The Portfolio Risk Supervisor is
responsible for monitoring and analyzing the performance and quality of the company’s
portfolio to identify potential risks, early warning signs, and portfolio
deterioration trends. The role ensures effective portfolio monitoring, supports
risk mitigation strategies, and contributes to maintaining a healthy and
sustainable portfolio performance in line with the company’s risk appetite and
policies.
- Monitor portfolio performance and identify
emerging risk trends and concentration risks.
- Conduct regular portfolio analysis and prepare
risk assessment reports for management.
- Track delinquency, overdue, and non-performing
accounts and recommend corrective actions.
- Develop and maintain portfolio monitoring
dashboards and KPIs.
- Analyze customer behavior, repayment trends, and
sector performance.
- Coordinate with business, collections, and
credit teams to ensure portfolio quality.
- Escalate high-risk cases and provide
recommendations for risk mitigation.
- Support in stress testing and scenario analysis
exercises.
- Ensure compliance with internal risk policies
and regulatory requirements.
- Participate in enhancing portfolio risk
processes, policies, and reporting frameworks.
- Prepare periodic management reports and
presentations related to portfolio performance.
- Assist in portfolio
segmentation and risk-based decision-making activities.
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Requirements
Knowledge:
- Strong knowledge of Portfolio Risk Management principles and practices.
- Good understanding of SME / Retail lending products and portfolio behavior.
- Knowledge of credit risk assessment and early warning indicators.
- Familiarity with CBE regulations and regulatory reporting requirements.
- Understanding of portfolio monitoring techniques and risk mitigation strategies.
- Knowledge of financial analysis and portfolio performance metrics.
- Awareness of risk governance frameworks, policies, and procedures.
- Familiarity with banking and fintech industry practices is preferred.
- Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or related field.
- Professional certifications in Risk Management or Credit Risk are a plus.
- 4–7 years of experience in Portfolio Risk, Credit Risk, or Risk Analytics, preferably within banking or fin-tech sectors.
- Strong understanding of SME / Retail portfolio risk management principles.
- Experience in portfolio monitoring and risk reporting.
- Strong analytical and financial analysis skills.
- Advanced Excel skills and experience with reporting tools.
- Knowledge of portfolio risk indicators and early warning signals.
- Familiarity with CBE regulations and risk governance practices is preferred.
- Experience with BI tools and risk systems is an advantage.
Language Proficiency:
- Excellent command of both written and spoken English and Arabic.
Skills Required
- Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or a related field
- 4–7 years of experience in Portfolio Risk, Credit Risk, or Risk Analytics, preferably in banking or fintech
- Experience in portfolio monitoring and risk reporting
- Strong knowledge of portfolio risk management principles and practices
- Understanding of SME and retail lending products and portfolio behavior
- Knowledge of credit risk assessment and early warning indicators
- Knowledge of financial analysis and portfolio performance metrics
- Strong analytical and financial analysis skills
- Advanced Excel skills and experience with reporting tools
- Excellent written and spoken English and Arabic
- Familiarity with CBE regulations and regulatory reporting requirements
- Professional certification in Risk Management or Credit Risk
- Experience with BI tools and risk systems
- Familiarity with banking and fintech industry practices
What We Do
Fawry MSME Finance is an Egyptian digital microfinance company that provides financial services to micro, small, and medium-sized businesses. It supports entrepreneurs through simplified procedures, digitalized financing processes, and understandable financial products, including term loans and credit lines for working capital and fixed assets. Its Tamweelak Fawry app lets eligible businesses apply for financing, open accounts, track requests, and manage loans digitally.
