Payment Operations Specialist

Posted 2 Days Ago
Be an Early Applicant
Saint Louis, MO, USA
In-Office
Entry level
Fintech
The Role
Supports daily payment processing, including ACH and RTP transactions, reconciliations, failed-payment resolution, internal inquiries, and fraud or risk escalation. Ensures compliance with NACHA rules, Regulation E, banking regulations, and internal procedures while maintaining accuracy and operational efficiency. Requires strong attention to detail, communication skills, and proficiency with Microsoft Office. No prior experience is required, though payment operations experience is preferred.
Summary Generated by Built In
Why Stifel

Stifel strives for a culture that puts its clients and associates first: a culture where everyone belongs, everyone is welcome, and everyone contributes to the success of our clients, their careers, and the firm as a whole.


Let’s talk about how you can find your place here at Stifel, where success meets success.

What You'll Be Doing

The Payment Operations Specialist I supports the daily execution of payment processing activities, including transaction handling, reconciliations, and customer support. This role emphasizes accuracy, compliance, and adherence to operational procedures while contributing to the overall efficiency of the payment operations team.

What We're Looking For
  • Process various payment types (ACH, RTP, etc.) in accordance with established procedures.
  • Perform daily reconciliations and assist in identifying discrepancies.
  • Support resolution of payment issues and failed transactions.
  • Respond to internal inquiries regarding payment status and procedures.
  • Assist in identifying potential fraud or risk and escalate as needed.
  • Maintain compliance with NACHA rules, Regulation E, and internal policies.
  • Participate in team meetings and cross-functional collaboration.
What You'll Bring
  • Understand and comply with all regulations, including the Community Reinvestment Act, Bank Secrecy Act, Fair Credit Reporting Act, etc.
  • Understand and comply with all NACHA rules and guidelines.
  • Strong attention to detail and ability to follow procedures.
  • Effective communication skills both verbal and written.
  • Ability to consider the relative costs and benefits of potential actions to choose the most appropriate one.
Education & Experience
  • Minimum Required: High School Diploma or equivalent


  • Minimum Required: No experience required, 1+ years' experience in payment operations preferred.

Licenses & Credentials
  • None
Systems & Technology
  • Proficient in Microsoft Word, Excel, Outlook

About Stifel

Stifel is more than 130 years old and still thinking like a start-up.  We are a global wealth management and investment banking firm serious about innovation and fresh ideas.  Built on a simple premise of safeguarding our clients’ money as if it were our own, coined by our namesake, Herman Stifel, our success is intimately tied to our commitment to helping families, companies, and municipalities find their own success.


While our headquarters is in St. Louis, we have offices in New York, San Francisco, Baltimore, London, Frankfurt, Toronto, and more than 400 other locations.  Stifel is home to approximately 9,000 individuals who are currently building their careers as financial advisors, research analysts, project managers, marketing specialists, developers, bankers, operations associates, among hundreds more.  Let’s talk about how you can find your place here at Stifel, where success meets success.


At Stifel we offer an entrepreneurial environment, comprehensive benefits package to include health, dental and vision care, 401k, wellness initiatives, life insurance, and paid time off.


Stifel’s bank and trust companies are equal opportunity employers. All candidates will be considered without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, veteran status, genetic information or any other protected characteristic under applicable law.  If you would like more information regarding Equal Employment Opportunity rights and protections, please review the following information: Know Your Rights.


Stifel is an Equal Opportunity Employer. 


Skills Required

  • High school diploma or equivalent
  • No prior experience required
  • One or more years of payment operations experience
  • Understanding of and compliance with applicable regulations, including the Community Reinvestment Act, Bank Secrecy Act, and Fair Credit Reporting Act
  • Understanding of NACHA rules and guidelines
  • Strong attention to detail and ability to follow procedures
  • Effective verbal and written communication skills
  • Ability to evaluate relative costs and benefits when selecting appropriate actions
  • Proficiency in Microsoft Word, Excel, and Outlook
  • No licenses or credentials required

Stifel Financial Corp. Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Stifel Financial Corp. and has not been reviewed or approved by Stifel Financial Corp..

