You are collaborative and enjoy solving analytical problems to help our team to reach highest potential
We are a team of big thinkers who are engineering the future of banking
Together we will build tomorrow’s bank today, using world-leading technology and innovation
Principal Software Engineer – Institutional Lending Platforms
Next.js | React | Node.js | Java | Python | AWS | SQL
Do work that matters
As a Principal Software Engineer in the Lending, Pricing & ESG Crew, you will provide technical leadership across the strategic platforms that underpin Institutional Lending, Pricing and ESG capabilities. You will play a key role in shaping the engineering direction for core Lending platforms and supporting services, driving platform modernisation, AI-enabled engineering practices and resilient, scalable solutions that support the bank's lending operations.
You will bring deep technical expertise, strategic thinking and engineering leadership to help teams deliver high-quality technology safely at scale while partnering with Product, Architecture, Risk and business stakeholders to deliver meaningful outcomes.
See yourself in our team
The Lending, Pricing & ESG Crew delivers and supports technology that enables the end-to-end lifecycle of Institutional Lending. Our platforms support loan origination, pricing, servicing, amendments, settlements and ongoing portfolio management while integrating with enterprise customer, finance, risk and regulatory systems.
The crew is responsible for the strategic evolution and operational excellence of platforms including LoanIQ and DPX, while building modern integration services and automation capabilities that simplify lending processes and improve banker and customer experiences.
Reporting to the Crew Tech Lead - Institutional Lending, Pricing and ESG, you'll work alongside architects, engineers, product managers and business stakeholders to modernise critical lending technology using cloud-native engineering practices and AI-assisted software development.
In this role, you will:
Lead the technical direction for strategic Lending, Pricing and ESG platforms.
Provide architectural leadership across core Lending platforms and the surrounding integration ecosystem.
Design scalable, secure and resilient services across APIs, backend platforms and enterprise integrations.
Work closely with the Institutional Banking business to ensure the technology we deliver supports their customer outcomes
Champion engineering excellence including AI-enabled SDLC, DevSecOps, observability, quality engineering and automation.
Lead modernisation initiatives that simplify legacy technology and improve operational resilience.
Build strong working relationships with the suppliers of our core platforms
Mentor senior engineers and uplift engineering capability across the crew.
Together, we will build technology that supports lending decisions, pricing strategies and ESG outcomes while improving operational efficiency, regulatory compliance and customer experience.
We're interested in hearing from people who have
Software engineering with technical leadership and coaching across multiple teams and strategic platforms.
Experience delivering technology for lending, capital markets or financial services platforms.
Experience modernising and integrating enterprise vendor platforms, including Commercial Off-the-Shelf (COTS) and Software-as-a-Service (SaaS) solutions.
Experience with LoanIQ or comparable enterprise lending platforms is highly regarded.
Strong understanding of enterprise integration, operational resilience and regulated environments.
Excellent stakeholder management and communication skills.
Passion for mentoring engineers and adopting AI-enabled engineering practices.
Technical skills
We do not expect you to know everything, but experience across several of the following areas will set you up for success.
Engineering: Java, Spring Boot, REST APIs, Microservices, Python, Next.js, React
Cloud & Platforms: AWS, Kubernetes/EKS, Docker, Cloud-Native Architecture
Data & Streaming: SQL, NoSQL, Data Products, Oracle, Snowflake, Event Streaming
DevOps & CI/CD: GitHub Actions, Artifactory, Snyk
Observability: Grafana, Prometheus, PagerDuty
AI: Agentic AI architecture, AI-enabled engineering tools and Agentic SDLC
Working with us
Whether you're passionate about customer service, driven by data, or inspired by creativity, a career with us gives you the opportunity to do meaningful work at scale.
Our people bring diverse backgrounds, experiences and perspectives to build a respectful, inclusive and flexible workplace. We are looking for people who live our values of Care, Courage and Commitment.
If you are ready to help shape the future of Institutional lending technology at Commonwealth Bank, we would love to hear from you.
If you are already part of the Commonwealth Bank Group, including Bankwest and x15ventures, you will need to apply through Sidekick to submit a valid application.
If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career.
We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 696.
Skills Required
- Proven software engineering experience with technical leadership and coaching across multiple teams and strategic platforms
- Experience delivering technology for lending, capital markets or financial services platforms
- Experience modernising and integrating enterprise vendor platforms, including COTS and SaaS solutions
- Experience with LoanIQ or comparable enterprise lending platforms
- Strong understanding of enterprise integration, operational resilience and regulated environments
- Excellent stakeholder management and communication skills
- Experience across engineering technologies such as Java, Spring Boot, REST APIs, Microservices, Python, Next.js, React and cloud platforms (AWS, Kubernetes/EKS, Docker)
- Familiarity with data and streaming technologies (SQL, NoSQL, Oracle, Snowflake, event streaming)
- Practical knowledge of DevOps and CI/CD tools (GitHub Actions, Artifactory, Snyk) and observability (Grafana, Prometheus, PagerDuty)
- Passion for mentoring engineers and adopting AI-enabled engineering practices including agentic AI architectures
Commonwealth Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Commonwealth Bank and has not been reviewed or approved by Commonwealth Bank.
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Leave & Time Off Breadth — The bank offers additional Life Leave, the option to purchase up to four extra weeks, pet leave, and paid volunteering leave alongside flexible-working options. Public materials indicate these leave features compare well within Australian banking.
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Parental & Family Support — Permanent employees can access up to 18 weeks of paid parental leave, and superannuation is paid for up to 34 weeks of unpaid parental leave. These provisions extend support for new parents beyond standard settings.
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Wellbeing & Lifestyle Benefits — Access includes CBHS Health Fund, Fitness Passport, a 24/7 wellbeing platform with telehealth, an Employee Assistance Program, and employer‑paid income protection for up to two years, alongside staff banking perks and share plans. This combination provides day‑to‑day value across health, protection, and financial perks.
Commonwealth Bank Insights
What We Do
Australia’s leading provider of financial services including retail, premium, business and institutional banking, funds management, superannuation, insurance, investment and sharebroking products and services. We are a business with more than 800,000 shareholders and over 52,000 employees. We offer a full range of financial services to help all Australians build and manage their finances.
