About VFX
VFX Financial is one of the UK’s fastest-growing FinTechs, helping complex organisations move, manage, and protect money across borders. Built for specialist sectors, multi-jurisdiction structures, and high-compliance environments, we support businesses whose needs go beyond standard banking. We’re selective about who we work with because exceptional service requires focus and commitment.
With six international offices, six regulatory licences, and an 83% CAGR over the past three years, we’re scaling rapidly and earning industry recognition along the way — including the Financial Times FT1000: Europe’s Fastest Growing Companies 2026, CNBC UK’s Top Fintech Companies 2025, Wealth & Finance FinTech Awards 2026, and the Business Growth Award from Business Awards UK.
Behind it all is a team of ambitious VFXers united by collective ownership, a focus on growth, and a shared passion for solving complex problems.
About the Role
We’re seeking an Onboarding Analyst to support our first line of defence across a global client portfolio.
You will conduct KYC, due diligence and risk assessments to ensure clients are onboarded in line with regulatory requirements, VFX’s risk appetite, and the expectations of our tier-1 banking partners. Your work will directly support secure client activation and the integrity of our platform.
Key Responsibilities
KYC, Due Diligence & Risk Assessment
Conduct risk assessments aligned to VFX’s risk appetite and regulatory obligations.
Escalate higher-risk or complex cases to Senior Analysts or 2nd line Compliance.
Maintain robust records, audit trails and clear rationale for onboarding decisions.
Risk Decisioning & Governance
Conduct thorough risk assessments aligned to VFX’s risk appetite and regulatory obligations.
Escalate higher-risk or complex cases to Senior Analysts or 2nd line Compliance.
Maintain robust records, audit trails, and rationale for all onboarding decisions.
Cross-Functional Collaboration
Partner with Compliance, Risk, Relationship Management and Transaction Monitoring to resolve queries and obtain required information.
Share observations on emerging onboarding patterns, typologies or risks.
Support MI preparation and assist with data or documentation requests for audits or reviews.
Process & Control Enhancement
Support enhancements to onboarding processes, documentation and workflow efficiency.
Participate in ongoing systems, policy and control improvements.
Candidate Profile
Clear communicator with strong written skills and the ability to explain findings concisely.
Detail-oriented, analytical and able to apply structured thinking to KYC and onboarding assessments.
Calm, precise and dependable under time-sensitive conditions.
Proactive, curious and eager to grow within a regulated, fast-moving environment.
Collaborative, with a willingness to build relationships across multiple teams.
Preferred Background
1–3+ years’ experience in onboarding/KYC within fintech, payments, banking or another regulated sector.
Understanding of corporates and complex organisational structures, CDD/EDD requirements and regulatory obligations.
Familiarity with sanctions/PEP screening and risk-based decision-making.
Experience with onboarding workflows, KYC documentation and due diligence processes.
Comfortable using onboarding or case management systems.
Experience onboarding high-risk clients across a range of jurisdictions.
Benefits at VFX
We offer more than just perks — we offer ownership.
Our benefits include:
Generous Profit Share Plan (PSP)
Potential equity opportunities via the Company Share Option Plan (CSOP)
Competitive salary
Hybrid working 3-days per week at our Aldgate office
Annual all-expenses paid company incentive trip abroad
Flexible learning & development budget
Weekly events like Supper Club, Thursday Happy Hour & regular socials
Fresh fruit, breakfast staples & fully stocked drinks fridge in the office
PSP & CSOP Details
At VFX, the biggest benefit is the opportunity to act like an owner. Through our Profit Share Scheme (PSP), every team member has a stake in the business by sharing in the profits.
To show you what that looks like, in 2025, PSP participants received over £1,000,000. Historically, VFX has also offered equity opportunities via Company Share Option Plan (CSOP), where more than 80% of eligible VFXers chose to become shareholders — a powerful reflection of the belief and commitment that drives VFX forward.
If you care about building something meaningful, take pride in your work, and are motivated by impact — you’ll thrive here.
Next Steps
If you are successful, you will be contacted for an initial call with the People Ops Team, followed by a 1st stage technical Teams interview, and culminating with an in-person final stage interview at our London office.
Skills Required
- Strong written communication and ability to explain findings concisely
- Detail-oriented, analytical, and able to apply structured thinking to KYC and onboarding assessments
- Calm, precise, and dependable under time-sensitive conditions
- Proactive, curious, and willing to grow in a regulated environment
- Collaborative approach and willingness to build cross-functional relationships
- 1-3+ years of onboarding or KYC experience in fintech, payments, banking, or another regulated sector
- Understanding of corporate structures, complex organisational structures, CDD/EDD requirements, and regulatory obligations
- Familiarity with sanctions and PEP screening and risk-based decision-making
- Experience with onboarding workflows, KYC documentation, and due diligence processes
- Comfort using onboarding or case management systems
- Experience onboarding high-risk clients across multiple jurisdictions
What We Do
VFX Financial PLC provides alternative banking and currency risk management solutions for complex organisations. The company helps clients move, manage, and protect money across borders without friction, using innovative technology and specialist expertise. Built for specialist sectors and highly regulated environments, VFX supports businesses whose needs are beyond standard banking, facilitating resilient and efficient global financial operations across multiple jurisdictions.
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