Payments BA - Solutions Analyst III

Posted 11 Days Ago
Be an Early Applicant
2 Locations
Hybrid
Mid level
Financial Services
We’re one of the world’s biggest technology-driven companies
The Role
Serve as a Solutions Analyst bridging product, business, operations, and engineering. Elicit and document business and data-flow requirements, translate them into technical solutions, perform data analysis to inform decisions, support architecture and governance, use enterprise AI responsibly, and participate in Agile delivery using Jira to manage epics, stories, and acceptance criteria.
Summary Generated by Built In

Join our dynamic team to revolutionize how technology intersects with business. Your analytical skills and tech-savviness will be pivotal in creating impactful solutions.

As a Solutions Analyst III in Commercial & Investment Bank, you will aid in bridging the gap between product owners, business, operations, and software developers by leveraging your technical fluency and strong analytical reasoning skills. Your responsibilities will include eliciting and documenting business and data flow requirements, translating them into well-structured and technically feasible solutions. Your adaptability and ability to lead through change will enable you to navigate complex situations and manage dependencies effectively. With a strong foundation in data analytics and technical solutions, you will contribute to the development of innovative architecture designs and data-driven insights that guide business decisions. Your excellent communication skills, both verbal and written, will ensure clear and concise information exchange with diverse stakeholder audiences, fostering collaboration and alignment across departments.

 

Job responsibilities

  • Uses enterprise-authorized AI capabilities within the work environment to accelerate requirements synthesis, solution optioning, and architecture documentation, validating outputs and handling data according to sensitivity and security requirements
  • Elicit and document comprehensive business and data flow requirements by engaging with product owners, business stakeholders, and technical teams to ensure alignment and feasibility
  • Translate complex business requirements into well-structured technical solutions, leveraging data analytics and technical knowledge to optimize system performance and scalability
  • Conduct in-depth data analysis and interpretation to identify trends, gaps, and opportunities, providing actionable insights that support decision-making and key business initiatives
  • Collaborate with cross-functional teams to develop and maintain architecture designs, policies, standards, and governance processes that align technology with business strategy
  • Continuously enhance technical knowledge and stay current with industry trends, ensuring the application of best practices and innovative solutions to address evolving business needs 

 

Required qualifications, capabilities, and skills

  • 3+ years of experience or equivalent expertise in solutions analysis, technical program delivery, or a related field
  • Demonstrated experience using enterprise-authorized AI capabilities within the work environment to support solutions analysis workflows with strong validation habits and awareness of data sensitivity
  • Ability to review and validate AI-assisted analyses and recommendations before use, escalating when uncertain and following data handling expectations
  • Demonstrated proficiency in data analytics, including experience with data extraction, modeling, and interpretation to support strategic decision-making
  • Strong technical writing skills, with a proven track record of translating complex information into clear and concise documentation for diverse stakeholder audiences
  • Advanced knowledge of data fluency, including experience in handling large, diverse data sets and generating insights to drive business objectives
  • Serve as a key contributor within Agile Scrum teams, participating in sprint planning, backlog refinement, daily standups, sprint reviews, and retrospectives
  • Create and manage Epics, Features, User Stories, Acceptance Criteria, and Defect tickets using Jira, ensuring traceability from requirements through delivery
  • Collaborate with Product Owners and delivery teams to prioritize work, manage sprint commitments, and track progress against release milestones
     

 

Preferred qualifications, capabilities, and skills  

  • Working knowledge of payments ecosystems and transaction lifecycles, including concepts such as payment initiation, settlement, reconciliation, and exception handling
  • Business Analyst experience with Payments knowledge/background
  • Experience writing technical documents
     

 


About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About the TeamJ.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

Skills Required

  • 3+ years of experience in solutions analysis, technical program delivery, or related field
  • Demonstrated experience using enterprise-authorized AI capabilities within the work environment
  • Ability to review and validate AI-assisted analyses and recommendations, following data handling expectations
  • Proficiency in data analytics, including data extraction, modeling, and interpretation
  • Strong technical writing skills and experience translating complex information into clear documentation
  • Advanced data fluency, experience handling large, diverse data sets and generating insights
  • Experience as a contributor within Agile Scrum teams (sprint planning, standups, reviews, retrospectives)
  • Create and manage Epics, Features, User Stories, Acceptance Criteria, and Defect tickets using Jira
  • Collaborate with Product Owners and delivery teams to prioritize work and track progress against release milestones
  • Working knowledge of payments ecosystems and transaction lifecycles (payment initiation, settlement, reconciliation)
  • Business Analyst experience with payments background
  • Experience writing technical documents

JPMorganChase Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.

  • Healthcare Strength Medical, dental, vision, and mental-health coverage are broad, with wellness incentives, on-site or virtual care, and an EAP offering coaching and counseling. Plan materials emphasize accessible options, including multiple medical choices and tools to manage costs.
  • Parental & Family Support Paid parental leave extends up to 16 weeks for all parents, supplemented by paid Critical Caregiver Leave. Family resources include backup childcare via Bright Horizons, lactation support and milk-shipping, family-building assistance, and even a free five-month SNOO rental for newborns.
  • Retirement Support Retirement programs include a 401(k) with an annual company match and automatic pay credits for most employees, with a legacy pension available to earlier hires. An Employee Stock Purchase Plan at a 5% discount further supports long-term savings.

JPMorganChase Insights

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The Company
HQ: New York, NY
289,097 Employees
Year Founded: 1799

What We Do

JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.

Why Work With Us

Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.

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