Mortgage Lock Desk Analyst

Posted Yesterday
Be an Early Applicant
Hiring Remotely in United States
Remote
25-34 Hourly
Junior
Fintech
The Role
Processes mortgage lock requests, extensions, relocks, changes, and cancellations with investors. Manages the lock desk queue, supports loan origination teams, enforces rate lock policies, resolves locking and pricing issues, and escalates pricing discrepancies. Requires mortgage lock desk or pricing experience, secondary mortgage market knowledge, strong math and critical-thinking skills, Microsoft Office proficiency, and the ability to work accurately in a high-volume remote environment.
Summary Generated by Built In

AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence.

Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they’re celebrated. Your success is our success, and we are seeking skilled professionals who are ready to bring their A-game, exceed benchmarks and enhance the overall excellence of AmeriSave, while also growing and advancing their careers.

At AmeriSave, we're one team with one shared dream - to be the best.  Let’s redefine excellence together!

What we’re looking for:

AmeriSave is currently seeking a Lock Desk Analyst to join our winning team.

This is a remote opportunity to work from home.

What You’ll Do: 

  • Process new locks requests, extensions, relocks, lock changes, and lock cancellations with investors
  • Manage the Lock Desk queue in a timely manner by providing support to Loan origination units as needed
  • Enforce AmeriSave Rate Lock Policy while working closely with Loan Officers and Operations Staff
  • Aid production support staff in identifying and solving various locking and pricing issues
  • Notify leaders of pricing and other issues to maintain accuracy of internal pricing engine and to improve system processes and performance

What You’ll Need:

  • 2+ years of Lock Desk or pricing experience
  • OR 3+ years of general Mortgage experience with 1+ year of lock desk specific experience
  • Working Knowledge of secondary mortgage market framework- Fannie Mae, Freddie Mac and FHA/VA mortgage programs
  • Experience locking best effort loans with investors. Knowledge of products: Jumbo, CES, Helocs, NonQm a plus
  • Able to work efficiently while maintaining professionalism across departments and external vendors
  • Strong critical thinking and math skills. Ability and desire to learn and grow
  • Microsoft Office applications experience required. SQL knowledge is a plus
  • Detail oriented with ability to work in high-volume, fast-paced environment
  • Hours of operation Monday to Friday 10a – 6p EST, 1 hour lunch and breaks
  • High-speed internet required for remote work, Cable or Fiber ONLY with the ability to connect via Ethernet. Minimum speeds: 70/30 Mbps (basic), 200-300/35-70 Mbps (shared), 500-1,000/100+ Mbps (heavy use).

**Please note that the compensation and benefit information that follows is a good faith estimate for this position only and is provided pursuant to applicable state and local laws on pay transparency. It is estimated based on what a successful applicant in the relevant state might be paid. ** 

Compensation: 

The hourly rate for this position ranges from $25 - $34 per hour depending on experience.   

Benefits:  

·         401(k) 

·         Dental insurance 

·         Disability insurance 

·         Employee discounts 

·         Health insurance 

·         Life insurance 

·         Paid time off 

·         12 paid holidays per year 

·         Paid training 

·         Referral program 

·         Vision insurance   

Supplemental pay types: 

·         Referral bonuses 

AmeriSave is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

California Consumer Privacy Act Disclosure Acknowledgment 

Employment Applicants, New Hires, and Employees Residing in California 

  

AmeriSave Mortgage Corporation’s Privacy Policy Statement (“Policy”) can be reviewed here: www.amerisave.com/privacy-policy 

  

AmeriSave Mortgage Corporation’s California Consumer Privacy Act (“CCPA”) Recruitment Disclosure can be reviewed here: https://www.amerisave.com/ccpa-recruitment-disclosure/ 

  

When AmeriSave’s Human Resources Department makes future requests for personal information, the same Policy is applicable. By applying, you understand this acknowledgment covers current and future personal information requests. You also acknowledge the business purpose of the personal information collected and that future requests may occur while applying for a position at AmeriSave and/or during employment, if applicable. 

 

 

Skills Required

  • 2+ years of Lock Desk or pricing experience, or 3+ years of general mortgage experience with 1+ year of lock desk experience
  • Working knowledge of the secondary mortgage market framework
  • Knowledge of Fannie Mae, Freddie Mac, and FHA/VA mortgage programs
  • Experience locking best-effort loans with investors
  • Microsoft Office applications experience
  • Strong critical-thinking and math skills
  • Ability to work efficiently and professionally across departments and with external vendors
  • Detail orientation and ability to work in a high-volume, fast-paced environment
  • High-speed cable or fiber internet with Ethernet connectivity and required minimum speeds
  • Knowledge of Jumbo, CES, HELOC, and Non-QM products
  • SQL knowledge
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The Company
HQ: Atlanta, GA
2,590 Employees
Year Founded: 2002

What We Do

AmeriSave.com was designed to make shopping for mortgages easy and straight forward. You can shop, apply and lock in your rate in minutes. Our goal is to make the mortgage process simple and fast, while saving you money in the process. AmeriSave offers all mortgage and refinance products, including conventional fixed rate and adjustable rate, FHA, FHA Streamline, HARP, USDA, VA and Jumbo.

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