Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
The Collections team, as part of the Repayments area, is on a mission to build a robust platform that will maximize the recovery of delinquent users by sending the right message to the right people at the right time, while monitoring and detecting problems and ensuring high reliability of the engineering systems. Collaborating closely with our product managers and backbook risk teams, you will effectively manage loans throughout the delinquency phase of their lifecycle and develop and implement recovery strategies.
The Repayments team's vision is to develop easy, transparent, and flexible repayment experiences that retain our customers for life—through good times and bad times—which is a critical element of our strong unit economics at Affirm.
We are looking for a highly motivated manager to help build this team in Poland or in Spain. Come join us!
Lead, mentor, and grow an engineering team responsible for the backbone of our delinquent loans recovery processes.
Mentor engineers on the team to help improve their designs, code quality, and testing.
Own availability, reliability, and performance of your team’s systems.
Partner with product managers to design and build best-in-class systems and processes for collections.
Partner with a diverse set of engineering teams who build solutions throughout the entire lifecycle of a loans repayment at Affirm.
Build relationships and engage with senior management in the organization.
- On-Call Rotation - There would be an on-call rotation for this role as a requirement.
What we look for
7+ years of proven experience as a software engineer role with leadership responsibilities and 1+ years as an engineering manager.
Drive to change consumer financial services for the better.
Prior experience growing and managing a high performing engineering team.
Fluency in back end development.
Prior experience architecting, building, launching and maintaining consumer scale products.
Strong cross-team communication and collaboration skills.
Knowledge of basic loans lifecycle and delinquency assessment is a plus.
Compensation & Benefits
Base Pay Grade - P
Equity Grade - Spain 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).
ESP base pay range per year: € 101,000 - 131,000
Additional benefits include:
- Flexible Spending Wallets for tech, food and lifestyle
- Away Days - wellness days to take off work and recharge
- Learning & Development programs
- Parental leave
- Employee Resource & Community Groups
We are able to offer visa sponsorship for this role, but do require that someone is based in Spain for the role.
Location - Remote Spain
#LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
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What We Do
At Affirm, we help people say yes to the things that matter with flexible, transparent ways to pay over time. No hidden fees, no compound interest, and no fine print—just a smarter way to spend.
Why Work With Us
Who is an Affirmer?
/noun/
Someone who believes finance shouldn’t be complicated. We come from a diverse set of backgrounds and we’re driven by the desire to improve lives through honest financial products. We define success by challenging one another to bring our best ideas to every single project—and we have fun while doing it.
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Employees work remotely.
Affirm is a remote-first company! Our employees can work anywhere in the U.S. but if an office is more your style, we have office locations in San Francisco, Chicago, New York City, and Pittsburgh.
