We have an exciting and rewarding opportunity for you to take your software engineering career to the next level.
As a Software Engineer III at JPMorganChase within the Commercial & Investment Bank Payments Technology team in Tampa, FL, you will design, build, and maintain the backend platform services that enable clients to manage payments globally — spanning liquidity solutions, commerce, clearing, and working capital. You will work alongside talented engineers and cross-functional partners to deliver resilient, scalable systems that process transactions at enterprise scale. This is an opportunity to deepen your technical craft, contribute to meaningful platform modernization, and grow your career within one of the world's leading financial institutions.
Job responsibilities
- Execute software solutions across design, development, and technical troubleshooting, thinking beyond routine or conventional approaches to build solutions and break down complex technical problems
- Create secure, high-quality production code and maintain algorithms that run synchronously with appropriate systems across the payments platform
- Leverage enterprise-authorized AI coding assist tools to improve code quality, delivery speed, and productivity — including code generation, refactoring, unit test creation, and documentation — while validating outputs through peer review, automated testing, and secure coding standards; contribute learnings and reusable patterns to improve broader team effectiveness
- Apply knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation
- Produce architecture and design artifacts for complex applications while ensuring design constraints are met throughout software code development
- Gather, analyze, synthesize, and develop visualizations and reporting from large, diverse data sets in service of continuous improvement of software applications and systems
- Proactively identify hidden problems and patterns in data, using insights to drive improvements to coding hygiene and system architecture
- Contribute to software engineering communities of practice and events that explore new and emerging technologies
- Add to a team culture of diversity, opportunity, inclusion, and respect
Required qualifications, capabilities, and skills
- Formal training or certification on software engineering concepts and 3+ years applied experience
- Proficiency in Python or another object-oriented language (Java, C++) with a proven track record of high-quality, successful delivery
- Hands-on experience building and operating distributed systems with Apache Kafka, including partitions and consumer groups, exactly-once semantics, and schema management
- Strong experience with cloud infrastructure on AWS and infrastructure-as-code tooling (e.g., ECS/EKS, Lambda, API Gateway, RDS, S3, KMS, IAM, CloudWatch; Terraform or CloudFormation)
- Strong grasp of event-driven and microservices architecture, REST APIs, and asynchronous messaging patterns
- Proven experience implementing CI/CD pipelines, automated testing, and safe deployment strategies such as blue/green or canary releases
- Understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations; ability to guide peers on safe and effective usage within team practices
- Solid reliability and observability fundamentals, including retries, idempotency, timeouts, and logs/metrics/tracing
- Experience leading projects or teams, setting technical direction, and delivering complex production systems
- Experience working in Agile or Scrum delivery environments
- Hands-on experience with observability tooling such as Datadog or Grafana
Preferred qualifications, capabilities, and skills
- Banking or payments domain knowledge, including authorization, clearing and settlement, transaction processing, reconciliation, ISO 20022 standards, and payment channels such as SWIFT, pain, or MX messaging formats
- Experience applying observability practices — metrics, logs, and tracing — and site reliability engineering principles for production systems
- Hands-on use of production observability tooling such as Splunk, Dynatrace, or Grafana
- Cloud knowledge on AWS or Azure, including compute, storage, networking, and identity and access management; familiarity with containerization (Docker) and orchestration (Kubernetes) is a plus
- Experience applying machine learning concepts or integrating machine learning models into backend platform services
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
Skills Required
- Formal training or certification on software engineering and 3+ years applied experience
- Proficiency in Python or another object-oriented language (Java, C++)
- Hands-on experience building and operating distributed systems with Apache Kafka (partitions, consumer groups, exactly-once semantics, schema management)
- Strong experience with AWS cloud infrastructure and infrastructure-as-code (ECS/EKS, Lambda, API Gateway, RDS, S3, KMS, IAM, CloudWatch; Terraform or CloudFormation)
- Strong grasp of event-driven and microservices architecture, REST APIs, and asynchronous messaging patterns
- Proven experience implementing CI/CD pipelines, automated testing, and deployment strategies (blue/green, canary)
- Understanding of responsible AI use in engineering workflows and secure handling of inputs/outputs
- Solid reliability and observability fundamentals (retries, idempotency, timeouts, logs/metrics/tracing)
- Experience leading projects or teams and setting technical direction
- Experience working in Agile or Scrum delivery environments
- Hands-on experience with observability tooling such as Datadog or Grafana
- Banking or payments domain knowledge (authorization, clearing, ISO 20022, SWIFT) and transaction processing
- Experience applying site reliability engineering principles and observability practices for production systems
- Hands-on use of production observability tooling such as Splunk or Dynatrace
- Familiarity with containerization (Docker) and orchestration (Kubernetes)
- Experience applying machine learning concepts or integrating ML models into backend services
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
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Healthcare Strength — Medical, dental, vision, and mental-health coverage are broad, with wellness incentives, on-site or virtual care, and an EAP offering coaching and counseling. Plan materials emphasize accessible options, including multiple medical choices and tools to manage costs.
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Parental & Family Support — Paid parental leave extends up to 16 weeks for all parents, supplemented by paid Critical Caregiver Leave. Family resources include backup childcare via Bright Horizons, lactation support and milk-shipping, family-building assistance, and even a free five-month SNOO rental for newborns.
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Retirement Support — Retirement programs include a 401(k) with an annual company match and automatic pay credits for most employees, with a legacy pension available to earlier hires. An Employee Stock Purchase Plan at a 5% discount further supports long-term savings.
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What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
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