The Products Specialist supports the design, development, and lifecycle management of the Bank’s investment and banking product suites. This role combines product expertise, market analysis, and cross‑functional collaboration to ensure the delivery of innovative, compliant, client‑centric, and operationally sound solutions across structured products, funds, deposits, payments, credit products, and digital banking services.
Key Responsibilities
Product Development and Support
- Assist in the development and enhancement of investment products such as structured notes, mutual funds, and bespoke solutions.
- Support the development and enhancement of banking products including checking and savings accounts, time deposits, credit solutions, and payment services.
- Conduct market and competitor analysis across investment and banking products to identify trends, gaps, and opportunities.
- Prepare business cases, product documentation, approval materials, and product updates for internal governance processes
Operational and Digital Enablement / Portfolio and Risk Support
- Collaborate with operations, technology, digital, and external partners to ensure smooth implementation and ongoing support of banking and investment products.
Contribute to the digital transformation of both investment and banking solutions across mobile and online platforms. - Monitor product performance, client feedback, and operational indicators, recommending enhancements as needed.
- Liaise with internal and external portfolio managers to support investment decisions, including monitoring asset allocation and assisting with rebalancing aligned to client Investment Policy Statements.
- Act as a first line of defense in risk management across investment and banking products, ensuring adherence to operational and regulatory standards.
Stakeholder Collaboration
- Work closely with legal, compliance, risk, operations, technology, and finance teams to support product delivery.
- Partner with relationship managers, bankers, and client advisors to gather feedback and enhance offerings across investment and banking products.
- Participate in cross‑functional working groups, governance forums, and project teams to support product initiatives and market readiness.
Compliance and Documentation
- Ensure adherence to BSNAML, AML, KYC, BSA, and other applicable regulatory requirements.
- Maintain accurate documentation, product records, and support audit, risk, and compliance reviews.
- Track and report on risk indicators, performance metrics, and operational controls tied to investment and banking products
Qualifications
- Bachelor’s degree in Finance, Economics, Business, or related field; MBA or CFA preferred.
- 4+ years of experience in investment product support, banking product management, digital banking, or related financial-services roles.
- Strong understanding of capital markets, investment vehicles, core banking products, and regulatory frameworks.
- Strong analytical, organizational, and communication skills, with the ability to collaborate effectively with cross-functional teams.
- Fluency in English; Portuguese and/or Spanish preferred.
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
Top Skills
What We Do
Itaú Unibanco is a global financial services firm and the largest private sector financial institution in Latin America. Headquartered in São Paulo, Brazil, Itaú is a full-service financial institution that offers a complete spectrum of financial products and services to a broad range of clients, from individuals to the most sophisticated institutional investors. Itaú has operations in 19 countries throughout the Americas, Asia, Middle East and Europe. In the United States, Itaú has offices in Miami and New York with three lines of business offering a broad range of corporate investment, asset management and private banking services. Learn more: - Private Bank (search for "Itaú Private Bank") - Asset Management (search for "Itaú Asset Management") - Corporate & Investment Bank (search for "Itaú BBA") The information contained herein is for reference/informational purposes only, and does not constitute any invitation or recommendation of investments of any kind. The information is provided “as is” and Itaú does not warrant its accuracy, completeness or adequacy, nor does it undertake any obligation to maintain it updated at all times.
