Avant is seeking a Product Manager to shape and manage our Decisioning & Risk Platforms. You'll be responsible for owning the platforms that determine which products we offer to customers, mitigates business risk, and ensures we deliver on a trustworthy experience.
What you’ll do at Avant:
Product Strategy & Roadmap - Own the vision, strategy, and roadmap, balancing customer experience, business growth, risk outcomes, operational efficiency, and regulatory requirements. Prioritize platform investments and enhancements based on business impact, customer needs, and data-driven insights.
Cross-Functional Collaboration - Partner with Business Teams, Risk, Fraud, Operations, Engineering, Data Science, Compliance/Legal, and Design to identify opportunities, align priorities, define solutions, and deliver measurable business outcomes.
Platform Development & Modernization - Define and deliver scalable platform capabilities which could include decision orchestration, rules management, model integration, experimentation frameworks, observability, vendor integrations, and internal tooling. Drive modernization efforts that improve flexibility, speed, and reliability across the decisioning ecosystem.
Product Requirement Definition - Translate strategy into execution by defining product requirements, PRDs, user stories, workflows, acceptance criteria, API contracts, instrumentation requirements, rollout plans, and success metrics.
Product Delivery - Drive execution across the product lifecycle by prioritizing backlogs, managing tradeoffs, coordinating dependencies, removing blockers, and ensuring high-quality launches that deliver measurable value.
Vendor Management - Own relationships with technology partners. Continuously evaluate emerging technologies and platform capabilities that can improve decision quality, operational efficiency, and customer outcomes.
Performance & Analytics - Define and monitor key platform metrics and identify opportunities to continuously improve platform performance.
AI Iteration - Identify opportunities to leverage AI and machine learning to accelerate the roadmap.
Why you’re at fit at Avant:
8+ years of Product Management experience, preferably within fintech, financial services, risk, fraud, lending, banking, or other regulated industries
Experience owning platform products, technical products, or internal-facing systems with multiple stakeholders and customers
Experience working with decisioning systems, underwriting platforms, fraud prevention systems, identity verification solutions, rules engines, or risk management platforms
Strong technical fluency, including APIs, data models, distributed systems, system architecture, and platform design tradeoffs
Highly data-driven with strong analytical skills; SQL proficiency required
Experience partnering with Data Science, Analytics, or Risk teams to deploy, evaluate, and optimize models in production
Demonstrated ability to define product strategy, execute against roadmaps, and deliver measurable business outcomes
Strong cross-functional leadership and communication skills, with the ability to influence across technical and non-technical stakeholders
Experience designing and analyzing experiments, A/B tests, and optimization initiatives
Experience managing third-party vendors, integrations, and external technology partnerships preferred
Familiarity with compliance and regulatory considerations within financial services environments preferred
Hands-on experience leveraging AI-native tools (e.g., AI-powered analytics, research, coding, workflow automation, or decision-support tools) and a demonstrated ability to incorporate them into product development and operational processes
This role is based on our downtown Chicago Office, located in the Merchandise Mart. We highly value collaboration and our hybrid schedule (M, T, Th in-office) enables flexibility to balance work and individual priorities.
Compensation Range:
The base salary range for this job is USD $95,000 - USD $135,000/ Year
Employees new to Avant typically come in below the midpoint of the pay range. The compensation range is based on the level outlined in the job posting, and compensation decisions are dependent on each applicant's experience, skills and abilities.
[If an outstanding applicant's experience and skill level is above or below the qualifications outlined in the job posting, we reserve the right to make an offer at a different level than the one listed in this job posting, which may have a different compensation range.]
This role is eligible for additional incentives, including an annual bonus. These rewards are allocated based on level, impact and performance in the role.
Our benefits include:
Choice of great Medical, Dental, and Vision Insurance Plan options
401(k) match
Flexible Time Off
Flexible Work Environment - (i.e. Mon/Tues/Thurs in-person)
Generous Paid Parental Leave, Adoption Assistance and Post-parental leave ramp-up program
Lunch Allowance (Fooda) and In-office Snacks
Summer Fridays
Fun In-Office and Virtual Social Events
And who doesn’t love the swag
Check out our Avant Blog!
