Product Controller - Credit Risk Vice President, Card Services

Posted 2 Days Ago
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Wilmington, DE, USA
Hybrid
Senior level
Financial Services
We’re one of the world’s biggest technology-driven companies
The Role
Leads credit risk product control for Card Services, overseeing allowance governance, financial and regulatory reporting, audit and regulatory examinations, and control integrity. Provides challenge to allowance assumptions and results, manages executive and governance materials, and coordinates integration of a new credit card product across Technology, Risk, Product, and Finance. Owns requirements, controls design, testing, substantiation, go-live readiness, and post-implementation stabilization.
Summary Generated by Built In

Card Product Control is responsible for the accuracy, integrity, and control environment supporting the Card line of business financial statements, disclosures, and regulatory reporting. The Credit Risk Controllers team partners closely with Risk, Finance, and governance stakeholders to ensure allowance-related processes and outputs are analytically sound, well-controlled, and clearly documented.

As a Vice President Controller in Credit Risk, you will provide leadership across allowance governance, financial and management reporting, and regulatory/audit engagement. The role requires an experienced controller who can drive end-to-end execution, deliver credible challenge to allowance assumptions and results, and develop clear, well-supported materials for executive and governance forums. In addition, you will own and execute the Controllers workstream for build and testing of a new credit card product, ensuring the effective integration of functionality into Card Services financial reporting, processes, and the control framework through coordinated delivery across Technology, Risk, Product, and Finance teams.

Job Responsibilities

  • Own end-to-end allowance governance and quarterly memo process, setting the operating cadence, documentation standards, escalation protocols, and driving delivery across stakeholders by setting clear expectations, coordinating timelines, and developing well-supported materials for executive and governance forums.
  • Provide credible challenge of the allowance, including key assumptions, model outputs, overlays/qualitative factors, and key drivers, ensuring outcomes are supportable, well-documented, and appropriately escalated in partnership with Risk and Finance.
  • Lead management reporting and financial/regulatory reporting for allowance, including oversight of close and quarter-end deliverables, ensuring analytical rigor and consistent messaging across Card Finance partners and Firmwide Controllers.
  • Serve as a Controller representative for regulatory exams and external audit, leading walkthroughs and responses to information requests, aligning with stakeholders across Compliance, Internal and External Audit, Risk, and Finance, and driving timely issue remediation with sustainable fixes.
  • Drive Controllers delivery to integrate a new credit card product into Card Services financial reporting, processes, and the control framework, including requirements definition/alignment, controls design and validation, testing and substantiation, go-live readiness, and post-implementation stabilization, coordinating delivery across Technology, Risk, Product, and Finance teams.

Required Qualifications, Capabilities, and Skills

  • Bachelor’s degree in Finance, Economics, Statistics, or another business or quantitative discipline.
  • 5+ years of relevant experience in finance, credit card, financial services, or a regulatory environment.
  • Strong analytical thinking, with the ability to work through ambiguous problems, develop a plan, and execute through delivery.
  • Strong stakeholder management in a matrixed environment, applying sound judgment and balancing delivery timelines with control integrity and operational risk considerations.
  • Excellent written and verbal communication, strong documentation discipline, and the ability to manage multiple priorities across BAU and change initiatives.

Preferred Qualifications, Capabilities, and Skills

  • Strong Microsoft Excel skills; knowledge of SQL is a plus.
About Us

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. 

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions.  We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.

Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.

Skills Required

  • Bachelor's degree in Finance, Economics, Statistics, or another business or quantitative discipline
  • 5+ years of relevant experience in finance, credit card, financial services, or a regulatory environment
  • Strong analytical thinking and ability to execute through delivery
  • Strong stakeholder management in a matrixed environment
  • Sound judgment balancing delivery timelines, control integrity, and operational risk
  • Excellent written and verbal communication
  • Strong documentation discipline
  • Ability to manage multiple priorities across business-as-usual and change initiatives
  • Strong Microsoft Excel skills
  • Knowledge of SQL

JPMorganChase Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.

  • Healthcare Strength — Medical, dental, vision, and mental-health coverage are broad, with wellness incentives, on-site or virtual care, and an EAP offering coaching and counseling. Plan materials emphasize accessible options, including multiple medical choices and tools to manage costs.
  • Parental & Family Support — Paid parental leave extends up to 16 weeks for all parents, supplemented by paid Critical Caregiver Leave. Family resources include backup childcare via Bright Horizons, lactation support and milk-shipping, family-building assistance, and even a free five-month SNOO rental for newborns.
  • Retirement Support — Retirement programs include a 401(k) with an annual company match and automatic pay credits for most employees, with a legacy pension available to earlier hires. An Employee Stock Purchase Plan at a 5% discount further supports long-term savings.

JPMorganChase Insights

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The Company
HQ: New York, NY
289,097 Employees
Year Founded: 1799

What We Do

JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.

Why Work With Us

Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.

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