As a Product Manager in Payments- Emerging Rails, you are an integral part of the team that innovates new product offerings and leads the end-to-end product life cycle. As a core leader, you will drive the strategy, development, and commercialization of innovative instant payment solutions that deliver differentiated client experiences. Leveraging an entrepreneurial mindset and deep understanding of global payment trends, you will help shape the future of real-time settlement capabilities and value-added services. The role requires close collaboration across business, technology, and control functions to accelerate growth, enhance client adoption, and ensure solutions are delivered within the firm's risk and governance frameworks.
Job Responsibilities
- Demonstrate a strong sense of ownership and accountability, assuming responsibility for the Product P&L and driving high-quality growth in the alternative rails portfolio
- Contribute to defining the vision, international strategy and global roadmap for the product line, considering the growing ubiquity of emerging payment rails
- Take proactive initiatives in identifying new opportunities to go grow the product through market discovery, develop business cases, advocate for internal investment, define and execute Go-to-Market (GTM) strategies
- Oversee the entire lifecycle of product launch, including planning, execution, risk management
- Manage executive stakeholder relationships, regularly communicating product strategy, progress, and performance to senior management
- Independently handle product-related conversations with institutional clients, representing the bank’s interests and expertise
- Represent JPMorgan in industry forums and drive market advocacy efforts to transform the payments landscape
- Collaborate with cross-functional partners (Risk, Controls, Legal, Compliance) to ensure a robust risk and controls environment and a resilient and stable platform
- Partner with technology teams on a multiyear strategic roadmap, guiding products from concept through delivery and post-release
- Monitor market trends, conduct competitive analysis, and identify opportunities for product differentiation and enhancement to achieve business objectives
Required qualifications, capabilities, and skills
- 5+ years of experience with a strong track record of ownership and accountability for Product P&L and Business Growth
- Familiarity with payment rail buying behavior of institutional clients across use cases of varied client segment - Corporate, Banks, Non-Bank FIs, Payments Fintech and Innovation Economy
- Fundamental understanding of clearing house rules
- Global mind-set to strategize for international expansion of products; thought leadership in area of emerging payments
- Experience in driving collaboration with global, cross-cultural teams
- Excellent communication and stakeholder management abilities, including presenting strategy and performance updates to senior executives
Preferred qualifications, capabilities, and skills
- Exposure to wider transaction banking suite such as Liquidity products, Account Services, Global Wires
- Experience of direct engagement with clients, market institutions and process auditors
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
Skills Required
- 5+ years of experience with ownership and accountability for Product P&L and Business Growth
- Familiarity with payment rail buying behavior of institutional clients across Corporates, Banks, Non-Bank FIs, Payments Fintech and Innovation Economy
- Fundamental understanding of clearing house rules
- Global mindset to strategize international expansion and thought leadership in emerging payments
- Experience driving collaboration with global, cross-cultural teams
- Excellent communication and stakeholder management, including presenting to senior executives
- Exposure to wider transaction banking suite such as Liquidity products, Account Services, Global Wires
- Experience of direct engagement with clients, market institutions and process auditors
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
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Healthcare Strength — Medical, dental, vision, and mental health coverage are comprehensive, with on-site clinics, preventive care, and specialized supports such as maternity nurse guidance and fertility treatments. Wellness activities can help offset copays and out-of-pocket costs, reinforcing the perceived strength of health benefits.
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Retirement Support — A 401(k) with dollar-for-dollar matching and additional automatic pay credits reflect strong employer-backed retirement savings. An employee stock purchase plan and related financial programs further bolster long-term financial support.
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Leave & Time Off Breadth — Paid time off, sick time, holidays, and generous parental leave are provided alongside family medical leave and adoption/fertility assistance. Additional programs like caregiver support and volunteer time off expand the breadth of time-away options.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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