The Role
At Younited, we believe money allows people to purchase goods & services and realize their dreams, but today’s banking products are opaque & overly complex.
Here, we leverage innovation & cutting-edge technology to redefine lending and payment practices, to provide exceptional user experience
More than a million customers already had access to our instant, simple & transparent credit, and we are just getting started.
We both provide credit & payment solutions directly to consumers (Younited Credit / Younited Pay) & via partners (banks, fintech & insurers who wish to develop consumer loan activities and retailers, telcos, e-merchants who wish to offer their customers the simplest method to pay in several times). We also provide budget optimization solutions through “Younited Coach” to all consumers willing to receive personalized recommendations.
Our mission is to become your trusted financial partner. In this respect, our strategy aims at promoting more transparency and more inclusiveness to help you achieve financial wellbeing.
We are B Corp certified, our social and environmental impact being at the heart of our strategic concerns.
So join Younited, the leading instant credit provider for the e‐economy in Europe! Be part of an amazing adventure that is only at its beginning…
Some key figures about Younited group:
· Younited operates in 4 European countries and generates nearly 50% of its business outside France.
· Younited employs about 500 Younies in Paris, Rome, Barcelona and Lisbon.
Younited is already trusted by prestigious E-merchant and Digital Bank partners among which Iliad, Bouygues Telecom, Microsoft, Bpifrance, Apple, N26, Fortuneo, Smeg and Thermomix.
Our 5 corporate values drive our daily job:
· Make it simple: At every level of the customer experience, the organization. Be transparent.
· Act as an entrepreneur: Take ownership, work in teams. Dare to try, accept to fail.
· Innovate or die: Challenge the status quo, no matter how impossible it seems.
· Faster is better: Value speed over perfection. Be aligned on priorities.
· No limit: Shot for the moon, stay humble.
We empower passionate problem-solvers to collaborate, innovate and do their best work.
We’re building diverse and inclusive teams around the world — because that’s how we create even better experiences for our customers and our partners. And we need your help. So, join us to build tomorrow, today.
If you want to know more, click here: https://younited.com/about-us/careers/
As a Quantitative Analyst with a specialization in IFRS, you will play a key role in shaping and maintaining the data infrastructure that supports Younited’s financial steering and public reporting. This position is of strategic importance, especially following Younited’s IPO, as the company must now meet the highest standards of transparency and compliance in financial disclosures.
This role uniquely combines business acumen with data and analytical skills. You will work closely with teams across Finance, Risk, and Data Engineering to ensure the accuracy, reliability, and auditability of financial data.
Your responsibilities 🚀
- DATA MODELING & GOVERNANCE
- Design and implement robust data models, ensuring alignment with IFRS standards and financial reporting requirements.
- Work proactively to incorporate evolving business processes and regulatory changes into data model structures.
- OWNERSHIP & DELIVERY
- Take full ownership of IFRS-related data products, ensuring accuracy, compliance, and reliability.
- Participate directly to bi-yearly financial reporting, business planning definition and monitoring of business KPIs.
- Continuously monitor and improve data quality, alerting stakeholders promptly to potential issues.
- ETL / ELT DEVELOPMENT
- Build, maintain, and optimize secure and reliable data pipelines following industry best practices.
- Ensure data transformations meet the needs of Finance and Risk teams.
- BI & REPORTING
- Develop and manage Power BI dashboards and reports to support IFRS financial analysis and external reporting.
- Work with Finance and Risk stakeholders to translate complex data into clear, actionable insights.
- STATISTICAL ANALYSIS
- Perform statistical analyses to support strategic financial decisions.
- Collaborate with Risk and Finance teams on predictive modeling and scenario analysis.
- CROSS-TEAM COLLABORATION
- Work closely with Finance, Risk, and Data Engineering teams to ensure seamless integration of data solutions.
- Clearly document analyses, methodologies, and decisions, ensuring replicability and transparency.
About you 🫵
- Background in financial services, banking, or insurance, particularly with exposure to financial reporting or risk management.
- At least 3 years of experience, with proven analytical skills and the ability to clearly communicate complex concepts to both technical and non-technical stakeholders.
- Familiarity with IFRS or other regulatory reporting frameworks is a plus, not a must.
- Strong interest in data analytics and software development, even if not previously your main focus.
- No prior experience with advanced development tools is required—training and mentorship will be provided during onboarding.
👥 Recruitment process
- A first video chat with our Talent Acquisition Manager, to get to know each other and tell you more about Younited, our corporate culture & values (30’).
- An interview with Robin, Staff Data Scientists, your future manager.
- A CodingGame to do at home and a business case to present to Robin and another member of Analytics Engineers' Team.
- An interview with Guillaume, Head of Data.
🎁 Other benefits from joining Younited ?
-Offices located in the heart of Paris (9th arrondissement)
-An international work environment and the opportunity to go on assignments in our offices abroad (Barcelona, Lisbon, Rome)
-An entrepreneurial mindset and strong team spirit
-Personalized managerial and HR support during onboarding and throughout your Younited journey
-A continuous learning environment with access to internal and external training, an e-learning platform, and “Friday workshops” within the Tech team to support everyone’s development
-A strong focus on work-life balance
-A parenthood charter to support all family-related projects, with key measures
-Special leave for major life events, often more generous than legal requirements
-A hybrid remote work policy: 2 to 3 days of remote work per week depending on the team, and the option to work fully remotely for one week twice a year
- 33 days paid holiday, i.e. 8 more than the statutory 25 days (instead of the traditional RTT)
-Access to the Wellpass platform (formerly Gymlib) with over 4,000 fitness and wellness activities across France at a discounted rate
-Meal vouchers (€10 per day, 60% covered by the company)
-Team buildings in France (Summer Party & Winter Party), abroad, and within your team
Younited is an Equal Opportunity Employer for any minority, disability, gender identity or sexual orientation.
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The Company
What We Do
We’re hiring ! Find all our job positions here : https://bit.ly/join-us-at-younited 🚀 -- About Younited: Younited is the leading instant credit provider for the e-economy in Europe. Constant innovation, cutting-edge technology and exceptional user experience have allowed nearly a million customers to have access to instant, simple and transparent credit to refurbish their home, go on holiday, or buy a new smartphone. Younited provides instant credit throughout the customer journey, shopping or banking, online or in store, with a single Younited customer experience. Up to €50,000. Up to 84 months. Instantly. Younited is the leader in 5 European countries and generates more than 2 billion euros in yearly GMV, with nearly 50% of its business outside France. As the pioneer in personalized budget coaching, Younited deploys a credit strategy at the service of all to promote more transparency and more inclusiveness. Younited has launched the process to become a certified B-Corp. -- Younited is fully EU-authorized as a Credit Institution - Investment services provider by the Autorité de Contrôle Prudentiel et de Résolution (ACPR) and the Autorité des Marchés Financiers (AMF) since the 23/09/2011 (Authorization number : 16488). Younited was founded by Charles Egly (ex-BNP Paribas, Group CEO) and Geoffroy Guigou (ex-McKinsey, COO). To read our charter regarding the protection of your personal data, please visit : https://bit.ly/younited-legal-careers
