degree in finance, business, or a related field
- Bachelor's degree in finance, business, or a related field
- 5–6 years of experience in the mortgage industry or real estate field
- 3–5 years of customer service and administrative experience
- Strong attention to detail
- Ability to analyze financial data
- Understanding of financial markets and how economic fluctuations affect pricing practices
- Knowledge of Encompass, Optimal Blue, Lender X, and related mortgage software
What We Do
Northwest Bank is a privately held community bank focused on serving the specific needs of businesses in Washington, Oregon, Idaho and Utah. Our experienced bankers deliver customized financial solutions and exceptional customer service. We do that by getting to know you, your business and your aspirations, first. Then we create a plan that will work, and stay with you every step of the way. We see our relationship with you as a partnership, the way banking should be. Trust matters when picking your financial partner. Northwest Bank is rated as one of the best capitalized banks in the nation. We have earned 5-Star “Superior” ratings from both BauerFinancial® and Bankrate.com’s Safe and Sound® ratings service. Founded in 2008, we have offices in Boise, Idaho; Portland, Oregon; Coeur d'Alene, Idaho; Seattle, Washington; and Salt Lake City, Utah metropolitan markets. Northwest Bank: Experienced Bankers. Exceptional Service. Creative Solutions. Member FDIC Equal Housing Lender
