The Role
Manage and grow EBB credit portfolio by sourcing debtors, providing financial consultation, preparing credit proposals, administering loans (signing, disbursement, rollovers), monitoring repayment and collectability, and ensuring regulatory-compliant credit administration.
Summary Generated by Built In
Strategy and Planning
- Design daily and monthly Sales Activity Plan as guidance for SPT achievement
Business Performance and Management
- Seek proactively potential debtor to achieve business target
- Provide financial consultant for potential & existing debtor by identify debtor needs and offer product according to their needs
- Responsible to EBB credit portfolio growth and optimalization credit usage
- Run all credit activities, from preparation, call report, credit proposal, credit proposal approval, loan administration related to Credit Signing, disbursment, roll over and credit maintenance
- Determine debtor’s ability to pay by establish depth information on debtor loan, such as business prospec, business management, owner / shareholder and business cash flow
- Ensure collectability of debtor remains healthy by monitoring the fulfillment of payment obligation
- Do early recogniation watchlist for each debtor and inform the management if needed
People Management
Regulatory Compliance
- Ensure all credit administration and process comply with internal and external regulation
Qualifications
Risk Management Sertification (Level 1)
Min Bachelor Degree
Skills Required
- Risk Management Certification (Level 1)
- Minimum Bachelor Degree
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The Company
What We Do
PT Bank CIMB Niaga Tbk is one of Indonesia's largest private banks, providing a comprehensive portfolio of conventional and sharia banking services. Its operations span consumer, SME, commercial, and corporate banking, offering products such as loans, deposits, and treasury services. A subsidiary of CIMB Group Holdings Berhad, it serves as a universal banking platform focused on advancing customers and society.
