Manager, Financial Crime Compliance

Company Description

We’re Checkout.com – you might not know our name, but companies like eBay, ASOS, Klarna, Uber Eats, and Sony do. That moment when you check out online? We make it happen.

Checkout.com is where the world checks out. Our global network powers billions of transactions every year, making money move without making a fuss. We spent years perfecting a service most people will never notice. Because when digital payments just work, businesses grow, customers stay, and no one stops to think about why.

With 19 offices spanning six continents, we feel at home everywhere – but London is our HQ. Wherever our people work their magic, they’re fast-moving, performance-obsessed, and driven by being better every day. Ideal. Because a role here isn’t just another job; it’s a career-defining opportunity to build the future of fintech.

Job Description

Support the U.S. Compliance team and oversee the Compliance Program to manage all sources of regulatory risk and provide reporting which meets the needs of our bank partners, payment network partners, and regulators. Amongst other duties, the incoming Compliance leader will be responsible for:

• Providing strategy, direction, and oversight for the U.S. Compliance team, ensuring adequate risk management practices are implemented.

• Working jointly with other senior management in the US and at the Group level.

• Responsible for liaising with bank partners, payment networks, and regulators.

• Assist with setting up governance committees needed for our US regulated entities.

• Oversee Compliance regulatory and management reporting in line with external and internal policy requirements.

• Developing compliance policies and procedures that are designed to comply with applicable external requirements and group-wide policies.

• Managing the overall anti-money laundering compliance program including the filing of suspicious activity reports.

• Review escalations from the first line of defense, approving merchant applications and making sure necessary Customer Due Diligence is performed.

• Maintain legal entity specific compliance risk assessment highlighting control gaps where necessary.

• Communicating with all necessary staff to ensure they understand their responsibilities and are trained in Checkout.com policies and procedures to identify financial crime issues and escalate any suspicious activity.

• Supporting the business and signing off, where necessary, to launch new products and assess the associated risks in accordance with regulatory requirements.

• Maintain awareness of compliance industry trends including financial crime risks.  

Qualifications

• 6+ years of compliance experience at a regulated U.S. financial institution.

• Strong understanding of compliance risks associated with financial institutions as well as payment network specific compliance requirements. 

• Knowledge and experience within the Payments/Fintech industry and compliance with U.S. state money transmission compliance requirements.

• Experience dealing with regulators in a senior compliance role with robust knowledge on key compliance topics including KYC, AML/CFT, Sanctions.

• Highly analytical, strategic problem solver with strong ideas and foresight.

• Strong communicator with the ability to build cross-functional relationships.

• Ability to handle multiple tasks with tight delivery schedules and prioritize accordingly, communicating roadmaps and deliverables clearly and articulately.

• Strong sense of ownership and accountability.

• Humility, low-ego and will be an ideal champion of our mission and values.

Bring all of you to work 

We create the conditions for high performers to thrive – through real ownership, fewer blockers, and work that makes a difference from day one.

Here, you’ll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It’s a place where ambition gets met with opportunity – and where your growth is in your hands.

We work as one team, and we back each other to succeed. So whatever your background or identity, if you’re ready to grow and make a difference, you’ll be right at home here.

It’s important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable.
 

Life at Checkout.com

We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection.

Curious about what it’s like to be part of our team? Visit our Careers Page to learn more about our culture, open roles, and what drives us.

For a closer look at daily life at Checkout.com, follow us on LinkedIn and Instagram