  • Strong & Reliable Incentives — Compensation is positioned as highly attractive for financial advisors, with emphasis on meaningful earning upside tied to production. Recognition for advisor satisfaction indicates that incentive mechanics can be a differentiator in producer roles.
  • Flexible Benefits — The benefits program is broad and multi-option, spanning multiple health plan choices, FSAs/HSAs, and a wide set of voluntary insurance add-ons. This menu-style design supports tailoring coverage to different life stages and needs.
  • Parental & Family Support — Family-oriented benefits are extensive, including parental leave, adoption assistance, fertility and family-building support, and back-up childcare and elder care. These offerings signal a comparatively strong support system for caregiving and family planning.

Stifel Financial Corp. Insights

Am I A Good Fit?
beta
Get Personalized Job Insights.
Our AI-powered fit analysis compares your resume with a job listing so you know if your skills & experience align.

The Company
HQ: Saint Louis, MO
7,052 Employees
Year Founded: 1890

What We Do

Established in 1890, Stifel, Nicolaus & Company, Incorporated is one of the nation’s premier full-service financial services firms, providing brokerage, trading, investment banking, investment advisory, and related services to individual investors, professional money managers, businesses, and municipalities through more than 400 locations across the U.S. Stifel ranks as the 7th largest brokerage firm in the country as measured by number of financial advisors, with approximately 2,300, and features a highly regarded equity research department that has earned numerous accolades from such publications as The Wall Street Journal, Forbes, and the Financial Times. In 2023 and 2024, Stifel was recognized as the No. 1 wealth management firm for employee advisor satisfaction, based on the J.D. Power U.S. Financial Advisor Satisfaction Study*. Stifel is the principal subsidiary of Stifel Financial Corp. (NYSE: SF), a financial services holding company headquartered in St. Louis, Missouri. Stifel Financial Corp.'s other subsidiaries include Stifel Independent Advisors, LLC, an independent contractor broker-dealer firm; Stifel Nicolaus Europe Limited, the Company’s European subsidiary; Stifel Nicolaus Canada, Inc., our Canadian subsidiary; Stifel Bank and Trust and Stifel Bank, retail and commercial banks; and Stifel Trust Company, N.A. and Stifel Trust Company Delaware, N.A, our trust companies. *Stifel received the highest score among employee advisors in the J.D. Power 2023-2024 U.S. Financial Advisor Satisfaction Studies, which measures employee advisors’ satisfaction among those who are employed by an investment services firm. Visit jdpower.com/awards for more details.

Similar Jobs

Mastercard Logo Mastercard

Platform Engineering Intern, Summer 2027 - St. Louis, MO, US

Blockchain • Fintech • Payments • Consulting • Cryptocurrency • Cybersecurity • Quantum Computing
Hybrid
O'Fallon, MO, USA
38800 Employees
25-30 Hourly

Mastercard Logo Mastercard

Artificial Intelligence Engineer

Blockchain • Fintech • Payments • Consulting • Cryptocurrency • Cybersecurity • Quantum Computing
Hybrid
O'Fallon, MO, USA
38800 Employees
100K-100K Annually

Mastercard Logo Mastercard

Director, GBSC Operations Excellence and Value Delivery

Blockchain • Fintech • Payments • Consulting • Cryptocurrency • Cybersecurity • Quantum Computing
Hybrid
O'Fallon, MO, USA
38800 Employees
142K-234K Annually

Mastercard Logo Mastercard

Manager, Legal Compliance

Blockchain • Fintech • Payments • Consulting • Cryptocurrency • Cybersecurity • Quantum Computing
Hybrid
O'Fallon, MO, USA
38800 Employees
115K-184K Annually

Similar Companies Hiring

Hanover Park Thumbnail
Artificial Intelligence • Fintech • Software • Financial Services
New York, New York
42 Employees
Kepler  Thumbnail
Artificial Intelligence • Fintech • Software
New York, New York
9 Employees
Onshore Thumbnail
Artificial Intelligence • Fintech • Software • Financial Services
New York, New York
60 Employees

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account