Mortgage Closer

Posted 2 Days Ago
Be an Early Applicant
San Diego, CA, USA
In-Office
20-23 Hourly
Junior
Financial Services
Mortgage Lender specializing in serving veterans, self-employed, and real estate investors 855-928-0163
The Role
Prepare, review, and balance closing documents, ensure compliance with federal and state mortgage regulations, coordinate with processors/title/escrow, run compliance reports, resolve discrepancies, and confirm files are complete and ready for funding using LendingPad.
Summary Generated by Built In

Do you take pride in being the last set of eyes on a file before it funds? 

Are you the kind of person who can't rest until every number ties out and every document is in order? 

Do you thrive in a role where accuracy and follow-through are the whole job?

If you answered yes, we want to talk to you.

About Griffin Funding

Griffin Funding is a full-service mortgage lender licensed across the U.S. and committed to making homeownership more accessible. We're a VA Approved Lender and FHA Non-Supervised Lender with a reputation for speed, service, and doing right by our borrowers. Our team is performance-driven, collaborative, and growing — and we're looking for people who want to grow with us.

About the Role

The Mortgage Closer is the final checkpoint before a loan funds. You're responsible for preparing, reviewing, and balancing closing documents, making sure every file meets federal and state regulatory requirements, and coordinating with the teams and partners who get borrowers to the signing table. It's a detail-heavy role where precision, communication, and ownership directly affect whether a loan closes cleanly and on time.

A Day in the Life

Morning

  • Review the day's closing calendar and prioritize files based on scheduled signings and funding dates

  • Prepare and review closing documents and initial closing disclosures

  • Verify that all loan documents are complete, accurate, and compliant with federal and state regulations

  • Coordinate with processors, title companies, and escrow agents to confirm timelines and outstanding items

Afternoon

  • Conduct a final review of each file to confirm all conditions have been met prior to funding

  • Run compliance reports and work through any errors that surface

  • Balance the final closing package and confirm LendingPad is fully updated

  • Address discrepancies as they arise and follow up with the appropriate parties to resolve them

  • Confirm signed loan documents are complete and ready for funding

Major Goals and Responsibilities

  • Prepare and review closing documents and initial closing disclosures

  • Verify that all documents are complete, accurate, and compliant with federal and state regulations

  • Ensure loan documents are complete upon signing

  • Communicate with all parties, including title companies, escrow agents, and processors

  • Conduct file reviews to confirm all conditions have been met prior to funding

  • Identify and address discrepancies or issues that arise during the closing process

  • Run compliance reports and resolve any errors that come up

  • Balance the final closing package and keep LendingPad up to date

  • Perform other duties as assigned based on operational needs

Key Characteristics

  • Meticulous. You catch the thing everyone else missed. Typos, math errors, missing signatures - nothing gets past you.

  • Calm under pressure. Closings are time-sensitive. You keep your head when files get complicated and deadlines get tight.

  • A clear communicator. You can work with title, escrow, processors, and loan officers without drama, and you follow up until issues are resolved.

  • Takes ownership. The file is yours from document prep through funding. You don't wait for someone to tell you what's next.

  • Comfortable with regulation. You understand the rules that apply to mortgage closings and you treat compliance as part of the job, not a checkbox.

What We're Looking For

  • 2+ years of mortgage closing experience

  • Working knowledge of federal and state mortgage regulations (TRID, RESPA, state-specific disclosure requirements)

  • Experience with LendingPad or a comparable LOS

  • Strong attention to detail and document accuracy

  • Ability to manage multiple files at different stages simultaneously

  • Clear, professional written and verbal communication

Your Path Forward

Closers at Griffin Funding have the opportunity to grow into senior closing, funding, or post-closing roles as they build expertise and take on more complex files. We invest in people who invest in the craft.

Compensation and Benefits

  • Base pay: $52,000/year ($25/hour)

  • Per-file bonuses: Additional incentive pay tied to closed files

  • Benefits we offer:

    • Medical, Dental, and Vision

    • 401(k) with 4% company match

    • PTO (accrual-based, 90-day waiting period)

    • Life and Disability insurance

    • ClassPass

    • Floating birthday month holiday

    • BenefitHub

    • Employee Assistance Program (EAP)

Griffin Funding, provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Griffin Funding, complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.

NMLS #1120111

VA Approved Lender ID: 9088650000
FHA Non-Supervised Lender No.: 01472-0000-3

Skills Required

  • 2+ years of mortgage closing experience
  • Working knowledge of federal and state mortgage regulations (TRID, RESPA, state-specific disclosure requirements)
  • Experience with LendingPad or a comparable LOS
  • Strong attention to detail and document accuracy
  • Ability to manage multiple files at different stages simultaneously
  • Clear, professional written and verbal communication
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The Company
HQ: San Diego, California
73 Employees
Year Founded: 2012

What We Do

Griffin Funding, Inc., is a consumer-direct national boutique mortgage company. We specialize in VA Loans, Self-Employed Non-QM Bank Statement Loans, and DSCR Real Estate Investor Loans. Call us today for a free consultation 855-928-0163. Visit our webpage for full list of state licensing. NMLS# 1120111 We are honored to be able to serve our Veterans across the country and help them with their home mortgage needs. Our VA zero down purchases are very flexible and our VA Streamline IRRRLs do NOT require a credit score, income, assets, or appraisal verification. Our most popular program is the "VA Cashout"​ loan to payoff debts and do home improvements. Griffin also offers alternative Income Loans for high net worth clients and self-employed borrowers, FHA to Conventional conversions, High Balance Mortgages, Jumbo Loans and more. NMLS Unique Identifier: 1120111 VA Approved Lender ID: 9088650000 State Licensing: Visit our website at https://griffinfunding.com/state-licensing/ Texas (TX) – 1120111 – CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. 2445 5th Ave Ste 340 San Diego CA 92101 NMLS Consumer https://nmlsconsumeraccess.org/

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