Step into the role of a Principal Architect at JPMorganChase and become a driving force behind the development and adoption of cutting-edge, cloud-based technologies.
As a Principal Architect at JPMorganChase within the CIB Payments, you provide expertise to enhance and develop architecture platforms based on modern cloud-based technologies, as well as support the adoption of strategic global solutions. Leverage your advanced architecture capabilities and collaborate with colleagues across the organization to drive best-in-class outcomes.
Job responsibilities
- Engages business and technology stakeholder to discuss and propose design approaches to meet current and future needs of various business initiatives
Applies enterprise-authorized AI capabilities within the work environment to accelerate architecture analysis, roadmap development, and design decisioning, with human-in-the-loop validation and appropriate handling of sensitive data.
- As a member of the team, build trusted relationships with business and technical decision makers in the customer’s organization to provide business and technical thought leadership,
- Identifies opportunities to modernize platform capabilities along with business initiatives
- Helps define strategy, roadmap for product go to market and breakdown of technical delivery
- Helps define the target state of their product and drives achievement of the strategy
- Participates in architecture governance bodies
- Evaluates recommendations and provides feedback on business needs, options to get to market
- Executes creative software solutions, design, development, and technical troubleshooting with the ability to think beyond routine or conventional approaches to build solutions or break down technical problems
- Identifies opportunities to eliminate or automate remediation of recurring issues to improve overall operational stability of software applications and systems
- Leads evaluation sessions with external vendors, startups, and internal teams to drive outcomes-oriented probing of architectural designs, technical credentials, and applicability for use within existing systems and information
- Practical cloud native experience
- Ability to present and effectively communicate to Senior Leaders and Executives
Applies enterprise-authorized AI capabilities within the work environment to accelerate architecture analysis, roadmap development, and design decisioning, with human-in-the-loop validation and appropriate handling of sensitive data
Required qualifications, capabilities, and skills
- Hands-on practical experience over 15+ years in delivering system design, application development, testing, and operational stability in acquiring payments industry
- Strategic mindset in shaping digital transformation for payments business - includes digital onboarding, self servicing experience for clients, partner integration, developer experience
- Strong experience in web developer frameworks, web architecture, mobile frameworks
- Strong experience in APIs - api standards, functional, governance
- Strong experience in Identity and access management includes partner integration via APIs or web Strong experience in acquiring / merchant services payment understanding
- Experience with in-store or eCommerce merchant payments
- Ability to understand business requirements, create solution designs, create technical delivery roadmap and technical know how's
Applies enterprise-authorized AI capabilities within the work environment to accelerate architecture analysis, roadmap development, and design decisioning, with human-in-the-loop validation and appropriate handling of sensitive data
- Ability to present and effectively communicate to Senior Leaders and Executives
- Strong technical background with design and delivery experience with software patterns and principles
- Advanced knowledge of one or more software, applications, and architecture disciplines
- Demonstrated proficiency in software applications and technical processes within a technical discipline (e.g., cloud, artificial intelligence, machine learning, mobile, etc.)
- Experience as a functional architect (business / product)
- Experience with domain model, understands business process flow, client experience and use cases
- Understands business capability, features taxonomy
Preferred qualifications, capabilities, and skills
- Point of Sale experience is a plus
- Cloud certification is a plus
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
Skills Required
- 15+ years delivering system design, application development, testing, and operational stability in the acquiring payments industry
- Strategic mindset shaping digital transformation for payments including digital onboarding, self-servicing, partner integration, and developer experience
- Experience with web developer frameworks, web architecture, and mobile frameworks
- Strong experience in APIs including API standards, functional design, and governance
- Strong experience in Identity and Access Management including partner integration via APIs or web
- Deep understanding of acquiring / merchant services payments
- Experience with in-store or eCommerce merchant payments
- Ability to create solution designs, technical delivery roadmaps, and translate business requirements into technical implementations
- Ability to present and effectively communicate to Senior Leaders and Executives
- Strong technical background with design and delivery experience applying software patterns and principles
- Advanced knowledge of one or more software, applications, and architecture disciplines (cloud, AI/ML, mobile, etc.)
- Demonstrated proficiency in software applications and technical processes within a technical discipline
- Experience as a functional architect (business / product)
- Experience with domain modeling, business process flow, client experience and use case definition
- Understanding of business capability and features taxonomy
- Experience applying enterprise-authorized AI capabilities with human-in-the-loop validation and sensitive data handling
- Point of Sale experience
- Cloud certification
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
-
Healthcare Strength — Medical, dental, vision, and mental health coverage are comprehensive, with on-site clinics, preventive care, and specialized supports such as maternity nurse guidance and fertility treatments. Wellness activities can help offset copays and out-of-pocket costs, reinforcing the perceived strength of health benefits.
-
Retirement Support — A 401(k) with dollar-for-dollar matching and additional automatic pay credits reflect strong employer-backed retirement savings. An employee stock purchase plan and related financial programs further bolster long-term financial support.
-
Leave & Time Off Breadth — Paid time off, sick time, holidays, and generous parental leave are provided alongside family medical leave and adoption/fertility assistance. Additional programs like caregiver support and volunteer time off expand the breadth of time-away options.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
Gallery

.jpeg)