We believe that a diverse set of backgrounds and experiences helps us create the most innovative solutions for our customers. We invite you to apply to our positions even if you do not meet 100% of the qualifications listed in the description. If you’re passionate about our mission and aligned to our values, we hope you’ll come contribute to our awesome culture.
Why Avant is the place for you:
At Avant, we believe our values make a difference:
Authenticity. We show up to work as our whole selves and make sure others can too.
Collaboration. We can only succeed when we do so as a team.
Problem-Solving. The harder the problem, the more satisfying the solution.
Customer. We are all owners of the customer experience.
Initiative. Plan. Adapt. Get Sh!t Done.
We believe that great ideas come from anyone and anywhere, that everyone is an owner who drives change, and that we have more fun when we work together. We're problem solvers who love collaborating with intelligent and highly-motivated people to reshape the face of digital banking. Avant offers terrific perks and benefits, fun social events with employees who actually like hanging out together, and a flexible growth environment where trying your hand at new projects and being the active owner of your career path is encouraged and supported.
To learn more about how Avant collects and uses your personal information, please see the Avant Privacy Policy.
Skills Required
- 8+ years of Product Management experience in fintech or regulated industries
- Experience owning platform products or internal-facing systems
- Strong technical fluency, including APIs and data models
- SQL proficiency
- Experience with decisioning systems or risk management platforms
- Experience partnering with Data Science teams
- Strong communication skills
- Experience designing and analyzing A/B tests
- Experience managing third-party vendors
- Familiarity with compliance in financial services
What the Team is Saying
Avant Compensation & Benefits Highlights
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Healthcare Strength — Group medical, dental, and vision coverage are standard, with mental‑health support emphasized. Coverage breadth is characterized as solid for a mid‑size fintech.
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Leave & Time Off Breadth — Flexible or unlimited PTO and paid time off programs are highlighted across employer materials. Time‑off policies are positioned as a notable strength alongside hybrid flexibility.
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Wellbeing & Lifestyle Benefits — Commuter benefits, an onsite gym at the Chicago HQ, stocked kitchens, meal stipends, and social events are offered. These everyday perks complement hybrid work options and office amenities.
Avant Insights
What We Do
Our mission is to move financial lives forward. We utilize data and technology to connect everyday Americans to financial solutions, empowering our customers to achieve their financial goals and build financial health. We are a data-driven platform at the intersection of technology and credit*, built to meet the financial needs of millions of middle-income Americans. We use data and machine learning to deliver access to a suite of financial products and services anchored by credit cards, personal loans, and a personal financial management tool. Since Avant (AvantCredit®) was founded in 2012, we have connected over 4 million unique customers to over y $12.5 billion in personal loans and more than 2.8 million credit cards.. We are driven by purpose with a passion to empower people to achieve their financial goals, and that is why we’ve built a mission-driven company with our customers at its core. We honor the journey our customers are going through by serving their needs with the integrity, transparency, and trust they deserve. Every Avantee embraces our values of authenticity, collaboration, problem-solving, customer centricity, and initiative. Are you ready to join us in moving financial lives forward? If you want to live the Avant values, build your career, and grow your skills, get in touch! See available opportunities at www.avant.com/jobs. *Avant, LLC is a financial technology company, not a bank. Avant-branded credit products are issued by WebBank.
Why Work With Us
At Avant, we believe that ideas are more important than titles, everything is more fun together, everyone drives change, and everyone is an owner. Nothing excites us more than having the ability to collaborate with intelligent, highly-motivated, and talented people on challenging problems as we work to change the face of digital banking.
Gallery
Avant Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
Avantees work from our office Mon/Tues/Thurs. We hold the majority of our meetings & all-company events (Town Hall, Demo Day) on those days so that we can maximize our in-office time together. On Weds/Fri, many Avantees choose to work from home.
