This position is responsible for the effective collection of accounts ranging from 90-180 days. Utilizing extensive skip tracing techniques, the Collection Rep will make every effort to locate the customer in order to negotiate effective payment plans and or settlements. This position requires excellent customer service skills in all stages of the collection process.
Responsibilities
· Maintains a work queue of 90-180 days delinquent accounts
· Ensures all FDCPA, and CFDCPA 1788-1788.33 are adhered to at all times.
· Achieves and maintains TEAM and Individual production STANDARDS and GOALS within the department.
· Negotiates settlements and payment arrangements with Supervisor and or Management prior approval.
· Prepares equity and asset analysis in order to qualify an account to be referred to the Small Claims Team for possible litigation.
· Refers bankrupt loans to the legal department for further processing and analysis.
· Responsible for maintaining a timely follow-up and current status of all accounts assigned in his/her work queue.
· Solicits check by phone, and Credit Card payments in order to mitigate potential losses.
Requirements
• 3 years of experience in collection of 90 to 180 delinquent loans and accounts.
• Analytical and problem-solving skills
• Ability to work in a fast-paced work environment type 40wpm
• Excellent communication skills
• Bilingual in Spanish (A Plus)
• A general understanding of legal issues and bankruptcy laws and regulations
• Ability to organize workload for effective collection efforts
Education
· High School diploma or equivalent required.
· Accreditations in Customer Service, Fair Debit Collection or MS Office products preferred but not required.
Other Skills/Abilities
· Knowledge of FDCPA and Fair Billing Act preferred
· Being able to speak additional languages.
· Skip Tracing skills and collection experience also a plus.
Benefits
Health
Dental
Vision
401K
Paid Time off
Skills Required
- Three years of experience collecting 90- to 180-day delinquent loans and accounts
- Analytical and problem-solving skills
- Ability to work in a fast-paced environment
- Typing speed of 40 words per minute
- Excellent communication skills
- Ability to organize workload for effective collection efforts
- General understanding of legal issues, bankruptcy laws, and regulations
- High school diploma or equivalent
- Bilingual Spanish language skills
- Accreditation in customer service, fair debt collection, or Microsoft Office products
- Knowledge of the FDCPA and Fair Billing Act
- Skip tracing skills and collection experience
- Ability to speak additional languages
What We Do
Aladdin Bail Bonds helps people facing arrest navigate the bail process and secure release from jail. It provides bail-bond services with an initial payment based on a portion of the full bail amount, and works with customers on customized payment plans. The company offers free bail information and 24/7 English- and Spanish-language assistance, serving customers through offices across multiple U.S. states.
