ABOUT YUBI
Yubi (formerly CredAvenue) is redefining global debt markets by freeing the flow of finance between borrowers, lenders, and investors — the world's possibility platform for the discovery, investment, fulfilment, and collection of any debt solution. In March 2022, we became India's fastest fintech unicorn with a $137M Series B. Our platforms — Yubi Credit Marketplace, Yubi Invest, Financial Services Platform, Spocto, and Corpository — serve 17,000+ enterprises and 6,200+ investors, facilitating over ₹1,40,000 crore in debt volumes. Backed by Insight Partners, Sequoia Capital, Dragoneer, B Capital, LightSpeed, and Lightrock.
ROLE OVERVIEW
As a Principal Engineer (Agentic AI), you will be the technical visionary behind Yubi's AI platform — setting the long-term architecture direction, establishing engineering excellence standards, and driving the adoption of agentic AI across our entire product suite. This is a hands-on leadership role: you will write critical code, mentor senior engineers, define platform-level abstractions, and partner directly with the CTO and VP Engineering to shape Yubi's AI strategy. Your work will determine how intelligent agents transform the future of debt markets at scale.
KEY RESPONSIBILITIES
Platform Architecture & Strategy
Define the multi-year technical vision and architecture for Yubi's Agentic AI platform — spanning agent runtimes, LLM integration layers, data pipelines, and developer tooling.
Establish platform-level abstractions and internal frameworks that accelerate agent development across multiple product teams.
Lead architectural reviews across engineering, ensuring AI systems are scalable, explainable, compliant, and cost-efficient at millions-of-transactions scale.
Identify build vs. buy decisions for AI infrastructure; evaluate and adopt emerging frameworks, foundation models, and tooling ahead of the curve.
Define and own AI engineering standards: prompt versioning, evaluation frameworks, guardrail policies, and responsible AI practices.
Hands-On Agentic AI Engineering
Design and build the most complex, high-stakes agent systems — multi-agent orchestration, long-horizon planning, reflection loops, and tool-augmented reasoning.
Architect LLM fine-tuning and alignment workflows for domain-specific financial tasks where general models fall short.
Own the agent evaluation and reliability framework — golden datasets, LLM-as-judge pipelines, regression suites, and production monitoring.
Drive RAG platform evolution — advanced retrieval, hybrid search, knowledge graph integration, and context compression.
Build developer experience tooling — internal SDKs, agent testing harnesses, and observability dashboards used by all AI teams.
Organizational Impact
Mentor and coach Lead, and Senior engineers across AI teams; act as a technical multiplier across the organization.
Define the engineering hiring bar for AI roles; lead final-round technical interviews and calibration sessions.
Represent Yubi's engineering at external conferences, tech talks, and open-source communities to attract top talent.
Collaborate with CTO, VP Engineering, and business leadership to translate AI opportunities into executable technical roadmaps.
Requirements
REQUIRED SKILLS & QUALIFICATIONS
Technical
8–12 years of full-stack engineering experience; 2+ years in production LLM / AI agent system development.
Very strong problem solving capability and doing HLD and LLD for a given problem
Good understanding of data structures , algorithms
Good Understanding of CI/CD pipelines and test driven development
Deep expertise in Spring Boot, Spring Cloud, and Hibernate for enterprise-grade, high-throughput microservices.
Deep Understanding of Observability frameworks , Async processing frameworks
Strong React/TypeScript and Node.js skills; experience with large-scale frontend architectures.
Proven track record of architecting and shipping production LLM-powered systems handling significant load.
Expert-level knowledge of agent orchestration (LangGraph, AutoGen, custom runtimes), RAG pipelines, and LLM evaluation.
Deep experience with Kafka, event-driven architectures, and large-scale data pipelines.
Kubernetes, AWS (EKS, MSK, RDS, SageMaker), and infrastructure-as-code expertise.
Strong understanding of responsible AI — explainability, bias mitigation, hallucination control, and regulatory compliance.
Leadership & Soft Skills
Demonstrated technical leadership across multiple teams and products simultaneously.
Exceptional written and verbal communication — able to influence executives, engineers, and external partners.
Track record of building and growing high-performing engineering teams.
Strategic thinker who can operate at both the architecture white-board and the code editor.
B.E. / B.Tech in Computer Science or related field; M.Tech / PhD advantageous.
Skills Required
- 8–12 years of full-stack engineering experience
- At least 2 years of production LLM or AI agent system development
- Very strong problem-solving skills, including high-level and low-level design
- Strong understanding of data structures and algorithms
- Good understanding of CI/CD pipelines and test-driven development
- Deep expertise in Spring Boot, Spring Cloud, and Hibernate
- Deep understanding of observability and asynchronous processing frameworks
- Strong React, TypeScript, and Node.js skills
- Experience with large-scale frontend architectures
- Experience architecting and shipping production LLM-powered systems at significant scale
- Expert knowledge of agent orchestration, including LangGraph, AutoGen, or custom runtimes
- Expert knowledge of RAG pipelines and LLM evaluation
- Deep experience with Kafka, event-driven architectures, and large-scale data pipelines
- Expertise with Kubernetes, AWS, and infrastructure as code
- Strong understanding of responsible AI, explainability, bias mitigation, hallucination control, and regulatory compliance
- Technical leadership across multiple teams and products
- Exceptional written and verbal communication skills
- Experience building and growing high-performing engineering teams
- Bachelor of Engineering or Bachelor of Technology in Computer Science or a related field
- Master of Technology or PhD
What We Do
Yubi is the world's first possibility platform powering the discovery, investment, fulfilment of credit. We are re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. Yubi stands for ubiquitous, being present wherever our customers need us. From being a disruptor in India’s debt market to marching towards global corporate markets, we will unlock greatness together. We are on a mission to deepen and power the $120 Trillion global enterprise debt market which would unlock a GDP multiplier and thus, create massive economic value. The Yubi product suite is leading the empowerment of small, medium, and large enterprises on one side, and growing a healthy loan book for the larger Banking ecosystem on the other. As a debt platform for enterprises, lenders and investors, we offer the most comprehensive bouquet of debt products. Our suite of product offerings ensures that as a participant in the debt market - you find just what you are looking for! We believe that access to prudent finance is the right of all global citizens and that is what drives all of us here at Yubi. The future of finance starts here, propelled by technology, transparency, and mutual trust.
